Frost Bank is one of the banks people talked about most in Texas (a state in the United States of America). Frost has more than 100 branches across the state which includes multiple locations in each of the state’s largest cities. Meanwhile, this article will cover things you need to know about Frost Bank Credit Card.
Frost Bank is one of the biggest banks in Texas, not only that it claims to have one of the largest buildings in the state. Frost Bank has a 33-story building in the state capital which is called Frost Bank Tower.
Frost Bank offers nearly every personal banking service available at any major bank, including savings, checking and money market accounts for customers in Texas. It offers higher rates than other large banks like Chase and Wells Fargo among other banks.
Frost Bank Credit Card Types
As we have mentioned that this article will cover everything you need to know about Frost Bank Credit Card. In that regard, we will be taken this credit issued by Frost Bank one after the other.
Therefore, to explore these credit cards, you only need to keep reading as we move on with them in detail. You will not waste your precious time with Frost Bank Cards.
Business Platinum Credit Card
The first credit card to be cover in this part is the Business Platinum Credit Card. This credit card will make it very conveniently make business-related purchases without the hassle of petty cash or company checks. In that sense, your business will take a new dimension without any problem.
As a matter of fact, Frost Bank Business Platinum Credit Card helps to separate business expenses from personal expenses which will guide in balancing your expenses. Not only that, using this credit card, you don’t need to worry about the annual fee, it is an annual fee-free credit card.
One major part of this credit card that we will like to make a little comment on is the revolving balance option, which is high as $50000. This is considering a very huge amount of money for a small scale business. Frost Bank Business Platinum Credit Card requires $300000 Worldwide Automatic Travel and Accident Insurance.
Frost Bank Business Rewards Credit Card
Another Frost Bank Credit Card we will be dealing with here is Business Rewards Credit Card. Just as the name indicates, you will be rewarded when making use of this business credit card. This card helps you to manage your company’s finances while earning points toward valuable rewards.
Just like the credit card detailed above, this card is an annual free fee credit card, meaning you don’t need to worry about the annual renewal fee. Once you start using the credit card for the purchase, you will be able to earn points with each purchase. Through this Frost Bank Credit card, you will be able to choose from cash back, gift cards, airline miles, merchandise and a lot more
Business Debit Card
Another card here is called Business Debit Card, as a matter of fact, this card is easier to walk about compare to a business chequebook or cash. It saves time, saves cash and you don’t need to worry about the volume of cash in your custody.
Through the Frost Bank Business Debit Card, you will enjoy perfect protection against unauthorized transactions. Transaction through this card will be properly monitored. This debit card is widely accepted where a Visa card can be used. Track purchases as you make them throughout the day with Frost’s online banking and Frost’s mobile banking
It is our pleasure to let you know that, Business Debit Card is an annual fees-free card like the two credit cards mentioned in the article already.
Frost Bank Gift Cards
This is another card issued by the bank to customers on demand. This card can go a long way to reward your employees. If you like to reward your employees through any bank card, then you could make use of Frost Bank Gift Card.
This is another Frost Bank Credit Card you don’t need to worry about it’s an annual fee, it is a fee-free annual gift card. This card can be used like cash at most merchants. You could order a bulk gift card which could be customized with a different name and denomination
Direct Business Rewards Card
In our list of Frost Bank Credit Card, the Direct Business reward Card is another card. That can be used for company purchasing, travel and entertainment. Frost Direct Business Rewards credit card combines the power of a Purchasing Card with the streamlined processes of a Business Card.
Just like other credit cards in this group, the card is an annual free fee reward card. Once you have the card, you don’t need to worry about the annual renewal fee, as you will not be charged any cent on it.
Unlike other credit cards mentioned before now, you will be able to earn a 1% rebate each month, which will be automatically calculated and applied based on net purchase totals. Through the card, you will be able to enjoy real-time management tools and report through the use of the card.
