Frys Electronic is an American Software owned company which has to deal with household appliance, consumer electronics and computer hardware retail store. The company gladly issue out Frys Credit Card to the customer through First Electronic Bank. This credit card has many benefits and reward for every user.
You can carry out several activities on your credit card, you will be able to make a payment through the credit card, sign to your online account. You will get access to your interest rate, fees among other benefits of the credit card.
Frys credit card offers in-store computer repair as well as custom computer building services to their customers or client as you called it.
In addition to what we mentioned earlier, you will be able to finance your household appliance, make a payment online and or pay your bills at a convenient time.
Benefits of Frys Credit Card
It requires you to understand some of the benefits you get or enjoy when you apply for this credit card. Once you have the pre-knowledge of things you enjoy from the credit card, this may now guide you or appeal to you for the application process. That is one of the main reasons we will need to run through the benefit or reward of Frys credit card Login
====> You will be able to manage your credit card account online
====> On every single dollar spent using Fry’s Credit Card where MasterCard is accepted, you will get 1 point in return
====> You will earn 5% cash-back on all purchases make at Fry’s Electronics
====> Once you are able to spend $1 in the Kroner family of companies excluding fuel centres, you will be awarded 2 points
====> You will benefit from promotion when you spent up to $200 within the period of six months
====> 3 points will be given to you when to spent $1 on the Kroger family quality brands
Who Should Apply for Frys Card?
Benefits of this credit card have been taken care of, now we need to identify who should have Frys Credit Card in his disposal. Without wasting much of our time, the following set of people should apply for Fry’s credit card.
====> Those that frequently shop at Fyr’s or Kroger brands across the United State of America
====> Those that don’t want to pay an annual fee on credit card
====> People that live in the South-West of America, most especially Arizona
====> Those that want a rewards credit card that lets them earn towards free groceries and fuel savings with every purchase.
Fry’s Credit Card Rates or Fees
Now we need to move a bit ahead on what we need to offer you on Frys MasterCard. We need to list out the rate or fees of using this credit card.
====> You don’t have to bother about over-limit fee, this is zero
====> Purchase rate on this credit card is between 14.24% – 26.24%, though this is based on your creditworthiness
====> You have no problem with the annual fee, this is zero fee
====> This card is very good in foreign transaction processes you will be charged nothing
====> You balance transfer rate is between 14.24% – 26.24%
====> The balance transfer fee is $10 minimum or 4%, this now depends on which is greater
====> On checking your check cash advance, there is convenience in doing so. You either pay $10 minimum or 4%, whichever is greater.
====> Cash advance rate is varies, it is expected to be 27.49%
====> You will be charged less than $2 on your minimum interest charge
====> Your cash advance fee is either 4% or $10 minimum, whichever is greater.
====> Your return payment fees is a bit high, you may pay up to $35
====> Late payment through Frys Credit Card is high, you will be charged about $38
The Requirement to Apply for Frys Credit Card
Our next step action should be on the application process, but before we run through that process, we will like to highlight Fry’s credit card requirement.
====> You must have a photo valid government approve identification card
====> You must have a valid Social Security Number
====> You must be 18 years and above
Frys Credit Card Application Process
Now, is the right time to run through the application process. You will be able to apply for this credit card through two different methods. We will run them one after the other.
In-Store Application Method
Online Application Method
In-Store Application Method
This method is simple and easy to go about. You need not waste your time visiting the online store, you can as well apply for Frys credit card in the nearest store. Here is what you need to do:
Step 1 ====> You need to visit the Nearest Fry’s store to you
Step 2 ====> Meet with the attendant, request for the application form
Step 3 ====> Provide the necessary information in the form
Step 4 ====> Finally, submit it at the store, that is all.
Once you follow these steps correctly, you will be able to complete your application process on Fry’s Card.
You may decide to mail your application through the following address, once received it will be treated accordingly.
First Electronic Bank
2150 S 1300 E
Salt Lake City UT 84106
Online Application Method
The online application process is easy and simple, you only need to follow simple steps and enter your information in the spaces provided.
Step 1 ====> You need to visit the application webpage
Step 2 ====> Now provide the following info in your personal form part. Enter your Names, Date of Birth, Social security number (SSN), Country of Citizenship, Country of residence, Phone number and email address
Step 3 ====> Now, you need to provide your home address details. Home Address, City, State of residence, Zip or Postal Code, Housing status, and total amount payment
Step 4 ====> Now provide your employment and income details, these include your employment status, Employer, Annual income, source of annual income, expected monthly cash transaction, and expected monthly international transaction.
Step 5 ====> Select Authorized User, this is an optional action
Step 6 ====> Now read through terms and condition of the credit card
Step 7 ====> Then, click on Submit button to submit your application for approval
Once your application is approved, you are a step closer to make use of the Frys credit card. Before you will be able to use this credit card, you need to activate the card and be able to login to your online account.
Frys Credit Card Account Login Guide
In other to login to your account online, you need to follow the simple steps in this article. Here is what you need to login to your account.
Step 1 ====> You need to visit the Frys Credit Card website
Step 2 ====> On the site, locate and click on Login button
Step 3 ====> Now enter your login details, username and password
Step 4 ====> Finally, click on the Login button to access your online account.
If you enter the right details, you will be able to access your account and carry out your online transaction.
Fry’s Credit Card Activation Process
Now that you can log in to your account, your credit card will not function yet. You need to activate your credit card before you can use your credit card. Here is the step to activate your fry’s credit card:
Step 1 ====> You need to dial this number on your phone 1 866 834 2652
Step 2 ====> Now provide your credit card number
Step 3 ====> Provide the name written on the credit card and other details requested
Make a Payment on Your frys Card
One of the major reason for using any credit card is the ability to make payment in no time. This is a very good reason for using frys credit card. Here is a complete guide to pay your bills on the Frys card:
Step 1 ====> You need to login to your online account as explained above
Step 2 ====> On your dashboard, locate and click the payment button
Step 3 ====> As a Fry’s cardholder, you may set auto-debit payment system. This action will allow the credit card company to directly withdraw the bill from the bank
Step 4 ====> Now follow the on-screen instruction to complete your payment process.
Mail Payment Method
You can send your payment by mail. This method is also active and accepted, in order to do that, you should use the following address:
First Electronic Bank
P.O. Box 60525
City of Industry, CA 91716-0525
Finally, we have to the of what we have for your on Frys credit card. Here in the article, we explained how you can apply for this credit card, log in to your account and payment method through the online process. we also run through some of the benefits of this credit card and application requirement on the credit card.