The Asiana Airlines Visa Signature credit card is one of the credit cards issued by Bank of America. Through this card, cardholders will benefit from the Asiana Club loyalty program.
This credit card is a non-business co-branded Asiana credit card available to people living in the United State. The card also comes with no transfer option from other programs, in that case, this can be of benefits to people trying to load up on Asiana Club miles.
Meanwhile, Asiana Airlines is regarded as the major South Korean carrier in the United States. It is also a member of the Star Alliance network. The Asiana Visa Signature credit card is a great deal if you fly with the airline at least once every year.
Once you fly at least one time in a year, you will get a 10000 Bonus Miles Certificate as well as a $100 annual rebate on Asiana ticket purchases.
Asiana Airlines Visa Signature Card Fees and Rates
====> You will pay an annual fee for this credit card, first and the second year you will pay $99
====> Foreign transaction fee is $0 or None
====> Minimum interest charges is less than $1.50
====> Overdraft Protection Advance Fee $12
====> Late Payment Up to $38
====> Returned Payment Fee Up to $27
====> Over limit Fee is $0 or None
====> Penalty APR MAX 29.99
====> APR for Purchases is between 16.99% and 24.99%
====> APR for Balance Transfers is between 16.99% and 24.99%
====> Balance transaction fee is 3% or $10, whichever is higher will be charged
====> Grace Period 25 days
====> APR for Cash Advances 19.99% to 26.99%, based on your creditworthiness when you open your account, for Direct Deposit and Check Cash Advances, and 26.99% for Bank Cash Advances.
====> Foreign Purchase Transaction Fee, this is either $10 or 5% of the amount of each transaction, whichever is greater
Credit Score Needed for Asiana Airlines Visa Signature Credit Card
Your best chance of being approved for this credit card involves having a good credit score of 751 – 850. Having your credit score in this range does not guarantee approval. There are still other factors besides credit score that determine if you will qualify for this card.
Pros and Cons of Asiana Airlines Visa Signature Credit Card
This part of the article will run through the good and bad of this Asiana credit card. Without wasting time, we will list out the best and the bad of Asiana Airlines Visa Signature Credit Card.
Pros of Asiana Airlines Visa Credit Card
These are some of the merits of using this credit card, we are sure you will understand as you keep reading.
====> If you use this card in another nation, I mean foreign transaction, you will not be charged
====> On using this credit card, you will earn 30000 bonus miles after you spend $3000 on your new Asiana Airlines Visa Signature Credit Card within the first 90 days
====> You will enjoy a $100 statement rebate each calendar year for a ticket purchased with Asiana Airlines
====> Valuable bonused spending in grocery store and gas station categories
Cons of Asiana Airlines Visa Signature Credit Card
This part of the article will list out the bad aspect of the Asiana credit card, to explore them, you need to keep reading.
====> Asiana Airlines Visa Signature Credit Card has high-interest rates
====> No boarding benefits
====> You will pay an annual fee, this fee is a bit high, around $99
====> You will not be able to get baggage benefits
A good-Excellent credit score is needed to qualify for Asiana Airlines Visa Signature Credit Card
Asiana Credit Card at Glance
====> User will earn 1 Asiana Club mile for every dollar spent on all other purchases
====> User will earn 3 Asiana Club miles for every dollar you spend on Asiana Airlines purchases
====> You will earn 2 Asiana Club miles for every dollar spent at gas stations and at grocery stores
====> You will enjoy an automatic $100 annual rebate on Asiana Airlines ticket purchases at least once a year
====> Active user Asiana Airlines Visa Signature Credit Card will enjoy an annual 10000 bonus miles certificate
====> User of this credit card will get 30000 Bonus Miles after spending $3000 or more in purchases within the first three months opening its account
====> Active users will enjoy 2 Asiana Airline lounge invitations awarded annually
Asiana Airlines Visa Signature Credit Card Application Requirement
Now, we want to run through the application process, but before that. We need to list out the application requirements. To be eligible to receive an Asiana Airlines Visa Signature Credit Card, you must meet the following requirements.
