Costco Visa card is for Costco and gas purchases. Though you will have to contend with an annual membership fee for Costco and only redeeming your cash back once a year. Though this article will focus mainly on Costco Credit Card and everything you need to now. You will interact directly with Citi to pay your bill online or by mail, or to contact customer service when you need help.
Costco was founded back on the 12th of July in the year 1976, in the United States of America. It was then named as the Price Club. This name was later changed to Costco in the year 1983.
Costco was mainly founded by two people. They were Jeffrey H. Brotman and James Sinegal. Its headquarters are currently located in Washington, in The United States of America.
The Costco Anywhere Visa is great for members as it gives them extra benefits like cash back on gas, groceries, and more. Costco now partners with Visa and Citigroup, allowing for even greater Costco credit card rewards. If you are already a Costco member, the Costco credit card is a no-brainer. As a matter of fact, Citi Costco credit card is issued by Citibank.
Pros and Cons of Costco Anywhere Visa Card
This part of the article will list out the good and the bad of this credit card. We believed, everything thing in life that has positive must surely have negative as well. In that case, we will move on to highlight the pros and cons of this credit card.
Pros of Costco Credit Card
This aspect of the article will list out the positive you will enjoy once you have this credit card in your account. Once you are through with the process here, you will make the right decision to apply for Citi Costco Visa Credit Card.
====> Your cash earning on this credit card has no limit, you could earn as much as you can
====> You don’t need to worry about annual fee once you have a membership card
====> Not only that, you will be able to redeem any amount just above $1
====> Redeem for Costco merchandise and cash back
Cons of Citi Costco Visa Card
Once you compare and contrast the pros and the cons of this credit card, you will make your decision on time. We will not waste much of your time, we will move straight to what we need for you. Here is the list of the cons of the credit card.
====> You will only be able to get cash-back on your account once a year, like a certificate, in February
====> Your certificate expires the last day of the last month of the same year 12/31
====> On this credit card, you will not have any sign-up bonus
====> You must redeem certificate at Costco
====> Costco Credit Card offers no annual bonus to her users
====> You lose your rewards if you close your account before you receive your certificate
The Benefits of Costco Credit Card
We are moving on, we need to quickly run through the benefits of using this credit card. Keep reading as we list out the benefits of using Costco Anywhere Visa Card.
====> This card comes with no annual fee, although you do have to spring for an annual Costco membership to qualify
====> No foreign transaction fees when you use the card abroad, this is of great benefits if you are the type that travel out the nation
====> You will enjoy 1% cashback on other purchases through this credit card
====> You can use the card in place of your Costco membership ID. This helps you when you forget your membership ID
====> 4% cash back on eligible gas purchases (for the first year).
====> You can redeem your rewards for shopping vouchers to use at Costco
====> 2% cash back on Costco and Costco.com purchases.
====> Damage and theft protection, you may be refunded or covered for repairs if items you purchased with the Costco Visa Card are stolen or damaged within 120 days of purchase.
====> 3% cash back on restaurant and eligible travel purchases.
====> You will benefit from extended manufacturer warranties on the product you bought
Who should use Costco Credit Card?
The following set of people should consider applying for this credit card, it will be of great advantages for them when they have the card on their wallet.
====> Costco shoppers who want to earn Costco credit rewards through the credit card
====> Those who are flexible in how they redeem their rewards.
====> People who have thought about joining Costco in the past, but needed an incentive you may apply for the credit card
Apply for Costco Credit Card
We are sure you have decided to apply for the credit card, the application process is very simple and easy to go about. This article will guide you through the application process on Costco Anywhere Visa Card.
Step 1 ====> You need to visit the official application page or click Costco credit card page.
