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Barclays PLC is the parent company of Barclays Bank which was established in 1690. Barclays Bank is a British investment and financial services company that now serves an international audience. Barclays is located in Wilmington and has its headquarters located in the U.K. in London. As a matter of fact, this article will run through everything you need to know about Barclay Bank Debit Card.
In the United States of America, Barclays Bank is an online bank, it offers competitive interest rates on deposit accounts and co-branded credit cards that earn cashback and rewards.
What customers enjoy on Barclays Bank are deposit account options, which include savings account and certificates of deposit (CDs). These accounts are not accessible in-person or via an ATM, however, if that is important to you, Barclays likely will be an ideal bank for you.
Pros and Cons of Barclays Bank
This part of the article will run through what Barclay is good at and the bad aspects of Barclays as a bank. In that case, you need to keep reading as you will get to know them as we explore them in the article.
Pros of Barclays Account
We will not waste our time, we move straight to the points here. These are the pros of Barclay Credit Card as well as the Bank as a whole.
====> Barclays Bank offers competitive interest rates as mentioned above in the article
====> This is great for people with pleasure and comfortable with online banking.
====> You don’t need to worry about the minimum opening deposit, it has nit minimum requirements to open Barclays Account
====> Another one is Barclays Bank Debit Card and amazing credit card rewards
====> Through this bank, you don’t need to worry about monthly fees, it is zero monthly fees account or bank
====> Barclays Account is good for those who want to earn a middle-of-the-road APY on their savings.
Cons of Barclays Open Account
====> In the USA, Barclays Bank has no physical branches, it is an online banking
====> It is not good for you if you prefer in-person banking options
====> On Barclays Bank, you will not be able to get personal loans, but it is available only by invitation
====> No checking accounts, in case you need to run a checking account, Barclays account is not for you
====> If you have interested in earning through Barclays Savings account, this bank is not good for you
Who is Advisable to Use Barclays Bank?
As mentioned above, Barclays is online banking. Therefore if you enjoy online services and products, Barclay Account should be of great ideal for you. As well, you will be able to get the best from Barclays Bank Debit Card
On the other hand, Barclay’s online bank account offers competitive interest rates and no monthly fees.
====> If you don’t want to visit physical bank branches, Barclays is a great one
====> In case you want to avoid opening account deposit requirement, Barclays account is a great one to adopt
====> You may plan to earn rewards while using a credit or debit card, Barclays Bank debit card gives rewards while using it.
====> Barclays Savings Account offers competitive interest rates, mainly on your savings and CDs accounts
====> Don’t want to worry about a monthly service charge
Barclays Bank Debit Card
The debit card is what we but cannot do without, we need to cover various aspects of Barclays Debit Card. Customers will get this card from the bank on demand, in that case, we had tried hard to put things together.
Benefits of Barclays Debit card
This part of the article will run through the benefits of using Barclays Bank Debit Card.
====> This debit card is widely accepted across the globe as it commemorates the global use of Barclays Bank
====> On this debit card, you have a limit to what you withdraw and spend while using the card on a daily basis
====> Barclays Bank Debit card is secured as it enables the chip
What is Do and Don’t of Barclays Debit card?
We have covered some of the benefits of Barclays Debit Card, but we need to highlight the do and don’t of using this card. Once you get it right, then, you will be able to deduce the right value of this credit card.
What do you need to Do?
====> First of all, you need to keep your card PIN save, never share your Debit Card PIN with anyone
====> You need to keep the duplicate of your card
====> You need to keep Barclays Bank Debit Card from direct sunlight, as a matter of fact, this applies to all cards (Credit or Debit card). The main reason here is to safeguard its magnetic strip from damage
====> At the point of use, enter your card pin and never share with anyone
====> You must set or activate alert on your card thereby you will get notifications when any transaction takes place on your debit card.
====> Get your bank informed when your card is stolen or lost, this help to block any transaction through your card.
====> You also need to add your signature on the given panel at the back of your debit card the minute you get it.
