IBC is the short form of the International Bank of Commerce. IBC offers divers of banking services and its product to her customers. Credit card is most of the services and product offers to customers on First Bank IBC. First Bank IBC Credit Card is of various types in which customers choose between them.
Each of IBC First Bank credit card(s) has its requirement, once you meet up with it. You may apply for that card. Irrespective of pay IBC bank credit card you choose, you are sure to receive additional benefits such as Visa Business card, purchase protection, extended warranty and car rental discounts.
Are you applying for this credit card for the first or apply for another card of the same company (IBC Bank Credit card). You must do your own part, it is very important to know the motive for applying for the credit card.
Not only that, this credit card (First Bank IBC Credit Card) attract customers with reward and cash-back. As a customer, it is a good thing to focus on interest rates and credit limit on these credit cards. Doing a reality check on your spending habits will tell you whether you should apply for a credit card or not.
Types of First Bank IBC Credit Card
As mentioned above, IBC (International Bank of Commerce) bank issues out a various credit card to her customers on-demand and mainly when the requirements are met. Here are the type credit card issued:
Maximum Rewards Card
Platinum Edition Card
Maximum Rewards Card
On Maximum Reward Card, this is one of the credit cards issued to customers by IBC Bank. It has the following features which make it standout out among IBC First Bank Credit Card.
====> Maximum Reward Card will be charged zero Annual Fee
====> You will enjoy a variable APR based on the Prime Rate between 18.24% and 28.24% APR depending on your creditworthiness.
====> On this credit card, you redeem for cash back, gift cards, travel or merchandise.
====> A balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).
====> You also earn 1.5% cash back.
====> You have 5 years from when rewards are awarded to use them before they expire.
====> This credit card earned good reward with unlimited 2.4% cashback on purchases. This is added to your account on everywhere you shop for the first 6 billing cycles after the account is opened.
====> 0% Introductory APR for the first 6 billing cycles after the account is opened on purchases and balance transfers.
Platinum Edition Card
The next First Bank ICB Credit Card we will discuss is the Platinum Edition Card. This credit card has its requirement as well. It also has the feature below:
====> Just like the Maximum Reward Card, you don’t need to worry about the annual fee, it has zero Annual Fee
====> This credit card has 0% introductory APR for the first 6 billing cycles after the account is opened on balance transfers.
====> It has its variable APR based on the Prime Rate between 13.99% and 21.99% APR depending on your creditworthiness.
====> A balance transfer fee of 5% applies to each balance transfer that you make (minimum $10)
This is the third credit card which is issued by First Bank IBC credit Card. This card suits those who want to build or establish credit value for a business loan.
The bank charges a deposit of $300 to $500 and gives you a chance to qualify for an increase in credit limit after seven months.
It charges an annual fee of $25 and a variable APR of 20.99% on balance transfers as well as purchases.
IBC Bank Online Activities
Once you create an online account on IBC Bank, you will be able to access your account 24/7. This simply means you do so anytime you wanted. Once you access your account you will be able to perform the following.
====> You will be able to pay your bills
====> You will be able to transfer money
====> Account History exporting compatible with Intuit Quicken, Microsoft Money, and Quickbooks
====> Financial Management
====> You will be able to manage your account
====> You will access to real-time alerts
====> Secure Messaging with IBC
First Bank IBC Credit Card Online Registration
Having gone through the features of each credit card issued by First IBC Bank. you may have decided to apply for the credit card of your choice.
Once the enrollment process is completed, you will be able to login to your IBC account online from anywhere and at any time without any issues. This part of the article will guide you through the registration process for Pay IBC bank credit card.
Step 1 ====> You need to visit the official registration web page of IBC bank on your device
Step 2 ====> Now on the page, enter your IBC bank account number in the first field
Step 3 ====> Then after that, you need to select the type of account you have such as Savings, Checkings, among others.
Step 4 ====> From here, click the Continue option to begin the enrollment process for your IBC bank account.
Step 5 ====> Now enter other necessary details on the next step as you progress on the registration process
Step 6 ====> Make sure to enter the correct details of your account whenever prompted to complete the process.
NB: Note down the password that you have entered during the registration for future logins to access your online account.
You will receive a confirmation message on your email address and phone number after the successful registration of online banking.
IBC Bank Login Guide
Thanks to you, you have just completed your registration process. We are very sure you have your login details in a save place. In other to IBC bank online portal, you need to log in.
In that case, you need your computer, smartphone or any other devices that can access the internet. You must have internet connectivity as well.
Step 1 ====> You need to visit the official website of IBC bank on your smartphone or computer.
Step 2 ====> Now move to the secure sign-in option
Step 3 ====> Select your account type such as Savings, Checkings, etc.
Step 4 ====> Now provide your user ID and password of your IBC account that you have set during the registration process to the appropriate field.
Step 5 ====> Then hit the GO option to IBC Bank login
Upon successful entry of user ID and password, you will be logged into your IBC bank account online. After a successful IBC Bank Login, you will be able to view and manage your IBC bank account Login online from anywhere without any issues.
No, there are no charges or fees for using the online banking service in case if you’re wondering. Using the online banking facility, customers will be able to transfer funds to other accounts or perform other transactional activities at their comfort.
IBC Credit Card Payment
Convenience in the payment process in the reason for using a credit card, First Bank IBC credit Card inclusive. Paying your monthly bills has also become very easy. In other to make a bill payment on Pay IBC Bank credit card, you need to follow the steps below.
Step 1 ====> You need to register an online account as explained above
Step 2 ====> Now you need to login to your account online with User Id and Password as also explained above.
Step 3 ====> On your account, locate and click on payment option
You have the option of paying online, setting automatic payments or paying through check. You can also choose the date when you want the bank to make deductions every month.
IBC Bank’s online access offers great facilities for quick card activation, balance transfer, monthly statement and request for increase credit card limit.
That is all we can share with you on First Bank IBC credit card. We had listed out the three types of IBC First bank credit Card and their features. Not only that, we run through the registration process and IBC login guide.
Last but not least on the article in the online payment process. In case you have any technical issue, please contact the help desk on the official website of IBC bank. if you have learned one this or the other through this article, please do share with friends. If you have something new to discuss or share, drop it on the comment box below.