Apply for Arvest Classic Visa Card, Review and Payment Process

Arvest Credit Card

Arvest Credit Card is one of the leading credit cards for peoples who like to visit banks, as a matter of fact, the credit card is issued by Arvest Bank. The credit card offer rewards points on holiday, started January 4, 2016, you will enjoy 2X rewards on spending on holiday.

To qualify for these rewards, you only need to get Arvest Credit Card (ACC) and make a purchase with them, and you’ll be on your way with $50. Not only that, but you will also enjoy 2 Arvest Flex Rewards points per $1 spent on up to $2500 in purchases until January 4, 2016. In addition to that, ACC is a zero annual credit card, you will not be charged anything at the end of the year.

About Arvest Bank

The bank is popularly known as a regional bank with unique operations. It is a customer’s focused based bank. Arvest Bank (AB) delivers the convenience and technological advantages of a large super-regional bank, but with the local commitment and decision-making of a local community bank.

The primary aim of the bank is focusing on meeting and exceeding customer expectations through convenient hours, an extensive network of branches, competitive rates, and pricing. The bank also focuses on technological innovation, offering a full line of banking, mortgage, investment, lending, and wealth to her customers.

Arvest bank has expanded beyond state borders, each region is still run as if it were a community bank. Because it operates at the community level, you must live in one of these regions to access its services: Northwest Arkansas, North Central Arkansas, Central Arkansas, Fort Smith and River Valley in Arkansas, and Select parts of Missouri.

Other part includes Central and Southwest Oklahoma, Southeast Kansas, Northeast Oklahoma, Greater Kansas City, and KS Metropolitan Area. Arvest bank provides a comprehensive list of individual communities it serves within these regions.

Mind you, each region is managed as a community bank, but Arvest is still one, unified company. Presently, Arvest has more than 250 branches and more than $18 billion in assets, this is an amazing one about the bank.

Arvest Credit Card Features

On you apply and have the credit card in your wallet, you will enjoy the following feature associated with the use of Arvest Card.

====> On your first purchase, you will receive $50, wow, this is amazing

====> You will earn 1 point on every single dollar you spent on all purchase

====> This is a zero annual fee credit card, you will not be charged at the end of the year

====> You will be able to redeem your points for Cash Back, Gift Cards, Travel and Statement Credit

====> You will have access to the Arvest Flex Reward Program

Arvest Bank’s Most Popular Accounts

This bank opens a various bank account to her customers, we will try our best to cover the most popular account on Arvest Bank. You need to keep reading as you explore these amazing account from the bank, here we go:

Arvest Bank Preferred Club Account

This is one of the common accounts you can open through the bank. This account comes with a waivable maintenance fee and you will earn interest. The APY is about 0.02% while your minimum balance to earn APY is none. You will enjoy the following from the account:

====> ATM Fee, it is around $2 at all non-Arvest ATMs

====> Overdraft fee is $17, it is a bit high

====> Minimum opening deposit is $50

====> You will be charged a monthly account maintenance fee of $18

====> ATM fee refund, Arvest returns the ATM fees it charges you at the end of the month.

Arvest Bank only checking account that earns interest. The rate isn’t incredibly high, but as with its other accounts, the Preferred Club checking account comes with extra perks. To qualify for this account, you need to meet up with the following.

====> Have a qualified trust with Arvest Bank.

====> Hold $20000 in consumer loans with Arvest Bank.

====> Keep $50000 in brokerage assets with Arvest Bank.

====> Hold a mortgage of more than $100000 with Arvest Bank.

====> Keep $20000 in your combined deposit accounts with Arvest Bank.

====> Have a combined $25000 in deposit accounts and consumer loans with Arvest Bank.

If you do not meet one of these requirements, the monthly maintenance fee is quite steep and has the real potential to eat away any earnings from the little bit of APY this account earns.

How to Get Arvest Bank’s Preferred Club Checking Account

In other to get this account, you need to follow the steps below

Step 1 ====> You need to open your Arvest Bank Account in person

Step 2 ====> Later, you can also open subsequent accounts online

Step 3 ====> Online application requires you to wait for some time for you application to be processed.