====> Applicant must have a valid Social Security Number (SSN)
====> Applicant must be 18 years and above
====> Applicant must have a valid US address, preferably, street address
Asiana Airlines Credit Card Application Process
Now, we at the level of the real deal, the application process. This part of the article will run through Asiana Airlines Visa Signature Credit Card application process.
The process will only take a few minutes to be completed. You only need to follow simple instructions as explained in the article.
Step 1 ====> Applicant need to visit Asiana Airlines Visa Signature Credit Card application page
Step 2 ====> On the page, locate and click the Apply Now button
Step 3 ====> If you have an Asiana Club Member number, enter it in the first available field. Below that, provide your details like Name, Residential address line 1, City, State, and ZIP code.
Step 4 ====> Then, go on to provide your Primary phone number, Email address, Country of citizenship, country of residence, and Date of birth all in the field provided.
Step 5 ====> Now, you need to make use of the drop-down menus to indicate your Employment status and Occupation. You will also need to supply your Total annual income, Source of income, and Monthly housing payment
Step 6 ====> You need to specify if you are a student, on the student status and use the drop-down menu to indicate your Years in school.
Step 7 ====> You may add a cardholder to your account, if you wish, it is optional. This individual will be able to make purchases with the card though you will still be the primary cardholder.
Step 8 ====> Now, you need to read through the terms and conditions of the Asiana Airlines Visa Signature Credit Card. If you are indeed in compliance with the terms, check the small box found towards the bottom of the page to indicate this.
Step 9 ====> Now click on the continue button by clicking Review your information.
Step 10 ====> This page provides you with a review of your submitted data. Check and see if all of your personal information was supplied correctly and, if yes, click Submit Button to have your card request sent to Bank of America for assessment.
Sandals Resorts Visa Signature Card Activation Process
Activating your credit card is absolutely necessary in order to use your card to make purchases or register for online banking (providing you aren’t already an account holder with Bank of America).
To activate your card, call this phone number 1 800 276 9939 and complete the simple steps provided over the phone
Asiana Airline Visa Card Login Process
This part of the article will run through the login process for Asiana Airline Visa Signature credit card. The process is very simple and easy to go about. You only need to follow simple steps before you explore the guide.
Step 1 ====> You need to visit the official login page of Asiana Airlines Visa Signature Credit Card via the Bank of America portal
Step 2 ====> On the page, you will find the Secure Sign-In menu on the left of your screen.
Step 3 ====> Now enter your login details (username and password) in the fields provided
Step 4 ====> Finally, you need to click the Sign In button to log into your online account.
Once you are able to provide the correct login details, you should be able to access your account without any problem. If you can’t, then your login details are not correct.
How to Reset and Recover Login Details
As humans, you may likely forget your login details. That is common to almost everybody, in case you don’t know your login details, you will be guided in this part of the article.
Step 1 ====> You need to visit the official login page as explained above
Step 2 ====> Now, locate and click on the Sign-in help options link
Step 3 ====> Three options are available to assist you in recovering your login credentials. Select the option which matches your forgotten piece(s) of identification.
Recover Forgotten User ID
User ID is also known as username, if you forget your user ID, you will be able to recover it at the end of this part of the article. You only need to follow simple instructions as explained in the article.
In order to recover a forgotten online ID, provide your complete card number or account number, Your Complete Social Security number or Tax Identification Number, and Your Password in the fields provided.
Now click Continue after supplying the necessary information and follow the instructions provided on the subsequent page to recover your online ID.
Reset Asiana Airlines Visa Signature Credit Card Password
If you have forgotten your password, you are asked to provide your complete card number or account number, Your Complete Social Security number or Tax Identification Number, and Your Online ID.
After supplying your personal information, now click on the Continue button to proceed. Follow the instructions provided on the following page to retrieve your forgotten password
Forget Both User ID and Password of Bank of America Asiana Airlines Visa Signature Credit Card
If you have forgotten both of your login credentials, you must enter in your complete card number or account number and Your Complete Social Security number or Tax Identification number.
Once entered, click Continue to proceed and follow the instructions given on the subsequent pages to recover your login credentials