Big O Tire Credit Card Review, Application Guide, Login Process and Payment Process

Vehicle maintenance should be the top and none negotiate option to keep your vehicle in a good shape at all time. Some user or people believe maintain a vehicle is too expensive, it is not. You only need to have the right perspectives about your car. If you are someone who gets his or her car repaired and maintained at Big O Tires, you have probably already considered applying for Big O Tires Credit Card.

Big O Tires is one of the largest retail tire franchisors in the United States, with over 400 locations across 20 states. They are a member of TBC Corporation, which is one of the latest tire marketers in the Automotive Replacement Market and includes other popular companies including the Tire Kingdom, Merchants and Midas.

Tire-company-branded affinity cards are a good way to save money on your car maintenance and servicing and tire replacements.

However, affinity cards usually come with higher rates of interest than credit cards available with the major credit card providers. So this is something to watch out for.

The upshot is that the Big O Tires Credit Card can help you improve your current credit situation. It is easier to successfully apply for cards with lower rates.

Although, Big O Tire Credit Card appears to include features that can help you pay for your vehicle improvements.

There are also a number of rewards available, including savings opportunities, deferred interest financing and modest minimum monthly payments.

More also, it could be a major inconvenience, if used improperly. The card offers a special financing plan as well as rebates and coupons. But after carefully reading through this article, you will explore some of the benefits associating with the use of Big O Credit Card.

With this card (Big O Tires Card) you gain access to limited-time-only deferred interest offers. Popular offers include no Interest if paid in full within 6 months and 12 months.

There may also be longer deferred offers made available from time to time. As long as you have the funds to cover the minimum required payments. These offers can help you afford those unexpected purchases, covering the price without having to pay interest.

As with all deferred interest financing offers, however, you must keep in good standing at all times otherwise the standard APR will kick in and you have to pay more

Big O Tires Credit Card’s Key APRs and Fees

Regular APR: 28.49%

Max Late Fee: $40

Online Response: No

Grace Period: 25 days

Purchase Intro APR: 0% for 6 months

Transfer Intro APR: Balance Transfer not allowed

Max Overlimit Fee: None

Max Penalty APR: None

Foreign Transaction fee: Not Available

Cash Advance Fee: Not Available

Cash Advance APR: Not available

Smart Chip: Not Available

Merits of Big O Tires Credit Card

You may find yourself attracted to the idea of applying for the co-branded credit option offered by the business that your purchase is being made from.

You may be well attracted to a certain card without any thought of trying other option. When you can receive a discount or instantly become eligible for no-interest financing.

Although this offer may seem great, the credit card or debit card will start to reveal its true colour once you start using them.

Moreover, this part of the article will run through the benefits of using Big O Tire Credit Card. The benefits of using the Big O Tires card is clearly stated here in the article.

====> Big O Tires Cardholders will receive a $50 rebate when spending over $500 on their card.

====> All cardholders will be eligible for six months of no-interest financing on purchases over $250. An offer that claims to include no interest. This offer will only hold up to its no interest claim if all payments are completed on time.

====> The $50 in rebates included with this card is not that hard to get. After spending between $250 and $499 on your Big O Tires credit card, you will be eligible to receive a $25 rebate.

====> Once you have spent over $500, you will receive another $25 rebate. The rebates will be given to you in the form of a Visa prepaid gift card.

====> This credit card will bother you with an annual fee, it is a zero annual fee credit card.

====> Cardholders can earn rewards on purchases everywhere Big O Tires Credit Card is accepted.

Demerit of Big O Credit Card

====> By entering this no-interest financing plan and failing to make a Big O Tires payment, you will be responsible for making every interest payment leading back to your original purchase date.

====> The card offered by Big O Tires includes a variable APR of 29.99% or a non-variable APR that will range between 21.96 and 26.99%. An APR of 29.99% is almost twice as high as the average APR included with regular cards.

====> To get the most out of your rebate, it is important to pay off your entire balance before collecting interest. Making interest payments could potentially negate the benefit of the entire rebate.

====> This credit card does not offer sign up bonus

====> The credit does not report to credit bureaus.

====> This card has higher than average purchase APRs.

====> Does not include any credit card benefits

Key Features of Big O Tires Card

Big O Tires Credit Card has high APRs, this is not a great card for people who carry a balance. It has a variable purchase APR of 30.49%

No annual fee, this is a great option for people looking for a low-maintenance cash back credit card. It gives you cashback on your purchases, but you don’t have to pay an annual fee for the privilege.

