Fit MasterCard is one of the leading credit cards which functioning well when it’s come to build your credit scores. If you which to increase your credit rating, Fit Card is meant for you. One thing is amazing about this credit card, its advance security payment which may not be needed from you.
This credit card will help you re-establish the credit thereby help to increase the credit score. Fit MasterCard is issued by Continental Finance through the bank of Missouri for eligible customers. As mentioned earlier in the article, you don’t need to worry about the credit score.
Pros and Cons of Fit MasterCard
This part of the article will run through the good and bad of this credit card. It is obvious that everything that has negative must surely have positive as well.
Team Gadgets-Right has done well for compiling the pros and cons of Fit credit card in this article. You only need to read through as you explore these from the article.
Pros of Fit MasterCard Credit Card
As matter of fact, without wasting much of our time, this part of the article will run through the pros of using this credit card. We are sure you will benefit one or two out of the listed pros.
====> You will have access to your online account all the time, I mean it is available 24/7
====> You will be able to increase your credit limit after six months of using Fit MasterCard
====> Fit Credit Card is acceptable through the country
====> You will enjoy initial credit limit of $400 upon credit approval
====> You will benefit what we called $0 fraudulent liability
====> This credit card report to 3-major credit bureaus, they are Equifax, TransUnion and Experian
Cons of Fit Credit Card
The above-listed points cover the pros or benefit of Fit Credit card. We will not stop at that, we must run through the cons of using the same credit card. In that case, here are the lists of its cons
====> No minimum interest charge on this credit card
====> The return payment on the credit card is a bit high, it is around $40
====> The card comes with high late payment fees, which is about $40 as well
====> It is likely to pay additional card fee of about $30, if applicable.
====> On foreign transaction, you pay transaction fee of $3
====> The Fit MasterCard has annual fee of $99
====> On this credit card, the card advance fees is either 5% or $5 depending on the amount
====> The purchasing APR rate is high as well, it’s around 29.99%
====> There is a one-time processing fee of $89 when you are applying for the credit card
====> You will be charged $75 monthly maintenance fee
The Application Requirement
If you have decided to apply for this credit, you must meet up with some requirement. Once you have the requirement at your disposal, you may go and apply for Fit MasterCard.
====> You must have a US residential address
====> You must 18 years and above before you can apply for the credit card
====> As an applicant, you must have Social Security Number
====> You must have government photo approved identification card
====> Your date of Birth must be available
====> You need your legal full name
Fit MasterCard Credit Card Application Process
Now you have the requirement at your disposal, you may now go and complete the online application process. You only need to follow simple instruction, here we go:
Step 1 ====> You need to visit the official application page of Fit Mastercard
Step 2 ====> On the page, locate and click on the Apply Now button to move on with the application process
Step 3 ====> On the application form, you need to enter your basic and financial information into the spaces provided
Step 4 ====> Now you need to read through and accept the terms and conditions
Step 5 ====> Finally on Fit Master Card application process, locate and click on the Submit Application Button
If your application is approved, you will get your credit card through the mail. After that, you need to activate your credit card.
Credit Card Activation Process
We are moving forward, after the application process. Your application was approved and you have your credit card. This credit card will not function at all until you activate it.
This process is very simple and easy, you only need to put a call through the customer care line. On your phone, dial 1 866 513 4598. You must call this phone number using the phone number you used in the process of the application process.
Fit MasterCard Login Guide
Now you have applied for the credit card. You have your card activated already in your pocket. You now need to login to your account. This part of the article will run through the login guide through the official website. Here is what you need to do.
Step 1 ====> You need to visit the Fit MasterCard official login page
Step 2 ====> Enter you login details in the space provided, (username and password)
Step 3 ====> Finally on this part, click on the login button to access your online account
Once you are able to enter the right username and password in the space provided, you will be able to access your online account.
What you can do on Fit MasterCard Account
Now you have login to your account, you will be able to perform the following action on your account.
====> You will be able to check your credit score
====> You will be able to view your online statement
====> You will be able to make a payment through Fit MasterCard
====> You will be able to enable alert and email notification
====> You will be able to update your personal information
====> You will be able to view your account balance and transaction history
Recover Your Login Details
You might have lost your login detail, that should not an issue. This part of the article will guide you to recover your login details. Here is how to recover your login details.
Step 1 ====> You need to visit the login page
Step 2 ====> On the page, locate and click on the Forgot username or password link
Step 3 ====> After that, you will have the following option, I forgot my username or I forget my password
Step 4 ====> You need to choose the option in your case. Meanwhile, in this article, we will run through the process to recover username.
Step 5 ====> After you clicked on I forget my username option, you need to provide the following information
====> Last 4-digits of your credit card
====> Last 4-digits of your Social Security Number
====> Your date of Birth or 5-Digits Zip Code
Step 6 ====> After that, click on the Lookup Account button to find your account
Fit Card Payment Methods
Now you have done well, but you need to make a payment through your credit card. This part of the article will run through the application process. You will be able to make payment through the online process and phone call.
Online Payment Option
In other to make a payment through the online process, you need to follow the following steps.
Step 1 ====> You need to register an account as well explained above
Step 2 ====> Login to your account
Step 3 ====> On your dashboard, locate and click payment option
Step 4 ====> Now follow the on-screen instruction to complete your online payment process
Phone Payment Option
In other to pay your payment through the phone process, you need to call the number at the back of your Fit MasterCard.
In case you misplace this phone number, you need to call the Fit credit card customers service number 1 800 518 6142 to pay your bill.
Finally, on Fit MasterCard, we have run through the application process. We also run through the login guide. Not only that, we mentioned some of the pros and cons of this credit card.
If you have learned one or two things in this article, please share with your friends and drop your comment on the comment box below.