First Premier Credit Card is mainly for people with issues with credit, damaged credit card. This card is out to help to rebuild your credit. Credit check involved, less-than-perfect credit scores are not a barrier to entry.
Basically, all you need is a bank account to get this card. But you will instantly be subjected to multiple fees and limitations. There is a very steep APR and no benefits or protections attached.
1st premier Credit Card offers plenty of benefits to her customers, this card comes along with series features. This card helps you service from demand.
The first premier credit card never compromises on the quality of work. The company offers good customer care service. When you use the credit card, you will enjoy a discount and free shipping.
They also give special gifts. The special gifts are available for the cardholders. You will not have to pay an annual fee for the card.
Pros and Cons of Apply First Premier Credit Card
This credit card has its good and bad about the aspect. Though you need not worry about them, we will highlight everything in this article.
Pros of My First Premier Credit Card
This aspect of the article will cover some of the benefits of using this credit card. You will now decide either to apply for this credit card or not. But I am very sure, the good aspect of the card is more than the bad.
====> The First Premier card reports to all three credit bureaus each month. This is an essential step when it comes to building your credit.
====> The card target people with a low credit score as it helps you build your credit. Therefore, people with less perfect credit card accepted
====> Use your First Premier Bank credit card responsibly for 13 months, and become eligible for a credit increase. This will let you purchase larger ticket items. It’ll also let you spend more in general.
====> My First Premier Credit Card is widely accepted, it is accepted in may location across the country
====> You can opt-in for additional credit protection for a fee. First Premier Bank does this to protect cardholders in case of an emergency. This program may cover disability, unpaid family leave, unemployment, loss of life, and hospitalization.
====> You get approval very fast, visit the website and provide your relevant information. You can get your result as fast as just one minute
====> You will get free text alerts or free email notification. First Premier Credit Card make monitoring transaction on your account very easy.
Cons of My First Premier Credit Card
This aspect of the credit will cover the negative aspect of the credit card. By the end of this aspect of the article, you will discover that the pros are heavier than the cons.
====> The First Premier Bank credit card comes with several fees. These fees vary, and they depend on your credit score when you applied.
====> First Premier sets the typical credit limit at $500 or lower. However, once 13 months is over, you can apply for a credit increase.
====> Since this card is for credit building, borrowers are higher risk. Lenders protect themselves by charging a higher APR with these types of cards. First Premier Bank is no different. The First Premier Bank credit card has an APR of 36%.
====> Once First Premier Bank approves you for this card, you will need a security deposit. The security deposit amount depends on your overall creditworthiness.
Apply First Premier Credit Card
Before you talk of login to your online account, you might have applied for this credit card. If you have not applied, here is the complete step to get it done at once.
Step 1 ====> Willing to set up online access? You need to visit the registration homepage using this Link.
Step 2 ====> As you click above you will be taken ahead to a new web page that requires your information such as Account Number, Social Security Number
Step 3 ====> Now click on the continue button to complete your registration. The onscreen step is simple and easy to follow.
1st Premier Credit Card Login Requirement
In other to login to your account online, you need some materials at your disposal, they include:
====> You need active and fast internets service
====> You need your login details (username and password)
====> You need your gadgets, these include your laptop, smartphone and other devices that can access the internet
====> You need to make use of the latest version of your browser
First Premier Credit Card Login Guide
To access your online account is very easy and simple. You only need to follow simple and easy steps, which we are about to put before you our readers. Here is what you need to do in simple language.
Step 1 ====> you need to visit the official website by click here or copy and paste www.mypremiercreditcard.com/login.aspx on your browser
Step 2 ====> On the page, locate and enter your login details in the fields provided. These include your username and password
Step 3 ====> Finally, hit the continue button to complete the process
Reset Login Details on First Premier Credit Card Portal
If you misplace your login password, retrieving it should not be issued. You only need to follow a simple process and you are done. Here is what you need to do:
Step 1 ====> You need to visit the login page
Step 2 ====> On the page, locate and click on forget your password link on the page
Step 3 ====> Now you need to provide some details, these include Credit Card Number, Social Security Number and your Zip Code.
Step 4 ====> Click on continue to complete the process
If you follow what we explained here in the article, you will not have a problem resetting your password.
In other to retrieve your username, you need to follow the steps in this guide. It will only take you a few minutes to complete the process.
Step 1 ====> You need to visit the login page
Step 2 ====> On the page, locate and click on forget your username link on the page
Step 3 ====> Then you need to enter your first Premier Credit Card Number in the space provided
Step 4 ====> Finally, click on continue button to complete the process.
It is now clear to you that username on 1st Premier Credit Card can be retrieved. If you have forgotten your username, you will surely get it back. All you need to do is follow simple instruction.
A final note on First Premier Credit Card, it was mentioned that this card will help you build your credit score. You have gone through the pros and cons of 1st premier Credit card. We run through how you will apply for the card, log in and how you can reset and retrieve your password and username.