Gap Credit Card or Gap Visa Card as you may call it is issued to customers by Synchrony Bank. On this credit card, you will enjoy a discount on your purchase when you pay through the credit card. Aside from that, you will earn points as you keep using Gap Credit Card for purchasing. The Gap is associated with two credit card, they are Gap credit Card and Gap Visa card
Pros and Cons of Pay Gap Credit Card
This is common to everything you can think of, everything that has positive must have negative as well. Though, it is very good and important for the pros to surpass the cons. Here in the part of the article, you will discover which outweigh others, the pros or the cons of Gap Visa Card.
Pros of Gap Visa Card
Pros always talk about the good or positive aspect of anything, so when we mention the pros of Gap Credit Card Visa, do not be scared. It is the list of what the card is good at, here we go.
====> On every extra task you take through your card, points will be awarded
====> While you purchase through Gap Credit Card on popular clothing chains, you earn reward
====> You will have access to more discounts and shopping offers
Cons of Gap Visa Card
As mentioned above, here is the highlight of what is bad at Gap Visa Credit Card
====> High APR, interest on this card is not encouraging, Gap Credit Card comes with a high-interest rate.
====> Restrictions on how you can redeem rewards
====> When you use your credit card on a non-Gap purchase, the reward rate is very low compare to when you use it on Gap purchases
Gap Credit Card Payment
Now we need to go through the payment on Gap Credit Card, like other credit cards, you can make a payment through different means. Here in this article, we will run through three different active methods to make payment through Gap Visa Credit Card.
Online Payment through Gap Visa Credit Card
Gap Credit Card Payment through Phone Services
Gap Credit Card Payment by Mail
Online Payment through Gap Visa Credit Card
From our team point of view, online payment is the easiest way to make payment through credit card, Gap Visa Credit Card included. If you are a carrier of Gap Visa card, here is a complete guide to make payment through the online process
Step 1 ====> You need to access your online account. This is done through the provision of your online login details. If you have not created an account, click here to learn the process.
Step 2 ====> On your dashboard, locate and click the pay your bill link.
Step 3 ====> Now you need to enter provide the following details, bank name, checking account number and bank routing number.
Step 4 ====> Then, enter the amount you want to pay. Maximum due payment is allowed, you may decide to pay the previous balance. You may even pay your current balance.
Step 5 ====> On your online first payment, it may take up to one week before payment can be completed. On subsequent payment, it will only take about 72 hours before you post your payment
Gap Credit Card Payment through Phone Services
It is allowed on Gap Credit Card Payment option through phone service. The toll is free, you only need to dial customers care service phone number and supply your information. Here is what to do:
Step 1 ====> Have your Gap Visa Credit Card details available, these include your Credit card number, bank account details, and the amount to pay
Step 2 ====> Now on your phone dial 800 887 1198 to contact Gap card service care personnel
Steps 3 ====> Now follow the automated prompts to schedule your payment
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Gap Credit Card Payment by Mail
The last but not the least in this group is the payment made through Mail process or option. This is effective but may delay due to the mailing process. Therefore, it is advisable to allow days not to be penalized as a result of the delay.
Step 1 ====> Write a payable check to Gap
Step 2 ====> The amount you want to pay
Step 3 ====> Mail your Gap payment to the following address
Gap/SYNCB
P.O. Box 530942
Atlanta, GA 30353-0942
NOTE: Allow for up to 10 days for your payment to be processed
Conclusion
A final note on Gap Credit Card, this article covered the pros and cons of Gap Visa Credit card. We also identified Synchrony Bank as the only bank-issued Gap Visa Card to her customers.