Step 2 ====> Scroll down on the page, locate and click on apply button
Step 3 ====> On the next page, you are to fill in the application form
Step 4 ====> Enter your membership number in the space provided
Step 5 ====> Next is your personal information, enter your names in the space provided, home address, Social Security Number, Date of Birth and your Country of Citizenship
Step 6 ====> Move on to provide your phone number and email address in the space provided
Step 7 ====> Now set your security details, Security word hint and Security Word in the space provided
Step 8 ====> Then, provide your financial information, enter your annual income and monthly income in the field provided
Step 9 ====> Move to Authorized user
Step 10 ====> Take your time to read through Terms and Condition, accept the terms and condition
Step 11 ====> Finally, locate and click on Agreed and Submit button to complete the application process
Costco Anywhere Visa Card Login Guide
Now you have just completed the application process, you need to login to your online account before you can explore more from Costco credit card. This part of the article will quickly run through the login process on Citi Costco credit card.
Step 1 ====> You need to visit the official Citi credit card login page.
Step 2 ====> Enter your login details in the space provided, these are user ID and password.
Step 3 ====> You have the option of remembering your login details on your browser, mark the box if you are using your devices
Step 4 ====> Finally on this aspect, click Sign On button
Once you enter the correct login details, you will be able to access your online account without a problem.
Activate Costco Anywhere Credit Card
Your credit card remains useless until you activate it. Though, your credit card remains inactive by default for prevention. The activation process is very simple and easy to go about. We will quickly run through Costco credit card activation process here in the article.
Step 1 ====> You need to visit the Citi login page.
Step 2 ====> On the page, locate and click on Activate a card
Step 3 ====> Now enter your card number in the space provided and click Continue to begin the activation process for your Costco credit card.
Reset Forgotten Login Details
In a simple language, login details are your username and password. As a human, the tendency of forgetting these credentials is very high and paramount. Meanwhile, you will be able to recover and reset your login details. Here we go:
Step 1 ====> You need to visit the login page on the official website
Step 2 ====> From the same login page, click on the Forgot User ID/Password link
Step 3 ====> Now enter your credit card number in the space provided
Step 4 ====> After that, click on the Continue to process with the process
Step 5 ====> Now enter your card CVV/CID on the next page.
Step 6 ====> Choose one of the three methods of further identification and click Continue
That is all about the process to recover Costco Anywhere Visa Card.
Costco Anywhere Credit Card Payment
The best you could get from any credit card is the power to make a payment with ease. That is the reason Costco credit card is a must for you, payment is very simple and easy through this credit card.
Though the billing cycle is very small or short, it is just 25days. Now, it means that if you make your Costco credit card payment after 25 days of the purchase, you will be liable to pay interest on your purchase. In that case, you must pay your bill within a period of 25 days. Costco card offers three means of payment methods, there as follow.
The Online Payment method
The Phone Payment Method
The Mail Payment Method
The online Payment Method
The best means of Costco Credit Card payment method is through the online payment process. This method is fast, effective and easy to follow. In other not to waste our time, we will quickly run through this process in the article
Step 1 ====> You need to visit the Citibank official website, if you have no account, create one
Step 2 ====> On this website, login to your Costco credit card account
Step 3 ====> On your account dashboard, locate and click on make a payment button
Step 4 ====> Enter the amount you want to pay, you could make a payment right now or schedule your payment. But it must be within a period of 25 days
Step 5 ====> Now click on the button which says add a new payment account
Step 6 ====> Finally, set up your account of payment by simply entering your checking account number along with your bank’s routing number.
The Phone Payment Method
This method is active and effective as well. You only need to put a call through this phone number 855 378 6467 on your phone. On-demand, provide your credit card number which is necessary for payment process the phone call.
Then, you need to provide your bank’s routing number and your account number in other to schedule your payment through this process.
The Mail Payment Method
The last but not the least on this payment process through Costco Anywhere Visa card is through the mail method. This can be used in order to send your payment by mail. The coupon also includes the address where you need to mail your payment.
To help ensure your payment is credited correctly, you can simply write your Costco credit card number on your check. If you don’t have your statement, you can mail your payment to:
Costco Anywhere Card Payments
P.O. Box 9001016
Louisville, KY 40290
You have done well, it is our believed you have learnt a lot on Costco credit card through this article. We have run through the application process, Costco Anywhere Visa card login process and various payment options.
Not only that, we itemized out the pros and cons of this credit card, the benefit of using this credit card was also highlighted in the article as well. It was made known that, the credit card is issued by Citibank.