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Chase is one of the leading financial institutions in the United States of America started as far back as 1799 in New York City. Then, the main purpose is the supplying of drinking water to the people in the city.
Chase Bank has more than 4900 branches across the country, with more than 16000 ATMs point across the nation. It was reported that more than 1200 institutions have come together to form the largest financial institution in the United State with more than $2.6 trillion in assets across the globe.
Chase offers several account options, it also offers flashy sign-up bonuses on some of its accounts in an effort to get you sign-up to one of the accounts. One needs to be very careful as you need to come across several fees attached to these accounts.
Not only that, you will earn little to nothing in interest, mainly compared with today’s best checking accounts on other banks.
Chase Bank Pros and Cons
This part of the article will list out some of what you will likely come across as good and bad of this bank. This will guide you in taking the decision on running an account with the bank.
Pros of using Chase
====> As new customers, you will enjoy a sign-up bonus
====> Chase Bank offers popular credit cards with well-known brands
====> This could be great for customers with existing Chase Credit Card
====> Through the checking account, you will get free with checking fees if you meet the requirement
====> It is a good bank for people with direct regular deposit
====> Large footprint to service your banking needs
Cons of Chase Bank
====> You will not be able to earn interest on every account, it is only limited to CDs and Savings Deposits accounts
====> Chase branches are limited in some states, mostly in the less populated states
====> It is mostly enjoyed by the Premium and high-yield checking accounts which not every customer could access
====> You need to meet the daily balance to get away with some fees
====> People located far from major cities will not be able to banking with them, it is limited to the people in the major cities
====> Chase 5/24 Rule for credit cards
Who should use Chase Bank?
We strongly believe Chase is for people living in the United States of America where the bank has many branches. Therefore, Chase is for the following group people:
====> People who are capable to meet up with the daily minimum balance or people who are capable to complete qualifying activities to waive fees
====> It is great for people who want to grow and enjoy premium features as your relationship grows with Chase bank
====> People who want to earn valuable rewards or cashback from their credit card purchases
====> This Is good for people looking for the security of a large financial institution that has many branches and ATMs across the U.S.
====> People who want a variety of deposit, lending, and investment options from one financial services company
Chase Products and Services
Chase can dominate smaller competition by sheer size. But what do Chase accounts offer in terms of features and interest rates?
Savings Account: On a Chase Bank savings account, you will be able to enjoy what will call autosave. This feature makes saving easier, not only that you will enjoy preferred interest rates with Chase Premier Savings accounts.
Interest Checking: On Chase Premier Plus Checking earns interest and is eligible for four non-Chase ATM fee refunds per statement period; some fees waived. Sapphire Checking earns interest; no fee for non-Chase ATMs, no wire transfer or stop payment fee. $2.50 non-Chase ATM fee in the U.S.
CDs: on this account, you will enjoy a fixed rate of return, you will also benefit from multiple term options. On the other hand, the minimum account opening balance is $1000, it is high or huge which many customers could not afford
Credit Cards: Array of rewards credit cards that offer bonus points or cash back upon spending a certain amount on purchases within a specified time after opening an account; ongoing rewards for purchases
Chase Bank Online Banking Application process
In other to register an online banking account with Chase Bank, you need to have an account with the bank. Online banking account registration is simple and easy.
You will also need an email address and a strong password that you can use to log in. Here are the steps to follow if you want to create an online banking account
Step 1 ====> You need to visit Chase Bank official website
Step 2 ====> On the page, locate and click not enrolled? Sign up now? Link
Step 3 ====> Now choose whether you want to open a personal or business account depending on your choice
Step 4 ====> Then, fill in the details and click on the Next button
Step 5 ====> Follow the onscreen guide to complete the process
Log In to your Chase Account via Mobile Device(s)
Presently, apps have taken over the webs, most activities take place on applications. In that case, banking and financial institutions are not left out. Therefore, Chase Bank also develop an app to meet the demand of its customers.
