Hobby Lobby Visa Card Review, Application Process and Online Payment Process

Hobby Lobby Credit Card

Hobby Lobby Credit Card is useful when you are short of enough cash, but wish to make a payment later for what you purchased. Though a lot of credit cards are available in the market, sometimes, it is confusing which of these credit cards to use.

Hobby Lobby has earned a good name in the market by offering the best possible services. This credit card offers a variety of exciting offers and discounts. This credit card is issued by US Bank

Hobby Lobby Visa card offers cash backs and reward points on all your purchases, thereby enhancing your shopping experience. So, the more you shop, the more you will be rewarded. Hobby Lobby credit card is worth considering and applying for

Hobby Lobby Credit Card Fees and Rates

====> This credit card has an annual fee of $0 or $29, depending on your creditworthiness.

====> Transfer Intro APR: Not offered

====> Purchase Introductory APR Rate: None charged

====> The Normal APR Rate: 13.24% – 24.24%

====> Cash Advance APR Rate: 24.24%

====> The regular APR: 14.74%-25.74% but varies

====> CAF: Either 3% of the amount of each advance or $10 minimum whichever is greater

Hobby Lobby Credit Card Rewards or Benefits

The part of the article will run through the benefits of using this credit card. We are sure, at the end of this part, you will apply for the card.

====> You earn 1 point for every eligible net $1 spent everywhere else Visa Cards are accepted.

====> You get 1000 bonus points after your first eligible net purchase made within 90 days of account opening.

====> You receive a $25 Hobby Lobby Rewards Card for every 2,500 points you earn

====> You earn 5 points per eligible net $1 spent at Hobby Lobby stores or HobbyLobby.com.

More Hobby Lobby Credit Card Details

====> You need a good credit score to apply for Hobby Lobby Card.

====> Users are made to pay $39 when they make a late payment.

====> The cash advance APR of Hobby Lobby Credit card stands a 25.74% but does vary.

====> There is no maximum over limit fee

====> No Annual Fee

====> No Max Penalty APR

====> No Online Response with this card

====> All foreign transaction attracts a 3% fee.

====> This card’s Smart chip is chip and signature

====> The cash advance fee is 3% but a minimum of $10.

====> The hobby lobby grace period is 24 days.

====> The balance transfer fee is 3% but a min of $5.

Why Choose Hobby Lobby Visa Credit Card?

Hobby Lobby is a Visa credit card and it is accepted in all stores that accept Visa cards. Cardholders can enjoy additional five points if they shop at any Hobby Lobby store.

Hobby Lobby Visa Card

Furthermore, it gives one point on a single dollar spent on all other stores across the United States. It believes that a happy customer helps businesses to be successful and hence offers $25 for every 2500 points earned. The required credit score is very fair.

Moreover, 1000 bonus points are added if you make your first purchase within 90 days of opening your account. This credit card is associated with US Bank, so all your communication regarding the card will be with US Bank.

How to Use Hobby Lobby Credit Card

====> You can use the Hobby Lobby Credit Card anywhere that Visa/Master is accepted

====> You can only use the Hobby Lobby Credit Card at Hobby Lobby

====> Avoid unnecessary interest and fees.

====> Pay your balance on time.

====> If you have any question, you can contact the credit card’s customer service.

Hobby Lobby Visa Card Application Criteria

====> Applicant must be at least 18 years of age

====> The applicant must be a resident of the United States

====> The applicant must have a government-issued photo Identification Card

====> The applicant must have a clear credit history

Hobby Lobby Credit Card Application Process

Now you have decided to apply for Hobby Lobby Credit Card. This can apply for this credit card through the online process, thus saving a lot of time and effort.

The application process is simple and only basic credit checks are made to make sure that there is no issue from the customer’s side.

Step 1 ====> You need to visit the Hobby Lobby Card official application page to apply for a Hobby Lobby Credit Card

Step 2 ====> On the page, locate and click on the apply button

Hobby Lobby Card

Step 3 ====> Complete the application with your personal details and financial details. You have to fill in the following information correctly in the application form.

====> Your Name

====> DOB (Date of Birth)

====> Permanent Address

====> Social security no.

====> Phone Number

====> Income information

====> Employment details

====> Your Citizenship

Step 4 ====> Review and submit your application

US Bank encourages its customers to use online payment methods to settle dues on time. You can also set up automatic payments so that you don’t miss out paying on the due date.

You receive account alerts regularly, that keep you informed about your purchases, reward points and interest rates.

How to Check Application Status

Check your application status by calling at 1 800 888 0321.

Cancel Credit Card

Call the credit card company customer care line via 1 800 888 0321 to cancel or close your credit card account. Once you put a call through, you need to follow the instruction from the customer agent representative

Activate Hobby Lobby Visa Card

After you have received your Hobby Lobby Credit Card via mail, you need to activate this credit card before you can use it. Therefore, you can activate the Hobby Lobby Card by putting a call through 1 800 888 0321.

Hobby Lobby Card Login Process

Logging into your account just takes a few minutes. You just need to keep your username and password handy.

Once logged in, you can view and print account transaction history, update account information, sign up for e-statements, set account alerts, and a lot more.

