American Express is one of the top sopping companies in the United State of America, it has over 600 stores across the country. American Express deal with clothing at the cutting edge of women and men styles. The company has done great work to make fashion affordable since 1980 when the first store was in Chicago. American Express Credit Card offers a reward program that award gift card for every $125 spent, but the hefty interest rate makes it pricey if you carry a balance long term.
Pros and Cons of Express Credit Card
Before you apply for any credit card, you need to identify some of the bad and good reason for using such a card. In this part of the article, we will itemize some of the pros of using American Express Credit Card for business or student.
Pro of Express CreditCard
====> Every point acquire do not expire, this is very good news about the card
====> No blackout dates, no need to wait before you make a purchase via your card
====> There is no limitation to point besides the $25,000 on U.S. supermarket purchases
====> You can redeem points for gift cards, shopping, travel, entertainment, merchandise or charity
====> Use points for all or a portion of qualifying travel purchases
====> Transfer points to 17 airline partners, including Delta Airlines
Cons of Using Express Card
====> You must redeem travel rewards through amextravel.com, this is the only cons of this credit card for now. From the look of the thing, pros are more than the cons, therefore this credit card is worth using.
What can you do with Express Credit Card
Our next line of action will base on what you can do via your American Express Credit Card. We will list a few of what you can do with your credit card.
====> You can manage your account and use another option called self-service option
====> On your credit, you can check your account balance
====> You can check and redeem your points earned through the use of your credit card
====> You can download and view your previous credit card statements
Apply for American Express Credit Card
Now that you are through with pros of American creditcard, you have decided to apply for one. Before you can register, you must be a credit cardholder. If you are, then you can register through Net Banking Facility. In other to apply for the credit card, here is the complete guide.
Step 1 ====> You need to visit the official website of American Express or copy and paste https://www.americanexpress.com/in on your browser
Step 2 ====> On the page, locate and click on the Register for Online Services link
Step 3 ====> On the next page, you need provide your card details, these include 15 digit card number and 4 digit card ID
Step 4 ====> Finally, click on Confirm Button
NB: Follow the steps to successfully register your American Express credit card for netbanking
Login to American Express Credit Card Account Online
Now that you have apply for the card, you may now decide to log in to your account. Here is the complete guide to login to your online account.
Step 1 ====> You must visit the official Log-in page of credit card account by clicking here
Step 2 ====> Now, after that, you need to provide your login details, these include valid User ID and Password
Step 3 ====> From here, you need to select Card-My Account option
Step 4 ====> Finally, click on the Log-in Button
Change American Express Credit Card @ Net Banking Password
Changing the password of American Express Credit Card Net Banking Facility is simple just follow the instruction in this article
Step 1 ====> You need to login to the American Express website through the link above
Step 2 ====> Provide your login details, these include your valid User ID and Password
Step 3 ====> Now click on Account
Step 4 ====> From here, you need to select Change Password option
Step 5 ====> Now, enter your current password and followed by your desired password in the field provided
Step 6 ====> Then, you need to re-enter your news password to confirm in the space provided
Step 7 ====> Finally click on Change Password
Express Credit Card Payment Options
Like some of the credit card, such as dillards credit card, there is a various way you can make payment through American Express Credit card for Business p Student. Here in this article, we shall put before you three different means of payment option through Express CreditCard.
Payment through Phone call
Payment through Mail
Payment through online process
Make an Express Next Credit Card Payment through Phone Call
In other to make payment through this method, you need to follow the steps below:
Step 1 ====> You need to put the call through by dialling this phone number 800-201-4955
Step 2 ====> Then, provide your Express credit card account number or social security number to prove your account on demand
Step 3 ====> Now follow instruction through the automated payment process
Step 4 ====> There is charge fee attached to this payment option, it may up to $15 per payment
Make an Express Next Credit Card Payment via Mail
Express also accept payment through the mail, here is how to do that.
Step 1 ====> You must write a payable check to Express, indicate the amount you want to pay
Step 2 ====> You need to include the payment stub from your account statement, please do not staple your payment stub
Step 3 ====> Now, write your Express credit card account number on your check or money order. This will make your payment to be properly credited
Step 4 ====> You need to mail it to the following address
P.O. Box 659728
San Antonio, TX 78265-9728
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Make an Express Next Credit Card Payment Online
In other to make payment online, you need to follow the steps below.
Step 1 ====> You need to login to your account, if you do not have an account, follow the step explained above.
Step 2 ====> On your account, click the option for making a payment.
Step 3 ====> Then, you need to follow the online prompts to complete your payment.
NB: When making a payment by any method, you must pay at least the minimum payment due by the payment due date shown on your statement to avoid penalties. To avoid interest charges, pay the entire balance listed on your last statement.
We have come to the end of what we want to offer our reader about American Express Credit Card. In this article, you have learned how you can log-in to your account, application process and several things you can do with your Express credit card.