AB’s Basic Blue Account

We are moving on, our guest is still to run through Arvest Credit Card issued by Arvest bank, but we need to run through various account from the bank. This part of the article will run through AB’s Basic Blues account. The same basic checking account with paper statements and a monthly maintenance fee.

====> ATM Fee, it is around $2 at all non-Arvest ATMs

====> ATM fee refund, Arvest returns the ATM fees it charges you at the end of the month.

====> Overdraft fee is $17, it is a bit high

====> Minimum opening deposit is $50

====> You will be charged a monthly account maintenance fee of $3

Just like AB’s Free Blue checking, the Basic Blue checking account won’t earn you any interest. This is not really good about this account.

In fact, these accounts are virtually identical save one key difference: Basic Blue comes with paper statements. However, for the privilege of those, you will have to pay a small monthly maintenance fee.

You just have to decide if having a physical paper trail rather than an electronic one is worth the added cost.

How to Get Arvest Bank’s Basic Blue Checking Account

Step 1 ====> You need to open this account in person; if this is your first Arvest account, opening it in person is mandatory.

Step 2 ====> If you have other accounts, you may be able to open this checking account via phone or online, though the process takes longer.

Step 3 ====> However you choose to open your account, come prepared with your Social Security number and a photo ID.

Arvest Club Account

This is the second account we are to talk about on this article, though we will still cover how to get your Arvest Credit Card. You need to keep exploring what we have for you on AB. This account gives you higher maintenance fees but comes with more benefits. One thing about this account is that, it has no interest.

====> ATM Fee, it is around $2 at all non-Arvest ATMs

====> ATM fee refund, Arvest returns the ATM fees it charges you at the end of the month.

====> Overdraft fee is $17, it is a bit high

====> Minimum opening deposit is $50

====> You will be charged monthly account maintenance fee of $12

The monthly maintenance fee is higher, but so is the AD&D policy coverage. The benefit is increased to $30000 and extends to your family.

In addition, this is one of the checking accounts in the Arvest Bank roster that offers free checks to everyone, not just those ages 62 or older.

How to Get AB’s Arvest Club Account

Step 1 ====> You need to open your Arvest Bank Account in person

Step 2 ====> Later, you can also open subsequent accounts online, this process takes a longer time, sometimes more than one month.

AB myBlue Account

This is another popular account, but here you need to pick between paper or electronic statements. Not only that, you will access an accident insurance policy.

====> ATM Fee, it is around $2 at all non-Arvest ATMs

====> ATM fee refund, Arvest returns the ATM fees it charges you at the end of the month.

====> Overdraft fee is $17, it is a bit high

====> Minimum opening deposit is $50

====> You will be charged a monthly account maintenance fee of $6

One thing you need to know, Arvest Bank’s checking builds on each other. My Blue checking account is similar to other blue account, Free Blue and Basic Blue.

These accounts come with a higher monthly maintenance fee. This is why you need to choose between Paper and electronic statements, and comes with access to a $10000 personal Accidental Death & Dismemberment (AD&D) insurance policy.

How to Get Arvest Bank’s MyBlue Checking Account

In other to get this account, you need to follow the step in the article.

Step 1 ====> You need to open your first Arvest account in person

Step 2 ====> Now, the subsequent accounts may be opened via phone or in person depending on your individual circumstances.

Step 3 ====> You can well create account online, this can take over one month to be processed

Step 4 ====> Whichever way you apply, you will need a photo ID and a social security number.

AB’s Free Blue Checking Account

The last but not the least popular account on AB’s account checking is the Free Blue Checking Account. This checking account earns no interest but keeps fees to a minimum.

====> ATM Fee, it is around $2 at all non-Arvest ATMs

====> ATM fee refund, Arvest returns the ATM fees it charges you at the end of the month.

====> Overdraft fee is $17, it is a bit high

====> Minimum opening deposit is $50

====> You will be charged a monthly account maintenance fee  is none

Arvest Bank’s Free Blue checking account doesn’t earn any interest as mentioned above in this part of the article. On the other hand, it has very few fees.

There is no monthly account maintenance fee. The ATM fees that are charged when you use a non-Arvest ATM are returned to you at the end of the month.