Fair or better credit required. You will have good approval odds if your credit score is above 650.

Big O Tires Credit Card Interest Rates and Fees

====> There is a single available APR available with the Big O Tires Credit Card 28.99%.

====> Cash advances are available at a rate of 29.95%.

====> The minimum interest charge is $2. The due date lasts for a minimum of 25 days.

====> There is no annual fee.

====> Cash advance fees are greater than $10 or 5% of the cash advance amount.

====> Foreign transaction fees are 3%.

====> Late payment and returned payment fees are up to $35.

Big O tire Card Application Process

Now you have decided to apply for this credit card, you need to follow a simple step. This will not take your time at all.

Step 1 ====> You need to visit the Big O Tire official website

Step 2 ====> On the Page, locate and click on the apply now button

Big O Tires Credit Card Review and Payment

Step 3 ====> You will be redirected to another page, on this page, you need to fill the application form

Step 4 ====> Enter your personal details in the space provided, such as your name, phone number, and email address

Step 5 ====> Click on the continue button to proceed to the next level.

Step 6 ====> Follow the onscreen instruction to complete the process.

Once you are done, that is all. You see, it will only take a few steps.

Big O Credit Card Login Guide

Our next line of action is guiding you to access your online account. In the process of application, you have your login detail which is your username and password. It is time we need them now, here are the simple steps to log in to your Big O Tire Online account.

Step 1 ====> You need to visit the Big O tire official website

Step 2 ====> At the top right corner of the screen, locate and click on Login/Register

Step 3 ====> After that, the widget will come up

Step 4 ====> Now enter your login details (username and password) in the space provided

Big O Tires Card

Step 5 ====> Check keep me logged in, do this on your personal computer as this action will save your login details on the system

Step 6 ====> Then, click the login button to access your online account

If you enter the correct login details; you will be able to access your online account

Reset Login Details

Sometimes, you misplace your login details due to one reason to another. If you forget your login details, you will be able to recover them.

What you need to do is very simple and easy. You need to visit the login page, locate and click Forget username and Forget password. Follow the instruction on the screen to recover your lost login details.

Big O Tires Credit Card Payment

Making the Big O Tires credit card payment toward your balance, or need to login to view your statement or manage your account online?

With this payment guide, you can understand your payment options. A review of the Big O Tires Credit Card is provided to help new customers understand what it has to offer and how it can reward them.

To make a payment online or manage your account, follow the guide provided below on this page on Big O Tires credit card payment.

Big O Tires Card Payment

The Big O Tires credit card is issued by Citibank, N.A.

Online Payment Process

Once you have your card, you should register for online services at Citigroup’s online affinity card management service account online.

With this service, it is easy to review your expenditures and available balance. You can make fast payments, review account information and get hold of contact details.

To make your Big O Tires credit card payment online click the Pay Online button below to log in, register, view your statement or manage your account online.

Phone Payment Process

The Big O Tires credit card payment phone number is 1 866 350 6853. Dial the number on your phone, follow the instructional guide to pay your bill

Don’t forget that you can make payments by arranging transfers with your bank. Most good banking services allow you to set up Bill Pay this is good for ensuring that all of your monthly credit card bill payments are made on time.

Big O Tires Credit Card Customer Service

The Big O Tires credit card customer service number is 1 866 350 6853. You have anything to ask about this credit card, contact customer care via the phone number.

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Big O Tires Card commonly asked Question and Answers

Can I Use My Big O Credit Card for Purchases at a Restaurant?

The answer is No, not allowed. You can only use the Big O Credit Card at the Tire Kingdom, Merchant’s Tire & Auto Centers, NTB, and Big O Tires locations.

What Credit Score is Needed for Big O Tires Card?

As an applicant who desires to have a Big O credit card, you need a credit score of at least 640 to qualify for the Big O Tires card, which is fair credit. That is reasonable and it is in line with what most store cards require. So make sure to check your credit score in advance before you apply.

How Long Does it Take to get the Big O Tires Credit Card? 

The Big O Tires credit card delivery time is the same as most other credit cards, which is 7-10 business days.

What are the Relevant APRs for Big O Tires Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Big O Tires Credit Card has higher than average purchase APRs. Big O Tires Credit Card has a variable purchase APR of 30.49%

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