ABT Credit Card is one of the store credit cards issued by Synchrony Bank to customer on-demand. If you are wondering whether ABT Electronics Credit Card is the right card for you, read on to explore more about ABT Electronics Financing Card.
If applying for the ABT Electronics Card issued by Synchrony Bank, you could receive up to 12 months of 0% APR on purchases of $300 or more. You should expect a no annual fee attached to this credit card on top of a revolving credit line to use at ABT Electronics.
The ABT Card’s sole purpose is to provide their customers with an additional way to pay for purchases with a range of available financing options and assumingly enough. This card seems to be more of a store card credit card as mentioned above. The store card is not that bad considering their online page has tons of affordable products.
Key Features of ABT Credit Card
Though, this credit card is regarded as one of the store card issued by Synchrony Bank to customer on-demand. Therefore, it has some key features that make it stand out among other store credit card in the market. Once you read through these features, you will gladly apply for ABT Card.
No annual fee: This is a great option for people looking for a low-maintenance credit card. It gives you the benefits of a credit card, but you do not have to pay an annual fee for the privilege.
0% APR Balance Transfer Intro Rate: ABT Electronics Card offers an introductory 0% APR rate on balance transfers for up to 12 months. This is the average period for 0% APR balance transfer cards.
0% APR on New Purchases: ABT Synchrony Bank new cardholders receive an introductory 0% APR rate on new purchases for up to 12 months. This is an amazing feature on ABT Card
Fair or Better Credit Required. You will have good approval odds if your credit score is above650, this is not too bad, but consider very good feature about the credit card
Competitive APRs: ABT Card has a fixed purchase APR that ranges from 0% up to 29.99%. This is not bad compare to other store credit card in the market.
The Pros and Cons of ABT Synchrony Credit Card
Despite the amazing features of the ABT card highlighted above, it is a great idea to list out the pros and cons of using the ABT Financing card. These (pros & cons) will help you in deciding your application process on ABT Credit Card.
The Pros of ABT Card
This part of the article will list out the pros of having this chip card in your wallet. This credit card worth having in your custody
====> No annual fee, you don’t need to worry about the annual fee, it is also zero annual fee
====> ABT Electronics Credit card offers 0% APR balance transfer intro rate on balance transfers for up to 12 months.
====> You will enjoy lower average purchase APRs.
====> You will not be charged any balance transfer fee, in a simple language, it is a zero transfer fee credit card
====> You will get 0% APR on new purchases during the first 12 months of using your ABT Credit Card.
The Cons of ABT Credit Card
We have just listed out the pros of the credit card, we need to itemize the cons as well. This part of the article will run through the cons of the credit card.
====> Does not include any credit card benefits.
====> Unlike other credit cards in its category, ABT Card does not offer rewards or cash back. If you want cash back on your credit card, then opt-out of this credit card
====> ABT Synchrony Card does not offer a signup bonus, this is a big mess about the credit card
====> ABT Financing Card does not report to credit bureaus, this is not good, we believe they are working on this.
====> You don’t earn rewards on every purchase, this is bad as well, some credit card offer reward on every purchase via their card
How to Apply for an ABT Electronics Credit-Card?
With what you have been reading so far about ABT Financing, you have decided to apply for this credit card. This part of the article will run through the application process. It is simple and easy to go about, here we go:
Step 1 ====> You must visit the official ABT Electronics card application page. You can get there from the ABT Electronics homepage as well.
Step 2 ====> Now, enter the initial purchase amount (if known). Enter all personal, contact and financial details as specified in the application. Do not leave anything blank if it has a red asterisk mark along with the text box.
Step 3 ====> Choose yes/no if you have a joint application. Also, choose a statement delivery method.
Step 4 ====> Select the box if you want the card security program and click Continue to submit your application.