The Chase mobile app is available for download via Google Play and Apple Store. This part of the article will run through the login process using apps on mobile devices such as Android Smartphone, iOS devices, and the like. Here is how to log in through the mobile app
Step 1 ====> You need to download the app from the app stores, either the Google Play Store or Apple Store via any of the links above
Step 2 ====> Now run the app on your device(s)
Step 3 ====> Enter your login details user ID in the fields provided
Step 4 ====> Now tap on Request an Identification Code and choose whether to receive it via email, text or phone call.
Step 5 ====> Enter the code and your password to complete the process.
On the app, you will be able to deposit checks, transfer money and make payments. In addition, you can use the branch locator if you need to visit a brick-and-mortar branch.
Log In to your Chase Bank Online Account via Computer
If you have completed the internet banking application process as explained above, you can log in to your online account anytime.
Customers can also use their mobile web browsers or download mobile apps of the Play Store and iTunes thereby follow the steps guide above to login into your online bank account.
This part of the article will cover Chase Bank online banking account login process via the web, either through mobile devices or the computer system. Here is what you need to do:
Step 1 ====> You need to visit the official website on your browser or copy and https://www.chase.com/ on your browser and click on the go button
Step 2 ====> On the page, locate and click on the login button
Step 3 ====> Then enter your login details (username and password) in the field provided
Step 4 ====> Finally, locate and click on the login button to complete the process
Manage your Chase Bank Online Account
Here are some of the benefits of having an online account with Chase Bank:
====> Through your online bank account dashboard, you will be able to check your transaction history
====> Through the online account, you will be able to check your account balance
====> Through the online account, you will be able to transfer funds to other accounts
====> Chase Bank online account gives access to eStatements
====> Online Banking account of Chase bank allows access to 24/7 online customer support
====> You will be able to stop payments through the online banking process
====> You will be able to view your e-bills and pay your bills through the online banking process
How to Reset Chase Bank Account Online Password
If you entered the correct login details, you should be able to log in to your account. If not, here is the guide to reset Chase Bank online account details.
The process of resetting your password is pretty simple if you have a valid user ID. You will be required to provide your user ID in order to register. Here are the steps to follow:
Step 1 ====> You need to visit the official login page
Step 2 ====> Then, locate and click the CHASE logo to navigate back to the Homepage
Step 3 ====> Now click on the forgot username/password?
Step 4 ====> Enter your social security number
Step 5 ====> Follow the onscreen instruction to complete the process
How to Find Chase Account Statements
Chase’s online platform makes it easy to find your account statements at any time. So if you have not set up your online account, you need to do by following the steps guide above in the article.
You can even see your Chase Bank account statements online for up to 7-good years as mentioned above in the article. Just in case you want to do a deep dive into your own financial patterns, then you are good to go about that through Chase Bank online banking account.
On Mobile Device(s)
====> You need to login to your account as explained above in the article
====> Then, located and tap on See Statements in the summary section
Meanwhile, on the web, it works similarly
====> Log in to your account as explained above
====> Then select the menu button to reveal further options
====> Now, select Statements & documents from that list.
Contact Chase If you Have Trouble with Your Account
You contact Chase for customer service in several ways. If you are partial to phone calls, you can reach out to Chase from 7 a.m. to midnight ET at:
For Chase Bank account holders living in the United State, call 1 877 242 7372
For customers living outside the United State, call 1 713 262 3300
For military personnel
If you are a military person living in the United State, call 1 877 469 0110
If you are a military person living outside the United State, 1 318 340 3308
If you feel you need a more personal touch, you can schedule a meeting with a Chase banker online. You will meet that banker in person at whatever date and time you have scheduled them for. These appointments are available to those with and without Chase bank accounts.
You can also vocalize your issues via secure messages; from your account page, click into the menu and then choose “Secure messages.” You can even reach out via social media — Chase is on Twitter as @ChaseSupport.
Here are the answers to some commonly asked questions about Chase Bank
How long does Chase Bank keep bank statements?
This is a great question, this bank tries hard to keep documents. Chase will keep your document (Bank Statements) for at least 7-good years.
Does Chase a Safe Bank?
Yes, absolutely yes. Chase Bank is a safe bank, this is because it carries the FDIC insurance that all member banks do. Your account is protected by federal insurance, they protect account holders for up to $25000