For this account, you will receive electronic statements. if you are over age 62, you will also get free checks with your account.

However, if the outside ATM charges you an additional fee, though, that specific fee will not be returned by Arvest Bank.

How to Get Arvest Bank’s Free Blue Checking Account

Just like other popular accounts, you need to follow the simple process below:

Step 1 ====> You need to open an AB account in person, as a matter of fact, your first account must be opened in person

Step 2 ====> You need your Social Security number and be sure to bring your picture ID

Step 3 ====> After your first account is open, you may be permitted to open subsequent accounts over the phone at the bank’s discretion.

Step 4 ====> You can also open subsequent accounts online, but the process can take over a month.

Arvest Credit Card Application process

That is what we need to offer on Arvest Bank’s popular checking account, now we need to run through the complete process to apply for an Arvest credit card.

The application process is simple and easy to go about. You only need to follow simple steps and processes to apply for ABCC.

Step 1 ====> To get access to the Arvest Classic Credit Card online services, you have to go to the Arvest.com online banking site

Step 2 ====> On the page, locate and click on the login button

Step 3 ====> Now click the Enroll Now link at the bottom of the form to get your Arvest login credentials.

Step 4 ====> Now fill your registration first.

ABCC Arvest Credit Card

Step 5 ====> You will be required to give the following information: Account number (it is your whole Arvest Classic credit card number), Name written on your Card, Social Security Number, Date of Birth, Zip code, and Home phone

Step 6 ====> Once you are done with the form, you have to create a username and password to access Arvest mobile banking. Keep them in a secure place because you will need them to manage your Arvest credit card online account.

ABCC Login Guide Process

You have just completed the card application process, now we need to run through the login guide. This process will guide you to access your Arvest credit card online account thereby manage your account activities.

Step 1 ====> To get access to the Arvest Classic Credit Card online services, you have to go to the Arvest.com online banking site

Step 2 ====> Now locate and click the LOG IN options on the left side of your screen

Step 3 ====> Then, choose Credit Card Personal option

Step 4 ====> Once you that, click the login button to get to the Arvest Bank login page.

Arvest Credit Card

Step 5 ====> Then, enter your login details (username and password) in the space provided

Step 6 ====> Finally, click the login button

Arvest Classic Visa Credit Card Payment Process

One of the reasons people get a credit card is the ability to pay their bills via such credit card. Arvest credit card is not excluded, you can pay your bills through various means on your BBCC.

Arvest Classic Visa Credit Card Payment by Mail

As one of the means to pay your bills, you may adopt the use of mail payment process. You only need to send your payment check on time to avoid late payment.

You need to include your statement (the top part) along with the check or money order. Send your payment to the following addresses:

Bankcard Operations

PO Box 22116

Tulsa, OK 74121-2116

Popular Post

Macy’s Credit Card Review and Payment

Wells Fargo Credit Card Review and Payment

JCPenney Credit Card Review and Payment

Merrick Credit Card Review and Application Process

Tractor Supply Credit Card Review 

Yamaha Credit Card Review and Application

The Amazon Store Card Review and Payment

Lexus Pursuits Credit Card Review

Think Money Credit Card And Application Process

Arvest Visa Credit Card Payment at Arvest Branch

You can also pay your bill via Arvest bank branches. You only need to visit the nearest Arvest branch to issue a payment.

You need to take your Arvest credit card and the check, money order or cash if you chose to go to an Arvest branch.

In case you don’t know the nearest Arvest Bank branch, you can find that through the Arvest.com online banking. Use your zip code to find the nearest on the top-right part of your screen.

Arvest Credit card Online Payment Process

This is the most used payment process, it very active and safe to use. For online payments, you have to access your Arvest bank login credentials as explained above in the article.

Once you sign in, you can issue an online payments button on your dashboard. You can also view your current and past statements and manage your account.

If you don’t have your Arvest Mobile Banking credentials yet, register now through the step explained above in the article.

You May Also Like

About the Author: Gadgetsright

Adeola (Jasper) is someone who loves everything about technology. He devoted to everything that is tech-related and tries his best to produce useful and quality articles about mobiles, computers and other related products.

Leave a Reply

error: Copy not allowed