ABT Synchrony Card Login Process
Now you have completed the application process, then you need to login into your online account to make a payment and understand your account on the dashboard. In that case, this part of the article will run through an ABT Synchrony Credit Card Login Process
Step 1 ====> You need to visit the official login page through Synchrony Bank’s credit card for ABT Electronics.
Step 2 ====> Now on the page, locate and click on the green login button in the top right corner of the screen.
Step 3 ====> You need to enter your login details (username and password) in the space provided
Step 4 ====> Finally, click on the Secure Login button.
BOTE: You have the option of remembering your username on this browser, activate this box if you use your personal computer.
How to Activate your ABT Electronics Credit Card?
Once you received your ABT Credit Card, you need to activate it before you can make use of it. Without activation, ABT Card remains ordinary plastic and remains useless.
Therefore, you must activate the credit card to be able to make use of it. This activation process is very simple and easy to go about. You only need to follow a simple process as explained in the article.
Step 1 ====> You need to visit the login page as explained above.
Step 2 ====> From the card login page, locate and click on Register button.
Step 3 ====> You will be asked for your account number, the last 4 digits of your SSN and your date of birth. Enter them on the required field, and click on the Continue button.
Step 4 ====> On the following page(s), complete the verification, profile setup and confirmation to proceed with your ABT Electronics credit card activation
Reset and Recover ABT Card Login Details
As a human being, the tendency to forget your login details are very high, but, if you forgot your login details, you will be able to reset them through links on the login page.
Step 1 ====> You need to visit the login page as explained above.
Step 2 ====> On the same login page, you have three options: Find User Name, Reset Password and Reset Security Questions.
Step 3 ====> Enter account number, last 4 digits of SSN and your Date of Birth if you want to find your username and click the Continue button.
Step 4 ====> Enter username, last 4 digits of SSN and your Date of Birth if you want to find your username and click the Continue button to go ahead with the process.
Step 5 ====> Similarly, enter the account number, user name, last 4 digits of SSN and your Date of Birth if you want to reset security questions and click the Continue button
ABT Electronics and Appliances Credit Card Payment
You can pay your ABT Electronics credit card online, by phone, or by mail.
Online Payment Process
With the online card service, you can keep on top of your credit card spending, manage everything to do with your account, make single payments or establish recurring payments. This service is the most convenient way to pay your bills
Mail Payment Process
Please include your ABT Electronics and Appliances account number on your check. Your account number is located on your statement. To ensure your ABT Electronics and Appliances payment is received on time it is recommended that you mail your payment at least 5 business days prior to the due date shown on your monthly billing statement.
The ABT Electronics and Appliances credit card payment mailing address is
PO BOX 960061,
Orlando, FL 32896-0061.
Phone Payment Process
The ABT Electronics and Appliances credit card payment phone number is 1 866 419 4096.
Store Payment Process
No. At this time you cannot pay your ABT Electronics and Appliances credit card in stores.
Customer Contact Number
If you have any questions or concerns regarding your application or ABT Credit Card, please contact Synchrony Customer Service at 1 844 335 5909.
ABT Credit Card FAQ
Is There an ABT Credit Card Cash-Back or Rewards Program?
No, absolutely No. ABT Card does not offer a rewards program. This card features rewards for purchases in the Retail
Who is the Owner of ABT Electronics?
David W. Abt, 91, co-founder with his wife of ABT Electronics & Appliance Co., started the firm as ABT Radio on Milwaukee Avenue in the middle of the Depression.
In the early 1930s, Mr. Abt sold radios at the old Fair Store on State Street. He wanted to go into the grocery business, but his wife, Jewel, vetoed the idea because she knew the inventory could spoil and he would have to get up at 3 a.m. to go to the market. Instead, they opened Abt Radio in the Logan Square neighbourhood.
Does ABT Credit-Card have an Introductory APR offer on Balance Transfers?
Yes, ABT Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.
What are the Relevant APRs for ABT Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.
ABT Electronics Card has lower than average purchase APRs. ABT Credit Card has a fixed purchase APR that ranges from 0% up to 29.99%.