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The American Express Bank (AmEx) is known as a multinational financial company headquartered at 200 Vesey Street in the Battery Park City neighborhood, Lower Manhattan in New York City, United States of America.
AmEx company was founded dated back to 1850, one of the 30 components of the Dow Jones Industrial Average. The American Express company’s logo, adopted in 1958, is a gladiator whose image appears on the company’s well-known traveler’s cheques, charge cards, and credit cards.
AmEx has been operated since 1850 as mentioned earlier and is a household name in the credit card industry for its popular rewards credit cards.
Apart from credit cards, the online-only American Express Bank offers a couple of personal banking options, which include certificates of deposit (CDs) and a high-yield savings account.
Who Is American Express Bank Best For?
American Express Bank is a great bank for individuals looking for a simple high-yield savings account. It is also an amazing bank for customers who are looking to:
====> Supplement accounts to other banks in the banking industry
====> If you want to earn competitive rates on a high-yield savings account
====> If you need a bank you can access your account online throughout the days of the week, 24/7 banking
====> Bank without worrying about minimum balances and monthly fees
AmEx Bank Pros
====> On your American Express Bank account, you will enjoy competitive rates on a savings account
====> Through your account, you will not be charged any monthly fees
====> No minimum deposit required on your account
American Express Cons
====> You do not have access to a checking account on AmEx Bank
====> You will only have access to average CD rates
American Express Bank Online Application
Before you can complete the AmEx Bank online application, you need the following at your disposal.
====> Applicant needs his or her account number
====> Applicant needs Social Security Number
====> Applicant needs active email address
AmEx Bank Online Application Process
Now that you have the required materials, it is time now to run through the American Express Bank online application process. This part of the article will take care of that
Step 1 ====> You need to visit the official application page or click here
Step 2 ====> On the page, locate and click on Create New Online Account
Step 3 ====> On the page, you need to enter the required information such as Account Type, select account type, Name, Last 4 digits of SSN, Date of birth, and Email address
Step 4 ====> After that, click on the continue button
Step 5 ====> Now follow the on-screen instruction to complete the American Express bank online account.
Online Login Guide
You have completed the online application process, now you need to log in to your online account. The login process is very simple and easy. You can access American Express Bank online through the mobile app and web address.
Both methods are actives and easy to go about. In that case, this part of the article will run through American Express Bank’s long online process.
Log In to Your American Express Account via Mobile Smartphone
You will be able to access your online account via the mobile app provided you have your bank information at hand. Once you log in, you will be able to carry out transactions.
Thankfully that’s easy to do if you have an American Express account. You can download the app through apps stores such as Google Play Store for Android phones and Apply Store for iPhone users. You can also text MOBILE to 86509 to receive a link to the app itself, and from there just download it to your phone. Here is the step-by-step guide to login to the American Express Bank online account through the mobile app
Step 1 ====> You need to download the app through any of the links
Step 2 ====> After downloading, install the app on your Smartphone
Step 3 ====> Open or run the app on your devices
Step 4 ====> Enter your login details (username and password) in the space provided
Step 5 ====> Now, tap on the login button to log in to your account through the mobile app
Once you have logged in, you have your account at your disposal. You can deposit checks, set automatic bill pay and view a history of transactions whenever you need it.
Log In to American Express Account via Computer
Just like the application login process, you will be able to log in to your online account through the web as well. The process is almost the same, just you log in through the app while this is through the web on your preferred browser. Here is the complete step-by-step guide:
Step 1 ====> You need to visit the official login page or click here
Step 2 ====> On the page, locate and click on the login button at the top right corner of the screen
Step 3 ====> Now, enter your login user ID and password in the space provided
Step 4 ====> Then, select the type of account you want to access
Step 5 ====> Finally, click on the login button
If you are able to enter the correct login details, you should be able to login to your account
Retrieve a Forgotten Username or Password
Everyone loses their password or forgets their username at one point or another, but thankfully American Express Bank makes it easy to retrieve your information and stay safe.
In order to verify your identity, you will have to provide AmEx some key information. Regardless of whether or not you forgot your username or password, the information needed remains the same.
====> The last four digits of your Social Security number
====> Your four-digit card ID
====> Your 15-digit card number
====> Date of birth
Afterward, American Express will send your information in a confirmation email to you and prompt you to change your account login information.
How to Contact American Express Customer Service
American Express has several ways to contact its customer service department. If you are partial to phone calls, you can call 24/7 at 1 800 528 4800
For individuals who are deaf or hard of hearing, you may contact them through 1 800 221 9950
If you are more inclined to use social media, you can connect with American Express easily on Twitter (@AskAmex)
American Express Bank Location Near Me
Do you want to find an American Express Bank Near you? Sometimes you can use maps, but maps are not really dependable for accuracy. Rather, we will encourage users to make use of the bank locator.
In other to get this done, click here, on the application you will be asked to enter a zip code, city, and state in the search box. Once you have completed the search for a branch location a list of branches around your area comes up.
You can also make use of the locator to locate American Express Bank ATMs near your location or near where you were at a particular time.