Hobby Lobby Credit Card

Step 1 ====> You need to visit the official login page of Hobby Lobby Credit Card via US bank

Step 2 ====> Once the web page opens you will find the login section at the centre of the screen.

Step 3 ====> Enter your Personal ID and then click on Log In. (You can check the box below if you wish the browser to remember your ID).

Step 4 ====> Next you will be directed to a new webpage where you are required to enter your password.

Step 5 ====> Finally, click on the login button

Once you enter the right login details, you will access your online account without any issue. If you don’t, you will have difficulties accessing your Hobby lobby card online account.

Reset Hobby Lobby Visa Card Account Login

Sometimes, you forget your login details due to one reason or the other. Irrespective of these reasons, you will always get back your login details.

You only need to follow the right steps to get it done, here in the part of the article, we will run through a guide to reset and recover password and username respectively.

Recover Hobby Lobby Card User ID

Step 1 ====> Customers who have forgotten their Personal ID should open the login page of Hobby Lobby

Step 2 ====> Then click on the Forgot ID link

Step 3 ====> In the next step, you will be required to select your account type.

Step 4 ====> Choose an Identification method and you will be sent a new ID.

Reset Hobby Lobby Visa Card Password

If you have lost your password then you must contact the customer help desk using this Link.

Hobby Lobby Credit Card Payment

The US Bank offers online payment options, for a speedy, safe, and more convenient experience. Although it is possible to pay by mail or phone, it is easier, to set up automatic payments, and do different things online.

How to Make Bill Payment 

To make payment using your Hobby Lobby card, follow the step below:

Step 1 ====> You need to sign in to your account

Step 2 ====> Through your dashboard, locate and click on the payment tab

Step 3 ====> Select a payment method and make your payment.

Hobby Lobby Customer Service Number

For any assistance with www.HobbyLobby.com phone number and mailing address:

Toll-Free Phone Number: 1 800 888 0321 (Mon. to Fri., 8:00 am–5:00 pm Central Time). Alaska, Hawaii, and outside the US: 1 405 745 1275

Hobby Lobby Stores, Inc.

7600 A SW 44th St.

Oklahoma City, OK 73179

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Hobby Lobby Store Locations Phone Number and Mailing Address

Toll-Free Phone Number: 1 855 329 7060 (Mon. to Fri., 8:00 am to 5:00 pm Central Time)

Hobby Lobby Stores, Inc.

Attn: Customer Service

7707 SW 44th St.

Oklahoma City, OK 73179

You can drop your comment in our comment box if you have any reservations about Hobby Lobby Credit Card or contact the card issuer for technical issues.

Why not Choose Hobby Lobby Card?

Although Hobby Lobby credit card is a consumer-friendly card, it has its own drawbacks that you should pay attention to.

For instance, the regular APR charged by Hobby Lobby is anywhere between 13.74% and 24.74%, with a late fee of $39. The grace period offered is 24 days and if you miss making your payments, you may be charged heavily by the US Bank.

In addition, if your credit score is poor, you may have to pay an annual fee. The annual fees range between $0 and $29. This is not disclosed to the customer before, as this fee depends on the customer’s credit rating.

This credit card suits those who shop a lot using plastic money. The card offers no value if you plan to use it at any other place or if you are not a big shopper.

It is a little difficult to get qualified for Hobby Lobby Credit Card. Although they do not mention any minimum credit score, it is assumed that customers who have a credit score rating more than 600 will only be accepted

Hobby Lobby Common Question and Answers

Why not Choose Hobby Lobby Card?

Although Hobby Lobby credit card is a consumer-friendly card, it has its own drawbacks that you should pay attention to.

For instance, the regular APR charged by Hobby Lobby is anywhere between 13.74% and 24.74%, with a late fee of $39. The grace period offered is 24 days and if you miss making your payments, you may be charged heavily by the US Bank.

In addition, if your credit score is poor, you may have to pay an annual fee. The annual fees range between $0 and $29. This is not disclosed to the customer before, as this fee depends on the customer’s credit rating.

This credit card suits those who shop a lot using plastic money. The card offers no value if you plan to use it at any other place or if you are not a big shopper.

It is a little difficult to get qualified for Hobby Lobby Credit Card. Although they do not mention any minimum credit score, it is assumed that customers who have a credit score rating of more than 600 will only be accepted

How do I Realize that I Got Approval?

Particularly, everyone chosen by hobby lobby credit Card will defiantly receive an email notification. The applicant will also get mail through the physical address supply in the course of the application. The mail will contain your credit card and sometimes you experience set back while waiting for the email.

Never the less, all you need to do in this situation is to call customer care for more details. You can call the hobby lobby customer care phone number 1 866 546 9241.

In a situation where I turned 18 a month ago will I be accepted to have this credit card? Mind you, that approval is given to those who have good credit scores. You need a good credit score before applying for this credit card.

In a situation where you didn’t get approval, we give you other options for your current credit card. Also, if you are in college I advise you to go for the best student credit card and make a choice.

How Long Does it Take for an Approval Credit Card?

It can be immediately or the highest maximum of 30days that simply means that it doesn’t take forever. In other to get a check on your account for better and right approval.

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About the Author: Gadgetsright

Adeola (Jasper) is someone who loves everything about technology. He devoted to everything that is tech-related and tries his best to produce useful and quality articles about mobiles, computers and other related products.

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