Frys Credit Card Login Guide, Application Process and Payment Option

Frys Electronic is an American Software owned company which has to deal with household appliance, consumer electronics and computer hardware retail store. The company gladly issue out Frys Credit Card to the customer through First Electronic Bank. This credit card has many benefits and reward for every user.

You can carry out several activities on your credit card, you will be able to make a payment through the credit card, sign to your online account. You will get access to your interest rate, fees among other benefits of the credit card.

Frys credit card offers in-store computer repair as well as custom computer building services to their customers or client as you called it.

In addition to what we mentioned earlier, you will be able to finance your household appliance, make a payment online and or pay your bills at a convenient time.

Benefits of Frys Credit Card

It requires you to understand some of the benefits you get or enjoy when you apply for this credit card. Once you have the pre-knowledge of things you enjoy from the credit card, this may now guide you or appeal to you for the application process. That is one of the main reasons we will need to run through the benefit or reward of Frys credit card Login

====> You will be able to manage your credit card account online

====> On every single dollar spent using Fry’s Credit Card where MasterCard is accepted, you will get 1 point in return

====> You will earn 5% cash-back on all purchases make at Fry’s Electronics

====> Once you are able to spend $1 in the Kroner family of companies excluding fuel centers, you will be awarded 2 points

====> You will benefit from promotion when you spent up to $200 within the period of six months

====> 3 points will be given to you when to spent $1 on the Kroger family quality brands

Who Should Apply for Frys Card?

The benefits of this credit card have been taken care of, now we need to identify who should have Frys Credit Card at his disposal. Without wasting much of our time, the following set of people should apply for Fry’s credit card.

====> Those that frequently shop at Fyr’s or Kroger brands across the United State of America

====> Those that don’t want to pay an annual fee on credit card

====> People that live in the South-West of America, most especially Arizona

====> Those that want a rewards credit card that lets them earn towards free groceries and fuel savings with every purchase.

Fry’s Credit Card Rates or Fees

Now we need to move a bit ahead on what we need to offer you on Frys MasterCard. We need to list out the rate or fees of using this credit card.

====> You don’t have to bother about the over-limit fee, this is zero

====> Purchase rate on this credit card is between 14.24% – 26.24%, though this is based on your creditworthiness

====> You have no problem with the annual fee, this is a zero fee

====> This card is very good in foreign transaction processes you will be charged nothing

====> You balance transfer rate is between 14.24% – 26.24%

====> The balance transfer fee is $10 minimum or 4%, this now depends on which is greater

====> On checking your check cash advance, there is convenience in doing so. You either pay $10 minimum or 4%, whichever is greater.

====> Cash advance rate is varies, it is expected to be 27.49%

====> You will be charged less than $2 on your minimum interest charge

====> Your cash advance fee is either 4% or $10 minimum, whichever is greater.

====> Your return payment fees is a bit high, you may pay up to $35

====> Late payment through Frys Credit Card is high, you will be charged about $38

The Requirement to Apply for Frys Credit Card

Our next step action should be on the application process, but before we run through that process, we will like to highlight Fry’s credit card requirement.

====> You must have a photo valid government approve identification card

====> You must have a valid Social Security Number

====> You must be 18 years and above

Frys Credit Card Application Process

Now, is the right time to run through the application process. You will be able to apply for this credit card through two different methods. We will run them one after the other.

In-Store Application Method

Online Application Method

In-Store Application Method

This method is simple and easy to go about. You need not waste your time visiting the online store, you can as well apply for Frys credit card in the nearest store. Here is what you need to do:

Step 1 ====> You need to visit the Nearest Fry’s store to you

Step 2 ====> Meet with the attendant, request for the application form

Step 3 ====> Provide the necessary information in the form

Step 4 ====> Finally, submit it at the store, that is all.

Once you follow these steps correctly, you will be able to complete your application process on Fry’s Card.


You may decide to mail your application through the following address, once received it will be treated accordingly.

First Electronic Bank

2150 S 1300 E

Suite 400

Salt Lake City UT 84106

Online Application Method

The online application process is easy and simple, you only need to follow simple steps and enter your information in the spaces provided.

Step 1 ====> You need to visit the application webpage

Step 2 ====> Now provide the following info in your personal form part. Enter your Names, Date of Birth, Social security number (SSN), Country of Citizenship, Country of residence, Phone number, and email address

Step 3 ====> Now, you need to provide your home address details. Home Address, City, State of residence, Zip or Postal Code, Housing status, and total amount payment

Step 4 ====> Now provide your employment and income details, these include your employment status, Employer, Annual income, source of annual income, expected monthly cash transaction, and expected monthly international transaction.

