HSA Bank of America Review, Application Process, Login Guide and Many More

Bank of America Review

Bank of America knows nothing about this content, the review, analysis, or recommendation is of the author alone. Therefore, it has not been reviewed, approved, or endorsed by B of A.

Bank of America has been in operation for more than 240 years, it is ranked second-largest bank in the United States by assets. BofA has more than 4300 financial centers across the country, this is not bad at all.

One of the benefits of B of A is that you don’t have to worry about regional coverage. It covers several states in the United States of America and many countries across the globe. B of A is currently running in more than 35 countries of the world.

Bank of America has been in the digital market and doing great in maintains a strong digital presence through its highly-rated mobile app and online banking platform. Through Bank of America, you will have access to personal banking products, business banking products, and commercial banking products and services.

Products and Services of Bank of America Online

HSA Bank of America offers various accounts for customers, which befitting its stature as a multinational bank. You are likely to find any account type you need at BankofAmerica, such as savings account, checking accounts, and money markets account.

Others include CDs, individual retirement accounts, investments, and loans. Here is a look at BofA’s current account offerings.

Bank of American Online Savings Accounts: On this type of account, some preferred rewards members get higher APYs and enjoy lower fees.

B of A Checking Accounts: Some customers enjoy referred rewards programs and fee waivers available provided you meet the requirements.

BofA Money Market Accounts: This is another account customers enjoyed in the bank, this is available only in IRAs along with CDs and investments.

Bank of American Investments Accounts: Through this account, you will be able to get access to a wide range of investment options such as exchange-traded funds, stocks, and bonds to funds among others. This account is available through the Merrill Edge platform.

B of A CDs: Bank of America CDs account offers numerous maturity options up to 10 years; Featured CDs available

Loans: Preferred customers can earn lower auto loan rates or reduced mortgage origination fees

IRAs: On this account, the account holder will enjoy a lower minimum investment for Featured CDs

The Requirement to Open an Account at Bank of America

If this bank has a branch in your country or even in your state, you may decide to partner with them by open an account with them. In that case, to open a checking account with Bank of America, you need to provide your personal information to complete the application:

====> Applicant needs active email address

====> Applicant needs account numbers if you have an existing checking account

====> Applicant needs valid Social Security Number

====> Applicant needs valid current mailing address

====> Same information for any joint account holder

====> You will be required to show two forms of identification.

Primary Form Identification

Acceptable primary forms of ID which include Driver’s license, military identification card with photo, States-issued Identification Card with photo, Bank of America branded cards such as credit card or debit card with photo, and United States of America passport

Second Form of Identification

Your second form of ID verifies your primary ID. Types of acceptable secondary IDs include

====> United States College or University Identification card

====> Debit card with Visa or MasterCard logo from another financial institution

====> Major credit card from another financial institution

====> United States student Identification Card from a local high school

====> United States issued employment or work ID card or badge

====> Major retail credit card from a national department store or retail company

How to Open a Bank of America Account

Now that you have the required materials at hand as listed above, you now need to move on and complete the application. You can open a bank account at Bank of America branches, on your desktop computer, over the mobile device. Whichever way you decide, you will need to follow these four steps.

====> Choose accounts

====> Gather personal info

====> Fill out the form

====> Fund the new account.

We will now take the steps one after the other, keep reading as you explore the process to open an account on Bank of America.

Step 1 ====> Choose which accounts best for your need: The national bank offers three main options for checking and one for savings. You need to go through this account and choose which is best for you.

Step 2 ====> Gather materials: We have listed out everything you need to open an account with BofA, check the account open requirement section in this article above.

Step 3 ====> Fill out the application: You can do this through Bank of America’s website on a computer or mobile device, over the phone or at a branch. If you are missing some materials and cannot complete an application online, visit the nearest Bank of America branch to complete the process.

Step 4 ====> Fund the account: Set up a transfer from your existing checking or savings account, or you can pay with cash, a debit card, money order or check at a local branch.

