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First National Bank (FNB) is one of the banks you will come across in the following states in the United State of America. A state like Ohio, Maryland, South Carolina, North Carolina, Pennsylvania, and West Virginia. In these states, you will come across one or more branches of FNB.
This bank was established as far back as 1864 in West Greenville, presently, First National Bank headquartered in Pittsburgh and has expanded to the states mentioned above. As a matter of fact, you will come across 100s of branches and ATM stands or machines in the places mentioned as well.
After the establishment of this bank, it has grown tremendously so that it became the second-largest bank based in Pennsylvania. FNB offers various services and products to customers which include consumer accounts, from checking and savings to loans and mortgages, investing and retirement, insurance, and business solutions.
Since then, the bank has grown into the second-largest bank based in Pennsylvania. With a footprint now covering seven states, First National Bank offers a broad variety of consumer accounts, from checking and savings to loans and mortgages, investing and retirement, insurance, and business solutions.
This means you can get a small business checking account, a student bank account, and asset management all with the same bank.
Pros and Cons of First Nation Bank
This part of the article will cover good and bad customers may likely come across while using FNB. We employ you (our reader) to run through this as you will understand more about this bank.
Pros of FNB
====> On this bank, customers will come across a good range of checking accounts
====> On most of the accounts on FNB offers a low minimum amount to open an account
====> First National Bank offers easy ways to avoid most fees
Coins of FNB
====> Using the website may not help as this is cumbersome
====> First National Bank offers low APYs on most of its account services, this may not encouraging as expected
====> Using this bank, there is limited surcharge-free ATM network
First National Bank Services and Products
FNB offers every type of basic banking accounts to make the regional institution a potential one-stop-shop for personal and business customers. If you are a business person or you want to use your bank account for personal purposes, you will enjoy banking with First National Bank.
Money Market Account: Open this account in any of the bank branches is very easy, you can open with $0. The minimum amount to open this account in the branch(s) is $0. On this account, you will have access to a single money markets option which you may not enjoy in other banks.
Not only that, using this type of account, you will be able to enjoy checking writing ability. Finally, using this type of account, you will earn interest to the balance tiers.
FNB Savings Account: Most common account type to most bank users is what we called a Savings account. You will enjoy this account while banking with FNB. To open your saving account, you may not bother having mush, you can open your account with $0 as the minimum opening account.
On the saving account, you will be able to earn interest according to balance tiers. Furthermore, with this type of account, you will have access to Health Saving Account.
First National Bank Business Accounts: On this account, you will enjoy various kinds of accounts and services. These include checking and savings to loans and leases, treasury management, insurance wealth management, and lots more.
Checking Accounts: Another type of FNB account we will cover here is the checking account. On this account, you will enjoy Waivable monthly fees provided you meet the requirement. You will also enjoy 2 interest-earning accounts and have access to 5 checking account options. The amazing one about this checking account is the student account. Last but not least about this account, you will have access to ATM fee rebates have premier account.
Certificates of Deposit: On this type of account, you will enjoy the First National Bank highest interest rates. You will as well come across various types of Certificate of Deposit CDs, which have terms ranging from 90-days to 10 years. You can open CDs account with FNB having a minimum amount of $100, which you may not come across on other banks.
First National Bank Loans Account: On this account, you will have access to home equity loans, vehicle loans, personal loans, and mortgages.
FNB IRAs: IRA CDs and savings accounts available.
First National Bank Fees
On NFB, account fees can be high, but you can still avoid the fee such as those on maintaining a minimum balance. Here’s a look at how First National Bank stacks up in terms of fees that are typical at most banks:
Transactions at non-FNB ATMs: If you make a transaction on non-FNB ATMs machines, you will be charged about $2.50
Money Orders: On a money order, you will be charged $5
Official Checks: For the bank official to check your account, you will be charged about $10
Overdraft Protection Transfer: On overdraft protection transfer, you will be charged about $10
Ongoing Overdraft Fee: Your account will be charged every three days, every three business days, if the account remains overdrawn, you will be charged about $12
Incoming Wire Transfers: On incoming wire transfer to your FNB account, you will be charged $17
Outgoing Domestic Wire Transfers: If an outgoing domestic wire transfer takes place in your account, you will be charged about $25
Overdraft Fee: On overdraft, you will be charged $37
Stop Payment: On stop payment, you will be charged $37
Outgoing Foreign Wire Transfers: If an outgoing foreign wire transfer takes place in your account, you will be charged $50
Account Closed within 180 Days of Opening: If you wanted to close your account within the first 180-days you opening your account, you will be charged $50
How to Open a First National Bank Account Online
The online application process of First National Bank is a bit hard, not like other banks whereby you click on the open account button. In this guide, we will run through the FNB online application process. Keep reading as you explore this process.