Step 5 ====> Select Authorized User, this is an optional action

Step 6 ====> Now read through terms and condition of the credit card

Step 7 ====> Then, click on Submit button to submit your application for approval

Once your application is approved, you are a step closer to make use of the Frys credit card. Before you will be able to use this credit card, you need to activate the card and be able to log in to your online account.

Fry’s Credit Card Account Login Guide

In other to login to your account online, you need to follow the simple steps in this article. Here is what you need to login to your account.

Step 1 ====> You need to visit the Frys Credit Card website

Step 2 ====> On the site, locate and click on Login button

Frys Credit Card Login Guide

Step 3 ====> Now enter your login details, username and password

Step 4 ====> Finally, click on the Login button to access your online account.

If you enter the right details, you will be able to access your account and carry out your online transaction.

Fry’s Credit Card Activation Process

Now that you can log in to your account, your credit card will not function yet. You need to activate your credit card before you can use your credit card. Here is the step to activate your frys credit card:

Step 1 ====> You need to dial this number on your phone 1 866 834 2652

Step 2 ====> Now provide your credit card number

Step 3 ====> Provide the name written on the credit card and other details requested

Make a Payment on Your frys Card

One of the major reasons for using any credit card is the ability to make payment in no time. This is a very good reason for using frys credit card. Here is a complete guide to pay your bills on the Frys card:

Step 1 ====> You need to login into your online account as explained above

Step 2 ====> On your dashboard, locate and click the payment button

Step 3 ====> As a Fry’s cardholder, you may set auto-debit payment system. This action will allow the credit card company to directly withdraw the bill from the bank

Step 4 ====> Now follow the on-screen instruction to complete your payment process.

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Mail Payment Method

You can send your payment by mail. This method is also active and accepted, in order to do that, you should use the following address:

First Electronic Bank

P.O. Box 60525

City of Industry, CA 91716-0525


Finally, we have to the end of what we have for you on Frys credit card. Here in the article, we explained how you can apply for this credit card, log in to your account, and payment method through the online process. we also run through some of the benefits of this credit card and the application requirements on the credit card.

Commonly Asked Question about Frys Credit Card

This part of the article will run through commonly asked questions about Frys Credit Card. It is our duty to give appropriate answers to some of these questions.

Can I Receive a Fry’s REWARDS World MasterCard without already having a Shopper’s Card Number?

Yes. If you do not currently have a Shopper’s card number with your Kroger Family of Companies, one will be assigned to you. In such a case, you definitely need a Frys Credit Card to shop on the website and the store.

How Long will it take to Receive My Frys Credit Card?

The first thing is the application process, your application must be approved. Meanwhile, when applying online you will receive the status of your application almost immediately.

Upon approval, it takes between 7 to 10 business working days to received a credit card. Length of time varies depending on individual credit status, address verification, and card processing time.

Does Fry’s have a Credit Card?

Yes, Frys offers a credit card to the customers, it is issued by First Electronic Bank. Your Fry’s REWARDS World MasterCard is your Shopper’s Card, MasterCard, and rewards card all in one.

What Credit Score do you need for a Fry’s Credit Card?

It is normal to understand the credit score level required for Approval. It is our belief, the poor credit scores will not attract the approval of credit cards.

Meanwhile, a good credit score will lead to quick approval of any credit card. In that case, Frys credit card needs a fair credit score to get approval on the application.

Therefore, if you have fair credit (or above) your application will get approval on time. Their APR is quite high (above 20%). If you are looking to apply, we recommend at least a 630 credit score.

 Do My Points Expire?

Yes, it expires after 36 months. It is now mandatory to redeem your points before 36 months.

How can I Check the Status of My Credit Card Application?

In other to check your application status, you need to put a call through this number 800 947 1444. Upon connection through customer care, then choose option 1 for the status of an application.

Meanwhile, for security purposes, you will be required to enter your SSN to locate the application. Additional verification item(s) may be needed to validate.

How do I Activate My Card?

This card must be activated before you can use it. Without activation, Frys credit card remains ordinary plastic in your wallet. In that case, when you receive your card via mail. You need to put a call through 888 200 9959 to activate Frys MasterCard.

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