Don’ts on Barclays Debit Card
====> Never tell anybody your card pin, don’t write your pin anywhere. As a matter of fact, you need to learn it by heart (memorized it)
====> Never give out your OTP pin to anyone if you are not the one initiating the transaction
====> Never allow your debit card to be used in your absence
====> Do not leave your debit card unattended or surrender it to anyone but a chosen Bank Staff
====> You must not sign any transaction you do not initialize
Apply for Barclays Bank Account as a foreigner
Now, let run through the guide to applying for Barclays Account as a foreigner. In that sense, you are not living in the country where this bank is situated. All you need to do, you are to keep reading as you explore this guide.
British citizens and any foreigners with UK home address and mobile numbers can open an account in the Barclays app. What you need to do is that you send a selfie video, non-citizen is limited to some options.
Then, you need to visit the nearest Barclays branch to open an account. During the application process, the applicant is required to fill in the usual personal details such as your name, address, contact phone number, etc. Some documents are also requested.
If you are applying for the international bank account at Barclays, you will need to send the following documents:
====> Original proof of address such as utility bill, bank statement
====> Means of identification, government-approved ID card
====> Signed Client Agreement
As foreign students, Barclays Bank offers special student account for both domestic and foreign students. In other to open this account, you need to follow documents as a foreigner.
====> Applicant must 18 years and above
====> Applicant must have a valid UK address
====> Except for the standard ID and address proofs, students shall also provide documents illustrating their current student status.
====> Foreigners’ applicant must be ready to use the account as the primary account
====> Applicant needs to do a full-time undergraduate degree that lasts at least two years or a postgraduate degree that lasts at least one year.
Open a Saving Account in Barclays Bank Account?
In case you are not a foreigner, you want to open Barclays Bank Account. This part of the article will guide you through. What we expected of you is to read through the article as we explore the steps here.
Step 1 ====> Visit Barclays Bank Account Branch: Applicant needs to visit the nearest Barclays bank branch to request for an opening account form.
Step 2 ====> Fill up Opening Account Form for Savings Account: After you have obtained the Savings Bank Account Form. You need to fill in all the necessary details of the customer’s information as well as other details in the different sections given in the prescribed form like name, address, contact number, email id, PAN, type of account to be opened, nominee’s name, etc.
Step 3 ====> Attach Required Documents with the Account Opening Form (AOF): Now that you have filled the form, you need to attach the required document. This process is commonly called know Your Customers (KYC), these include Proof of Identity, PAN, and Proof of Address. Some Bank make it compulsory to provides a permanent home address and mobile number
Step 4 ====> Verification of Account Opening Form: Once you are at this level, Barclay Bank official will verify the Account Opening Form (AOF) and other attached credentials. Once the banker is satisfied with the attached document, he will proceed further.
Step 5 ====> Deposit Minimum Balance Amount in your Savings Account as per your Savings Account requirement: After step 4 above, the banker on the other hand is pleased and satisfied, you will be given an account number. Then, you are required to make a deposit to your account, though there is no opening account minimum deposit required as mentioned above in the article.
Step 6 ====> Obtain Cheque Book, Passbook, Debit Card & Other Documents from the Bank: Now that you have gotten your account number, you have deposited some cash in your account. Barclays Bank banker will hand over Cheque Book, Passbook, Debit Card & Other Documents to you and then you will be allowed to make transactions from your account.
NOTE: once you follow this process, you will be able to get Barclay Bank Debit Card.
Barclays Bank Account Online Login
This part of the article will run through Barclays bank Account Online login process. This process will only take a few steps and in few seconds you are done. In other to get this process, you need to follow the step guide in the article as we explore them.
Step 1 ====> You need to visit Barclays bank official website or copy and paste https://www.barclaycard.co.uk/personal on your browser and click the enter button
Step 2 ====> Now, locate and click on the login icon at the top right corner of the screen
Step 3 ====> On the next window, enter your Barclay Bank Account user ID in the provide field and click on the Next button
Step 4 ====> Move on to enter your account password
Step 5 ====> Finally, click on the login button
NOTE: If you enter the correct login details, you should be able to login to your account without any issue.