Are DressBarn Credit Cards Still Good? This is one of the interesting questions about Dress Barn Credit Card. Before you apply for this credit card, you need to find out maybe Dressbarn credit card is still good.
What is DressBarn?
In a simple statement, DressBarn is a company which specializes in selling designer clothes for women at great discounts.
DressBarn first store was opened as far back as 1962. As a matter of fact, Dress Barn was established to provide working women- fashion for value.
What is DressBarn Credit Cards?
Dress Barn Credit Card is an in-store credit card issued by DressBarn in association with Capital One Financial Corporation.
With this credit card, you are eligible for DressBarn online payment as well as in-store payment. If you are a regular customer at DressBarn, you can get this credit card to pay for your online and in-store purchases.
The APR for purchases is 27.49%, which we consider a bit higher. You need to apply for this credit card through Capital One, if your credit card is approved by Capital One? You are eligible for many DressBarn discounts and DressBarn Coupons.
In a nutshell, DressBarn Credit Card is suitable for the regular customers of DressBarn only. A DressBarn customer who is sure that they can avoid the APR should only opt for this card.
Paying an APR of 27.49% can become an issue for anyone. Also, the people who forget paying their bills are not suitable for a DressBarn Credit Card as the late fee is as high as $37.
Also, you will have to pay a fee of up to $37 if you have any returned payments. If you are an avid customer of DressBarn and extremely sure of timely payments, then you should go for this card. If not, it is better to avoid. With these facts, I think we have the question above which says Are DressBarn Credit Cards Still Good?
Benefits of Dress Barn Credit Card
Now, with what we have shared above. What are the benefits of using this credit card? We are very sure that, DressBard store card has its own benefits which make it outshine other store cards. This part of the article will list out some of the benefits you will enjoy from using this credit card.
====> As this credit card holder, you will enjoy 10% off the first purchase made through DressBarn Credit Card
====> On this credit card, you don’t need to worry about the annual fee, it is annual fee free store card
====> As this card holder, you will get an early invitation to sale events
====> In some of your credit card, you pay maintenance charges, but in the case of Dress Barn credit card, you don’t pay a maintenance charge
====> You will be able to pay your bill in store, this is called in-store payment
====> We mention coupon earlier in the article, you will get extra 5% when using your card along with coupon
====> You will also get what is called special welcome kit offer on DressBarn store card
====> Easy account access and dedicated customer service is another benefit of this store card
====> You will get birthday Bonus Email exclusively as a Dress Barn Credit Card Holders
====> You will also enjoy 25% off special email offers
====> Surprise offers and other benefits throughout the year
====> Another benefit is convenient in payment using DressBarn Store card
====> Additional Card for eligible buyers at no extra cost
DressBarn Credit Card Disadvantages
From the above, you are familiar with the benefits of this credit card. We will not be justified without running through some of the disadvantages of the Dress Barn store card.
====> The returned payment fee is also very high up to $37. This makes it very hard or difficult to return any product purchased through DressBarn store card
====> Another bad aspect of this credit card is No cash backs or rebates on what you buy using your credit card. You can earn cash backs and rebates on almost all regular credit cards but with DressBarn Credit card, you don’t get any such thing.
====> This credit card offers a very high APR of about 27.49%. With this high APR, the interest will be very high if you are unable to pay your bill within the billing cycle. Take, for example, if you are not able to clear your credit card payment within the billing cycle, you will have to pay very huge interest on your purchases.
====> If you are not able to make your payments on time, you might have to pay $37 as a late fee. I think this is huge as well, this will force you to pay your bill at all cost to avoid late payment charges
DressBarn Credit Card Application Requirement
Before you apply for this credit card, you need to meet up with the application requirement. The required material is very simple and easy to get. Here is the list of what you need
====> DressBarn Credit Card applicant must be 18 years of age or above
====> Applicant must provide accurate information in the application form
====> Applicant credit line will be decided after reviewing your application and your ability to pay
====> Applicant must have a valid Social Security Number
====> Applicant must have a valid US address
====> Applicant must have made purchase with DressBarn in preceding 12 months to be eligible for the issuance of the credit card by DressBarn
====> Applicant account must be in good standing
====> Applicant must have good credit score
Dress Barn Credit Card Application Process
Now you have made up your mind to apply for this credit card. The application process is very simple and easy. You only need to follow simple steps as explained in the article below. Without wasting must of your time, we will move straight to the process.
Step 1 ====> You can visit the DressBarn website.
Step 2 ====> Now scroll down to the bottom of the page.
Step 3 ====> Then under customer Service you will find Credit Cards, click on it
Step 4 ====> Now click on Apply Now button to access the application form
Step 5 ====> Then, you need to fill the application form. As mention above, provide accurate information about yourself.
In this form, enter your personal information in the space provided, your Name, address, Social Security Number, Phone number, and your financial details and click on the continue button
Step 6 ====> Now review your application form, agree to terms and condition and click submit button.
Step 7 ====> The DressBarn Credit Card is subject to approval by the appropriate authorities. This means that you will be issued the credit card only if you possess all the eligibility criteria listed above in the article
DressBarn Credit Card Login Guide
Once your card is approved, you need to login to your online account to pay your bills. This part of the article will run through the login process. You need to follow the steps to log-in to your online account.
Step 1 ====> You need to visit the DressBarn credit card official website
Step 2 ====> On the page, locate and click on Already Set Up or Sign In
Step 3 ====> Now enter your login details (username and password) in the space provided
Step 4 ====> Finally here, click on the login button to access your online account.
If you are able to provide the correct login details you will access your Dress Barn online account without any issue.
DressBarn Credit Card Payment Process
Now we are moving on, we need to run through the payment process through Dress Barn credit card. You will be able to pay your bills through various means using the credit card. We will run through these means one after the other.
Phone Payment Process
To pay for your Dressbarn Credit Card through phone, you need to reach the customer care line on 1 855 408 1657, TDD/TTY 1 800 695 1788.
Online Payment Process
Once you have created an account with DressBarn, you are automatically eligible to make online payments with the credit card on DressBarn online store. Here is how you will be able to make a payment through the online account
Step 1 ====> You need to visit Dress Barn website
Step 2 ====> Now choose your favorite product, add to your bag
Step 3 ====> At the check-out option, you would have the option to pay both with your credit card or PayPal
Step 4 ====> Then click on begin secure checkout
Step 5 ====> Now you would have the option to log-in to your account and pay via the same.
You are just required to Sign in to your DressBarn Credit Card Account as explained above. After filling in your Username and Password, you can very conveniently make online payments.
That is all for now on DressBarn credit card. This article had covers review on the credit card, application process. We also run through the benefits of Dress Barn store card, log-in process and payment process.