Finally, on this credit card, you will be able to set a spending limit on your account through Direct Business Rewards Card.
Frost Integrated Payables Card
Frost Bank issue another card to customers, this is called Frost Integrated Payables Card. This is a cloud-based card that can take a payment feed from a commercial client’s AP system.
The joy of this is that the web-based tool is compatible with your existing accounting system and eliminates the need for additional software installation. Thereby creating an easy implementation for your supplier and you.
One of the major benefits of this card is the ability to improve cash flow and as well reduce processing costs. In addition, through this card, you will be able to make a payment into a single transmission file. The card also extends the power of electronic payments to all your purchase-to-pay flows
Frost Bank Commercial Card
We cannot but mention this credit card called Frost Commercial card. This credit card will help you to manage your travel, entertainment, and procurement on a single platform.
Through the Frost Bank Commercial Card, you will enjoy reduce administrative costs and gain control over your business-to-business procurement process.
Like other Frost bank Credit Card, it is an annual free fee credit card, you don’t need to worry about renewal fees on yearly basis. As a matter of fact, the card is capable of holding all your business-related expenses.
Through this credit card, you will be able to set spending limits thereby define card use by employees on a daily and monthly basis. You will be able to set limits on spending per transaction, this is an amazing card to use. Manage your organization’s cardholder limits via an online platform with real-time card maintenance and management
Merchant Services Card
This credit card offers more payment options for your customers with this efficient card processing solution. The service card has the capability to accept debit cards, credit cards, gift cards and checks.
On the other hand, the card also offers more payment options for your customers thereby taken the advantage of competitive rates. Meanwhile, through the card, an extra layer of security is attached by accepting EMV chip-based cards
Service card is reliable and cost-effective, helping your business operate smoothly. It accepts payments through a mobile device, in-store, online, or a customized combination of these payment options.
Frost Bank Commonly Asked Questions and Possible Answers
We have covered a lot about Frost Bank Credit Card, but the article will not be fully completed without trying our best to proffer answers to commonly asked questions about the Frost Bank.
In that case, we employ our reading to read through this part of the article as we are given our answer to some common questions about Frost Bank.
Where Can I Find Frost Bank?
Though this bank is an American Bank, not evenly distributed across the country, it is commonly found in Texas. Frost Bank has a significant presence in Texas, the United State of America with over 1200 ATMs stand. Not only that, TB has more than 130 branches locations.
How Do I Access My Money?
Accessing your money when you are out of the bank location is very possible, as this bank issued various credit cards to customers on the demand.
In that case, most Frost Bank accounts come with a free Visa Debit Card. Once you have your debit or credit card at hand, you will be able to withdraw money through any of the bank ATMs. As we mentioned earlier, the bank has more than 1200 ATMs located in Texas, though the number of withdrawals is limited for some types of accounts.
Not only that you get raw cash from the Frost Bank Credit or Debit Card, you can also make purchases with your debit card anywhere credit or debit cards are accepted.
If you lose your debit card, you can always stop into one of Frost Bank’s financial centres. There are over 130 in the state of Texas.
How Can I Save More Money With Frost Bank?
One of the best ways to increase your savings with Frost Bank is to put some of your money in a certificate of deposit. This is one of the products and services offered by the bank to customers. In case you are very keen to save more money in your account, make use of the Certificate of Deposit.
As a matter of fact, Frost offers good rates on its CDs compared to other banks with the same products and services. Take, for instance, a two-year Certificate of Deposit earns 0.20%, with a starting deposit as low as $1000. No fees if you leave your money in the account for the full period.
NOTE: However, that your rate in a CD is frozen; if interest rates increase, you may not be able to take advantage of the higher return.
What Can You Do Online With Frost Bank?
Frost Bank’s website and mobile app give customers full access to all of their accounts. This includes checking account balances, transferring funds between accounts and opening new accounts. You can also deposit checks with Frost Bank’s mobile app.