Step 1 ====> You need to visit the official application page on FNB
Step 2 ====> Now, select the account you will like and add it to your shopping bag, similar to making an online store purchase.
Step 3 ====> Then, locate and click on the Checkout button to start the online application process.
Step 4 ====> Next, you need to provide the required basic information, such as personal and financial details.
Step 5 ====> Enter your address, date of birth, and Social Security Number in the field provided.
Step 6 ====> Move on to verify your identity, you need to provide a government-approved identification card (driver’s license or passport) in the space provided
Step 7 ====> Follow the on-screen instruction to complete the application process.
FNB Online Login Process
You have just completed the online account application process, now you need to learn how to log in to your online account. This can be done through mobile devices and your computer, we will run through both processes in this article.
You only need to keep focus, read on as you will soon explore the complete guide to access the First National Bank account online. We will not waste more time, we will dive into the process straight away.
Log In to First National Bank Account on Mobile Devices
So many people love using mobile devices to access most of the online banking process, in that case, an FNB account can as well be accessed from mobile phones. You only need to download the apps from the play store and start enjoying your account. Here is how you can get started on the FNB Direct mobile banking app:
Step 2 ====> After downloading, install the app and open it on your mobile device(s)
Step 3 ====> Move on to enter your login details (username and password) in the space provided.
Step 4 ====> Finally, locate the log in button and tap on it.
NOTE: If you provided the correct login details, you should be able to access the First National Bank online Account on your phone through the mobile app.
Log In to First National Bank Account Online via a Computer
This part of the article will run the login process on a computer system. In case you don’t want to use the mobile app, you can still access your account online through the web. This part of the article will cover the process, keep reading as you explore it.
Step 1 ====> You need to visit the official login page or copy and paste https://www.fnb-online.com/ on your browser and click GO
Step 2 ====> On the page, locate and click on the Login button at the upper right corner of the screen.
Step 3 ====> Now, a pop-up will appear where you can enter your account login details (user ID and password), enter your login details in the fields provided.
Step 4 ====> Finally, you need to click on the Login button to access your online account
NOTE: If you are able to enter the right login details, you will be able to access your FNB online account.
What can I Do on My Online Account?
Once you access your online account through the web or the use of the First National Bank mobile app, you will be able to perform the following task.
====> You will be able to make deposits on your account
====> On the mobile app, you will be able to log in to your account with your fingerprints if your phone supports that.
====> You will be able to make use of your faces to access your online account via a mobile app
====> You will be able to enable and disable your credit cards
====> You will be able to customize your alerts
====> You will be able to pay your bills through the online banking system
====> You will be able to send money with Zelle
====> You will view check images
Retrieve a Forgotten Login Details on FNB Account Online
If you have forgotten the username or password to your First National Bank login, worry not, you will be able to get them back or reset them.
FNB Online Account Reset Password
In other to reset your password, you need to follow the steps in this part of the article
Step 1 ====> You need to go to the HSBC homepage and click the login button.
Step 2 ====> On the page, locate and select Unlock/Reset Your Password link.
Step 3 ====> Now, enter your user ID and date of birth in the space provided.
Step 4 ====> Click the Continue and answer any other questions to verify your identity.
First National Bank Online Account Username Reset
If you have forgotten your username, you will not be able to recover it. The option to recover a username is not available on the website.
Meanwhile, we advise you make use of browsers to save you details on your email address. In that case, you will be able to synchronize your details, but you must make sure your computer is safe from intruders.