The minimum opening deposit for many Bank of America accounts is $100. Standard Term CDs require $1000.

Bank of America Online Banking Login Process

Now that you have completed the application process, it right time to run through the online banking login guide. This can be done through a mobile app and computer systems. These processes work well and give access to access our account without any delay.

Log In to Your B of A Account via Mobile Devices

Bank of America developed a mobile app that makes online banking systems more comfortable and easier. This banking app is free and available for users of iPad, Android, iPhone, and Windows 10 devices. In other to log in to your account through the mobile app, you need to follow the steps in the article.

Step 1 ====> You need to download the BankofAmerica app from apps stores like Google Play and Apple Store.

Step 2 ====> After downloading, install the app on your devices

Step 3 ====> Now, you need to run or open the app on your devices

Step 4 ====> Enter your online account login details (ID and password) in the fields provided.

Step 5 ====> Finally, you need to click on the Sign In button to access your Bank of American dashboard through the mobile app.

Bank of America makes it simple for customers to access their checking accounts, savings accounts, and other financial needs on the mobile app

Log In to BankofAmerica Account via Computer system

It is simple and convenient for online users to access their accounts using their Bank of America online banking login from anywhere on the website using a computer system or browsers on mobile devices. The process is very simple and easy to go about, you only need to read on as you explore the process in this article.

Step 1 ====> You need to visit the official webpage of Bank of America on your computer or click B of A

Step 2 ====> Now, enter your online bank account login details (ID and password) in the fields provided.

Step 3 ====> Then, you need to click on the Sign In.

You may decide to access your online account while browsing the BankofAmerica website, and then you need to locate the Sign-In button at the top right corner of any page.

For example, if you are researching home mortgage loans and want to log in to your account to request mortgage information, follow these easy steps:

Step 1 ====> You need to locate and click on the Sign In button at the top right corner of the screen.

Step 2 ====> Select the current state you live in on the drop-down button.

Step 3 ====> Then, click on the Go button

Step 4 ====> Move on to enter your online bank account login details in the space provided (ID and password).

Step 5 ====> Finally, click on the Sign-In button to access your account

What can you do Through Bank of America Online Banking Account?

Online banking services offer customers access to their accounts 24/7.  With Bank of America’s mobile or online banking services, customers can do the following:

====> Through the online banking account, you will be able to pay your bills

====> Through BofA online account, you will be able to transfer money between accounts

====> Through your online account, you will be able to replace cards, such as credit cards and debit cards

====> On Bank of America online account, you will be able to deposit checks

====> B of A online account gives access for tracking spending and budgeting

====> On your online account, you will be able to set up custom alerts for activities taking place in your account

====> You will be able to change your address

====> On your online account, you will be able to order checks

====> On your Bank of America online account dashboard, you will be able to set a travel notice

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How to Retrieve a Forgotten Login Details

If you forgot your username or password, you can retrieve either one by following these simple instructions:

Step 1 ====> You need to visit the login page

Step 2 ====> On the page, locate and click on forgot online ID and Passcode

Step 3 ====> Bank of America will prompt you to its “Forgot Online ID and Passcode” page.

Step 4 ====> Then you need to enter the last six digits of your card or account number into the blank space provided.

Step 5 ====> Enter your Social Security number or Tax ID Number.

Step 6 ====> If you do not have a Social Security or Tax ID number, you will be prompted to a new page.

Step 7 ====> Enter your checking or savings account number in the blank space provided.

Step 8 ====> Then, enter the last six digits of your ATM or debit card.

Step 9 ====> Lastly, enter your PIN number.

How to Contact Bank of America If You Have Trouble with Your Account

Bank of America offers a variety of financial products and services. If you have questions or concerns regarding any of your Bank of America accounts, please contact:

====> For Individuals Who Are Deaf or Hard of Hearing: 800 288 4408

====> Outside the United States of America: 1 315 724 4022

====> Bank of America Customer Service: 800 432 1000

====> Spanish: 800 688 6086

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