Ikea Credit Card Login, Payment Process, and Customer Service Information (Update)

Ikea Credit Card Login

IKEA an American-owned Furniture company, If you are the type that has loves furniture, you try Ikea company. Ikea credit card is issued by Comenity Capital Bank, you will also interact with Comenity bank when you want to make a card payment online. You will also need to interact with the bank when you want to make payment through other means. These could be through mail or through a phone call. Meanwhile, this article will run through Ikea credit card login and the like.

Though, the joy of any customer on any credit card is the ability to manage their credit card account on the go. This should be the priority of any credit card industry.

As a matter of fact, Ikea issued out two credit cards through the Comenity Capital Bank. These cards are Ikea Visa Credit Card and Ikea Projekt credit card.

You will manage these credit cards online through Comenity Bank. Since we are dealing with two credit card issued by Ikea, we will highlight their benefits as follow.

Benefits of Ikea Visa Credit Card

Before decides on which Ikea credit card to apply for, you will need to what you will benefit from it. In that case, here are the benefits of Ikea Visa card.

Ikea CreditCard Login

 ====> You will enjoy 3% on grocery, dining, and utility purchases through this credit card

====> If you decide to have Ikea Visa credit card, you will get 5% cash back on purchases made at IKEA Traemand and TaskRabbit

====> You will be able to enjoy 1% back on all other purchases made through your Visa card type of Ikea

Benefits of Ikea Projekt Credit card

As we mention above in the article, we have two types of credit cards to settle within this article. In other not to waste our time, we will run through the benefits of the Ikea Projekt credit card.

Ikea Card Login

====> On this credit card, you will enjoy no annual fee

====> You will enjoy zero prepayment penalty

====> You will enjoy what is called in-store offers

====> You will also benefit from a special invitation to pre-sale previews and other exclusive events

Ikea Credit Card Pre Approval

Ikea Visa Credit Card is among the popular cards customers wish to add to their wallet, but before you add this card to those in your wallet. You need to understand the 3 or more point about Ikea Credit Card.

Once you are familiar with these points, these will serve as Ikea Visa Credit Card Pre-approval determinant.

Though, in this article, we have covered a lot you need to know about this credit card. In that case, we will take a look at these pints one after the other. In other get details of these, you are advisable to read through to explore the point as listed in the article.

 Ikea Visa Credit Card Approval Odds

Before you apply for this credit card, you need to put into consideration your credit score, low credit score may hinder the approval of Ikea Credit card. Before you apply for this card, you credit score should be at 670 and above.

Another important odd you need to keep in mind is the balance transfer fee which is about $10 or 15 % of the total transaction. Not only that, the transaction charges will take the higher between %10 and 15%.

We also mentioned late payment fees attached to use of this credit card, it is a bit high which is up to $37 and  23.99% APR which is very high compare to other credit cards in the market.

Redeemed Earn Points

Wow, when you shop with your Ikea Visa Card, you will earn some points. This question now is how to redeem these points. At this junction, you need to understand that, you point can only be redeemed at IKEA.

Mind you, you have the option to redeem your points through what is called Rewards Dollar; it is an online process to redeem Ikea Credit card reward. On the other hand, you certificate could be mailed to you. IKEA certificates are mailed to you in $15 increments at a time.

To enjoy this reward through certificate, you must redeem it on or before 45 days after it was mailed to you. You Dollar Rewards expire after 36 good months, here you have enough time to claim your rewards.

Annual Fee with Fair Average Yearly Rewards Value

Most credit card charge certain amount for maintenance yearly this is commonly called annual fee. In case of Ikea Visa Credit Card, you will not be charged any penny as an annual fee. In a simple language, it is zero annual fee credit card.

If you use this card for shopping on Furniture Company associated with Ikea Company, you will get the bet from the card. Meanwhile, if you compare with IKEA Projekt Card, Ikea credit card is far better.

Get Ikea Credit Card Rewards is Easy

Reward on this credit card is an amazing one; cardholders who use his or her Ikea Visa card will earn back 5% in rewards on ever single dollars you spend on your credit card on all purchase at Taemand, IKEA and TaskRabbit.

Not only that, if you are like me who love spending on dinning, you will 3% back on every dollar you spend. In addition to that, you will also earn grocery, utility purchase among others.

Ikea Card Application Requirement

Before you can apply for this credit card, you will have to meet up the following requirement. Here is what you need to have in your procession:

====> You must be 18 years and above

====> You must have a valid government-approved photo identification card

====> You must have a valid home address, not a PO Box address

====> You must have valid government-issued tax identification numbers, such as SSN or SIN

Ikea Credit Card Application Process

Now you have gone through the benefit of these credit cards, you may have decides to apply for any of them. This aspect of the article will guide you through the complete process to apply for Ikea credit card.

Step 1 ====> You need to visit the official Ikea application page on the website

Step 2 ====> On the next page, you need to choose your preferred card and click on the Apply Now button

Step 3 ====> On the form page, you need your personal details, annual income, intended purchase amount, phone number, and address

Ikea Credit Card Login

Step 4 ====> Now click on the Continue button to move to the next page

Step 5 ====> From here, you need to follow the on-screen instruction to complete your application.

Once you completed the steps you will be able to have your account ready at your disposal.

Register Ikea Card Online

You need to register an Ikea credit card in other to access online operation. This aspect of the article will guide complete your online process. Here is what you need to do:

Step 1 ====> You need to visit the online Ikea credit card login page

Step 2 ====> On the page, locate and click on the Not Registered? Register Now link to move on with the registration

Step 3 ====> On the next page, you need to provide your credit card details, that is your card number, postal code, and last 4-digit of your Social Security Number

Step 4 ====> Now, located and click on Find My Account to get your account

Step 5 ====> Now you need to set your login details, your username, and password (preferred)

Step 6 ====> Then, you need to provide your email address and phone number in the space provided

Step 7 ====> To cap it all, click on Create Account button to register your Ikea credit card online access

Login Guide on Ikea Credit Card

We are moving on, now we want to run through the login guide. You have to recollect that, these credit cards are issued by Comenity Capital Bank. we also identify that they are managed by the Comenity bank as well. So, we will run through the login details of each credit card here in the article.

Step 1 ====> You need to visit the login page of each credit card

Ikea Projekt Credit Card Login

Ikea Visa Credit card Login  

Step 2 ====> On the login page, provide your login details in the space provided. These are your username and password

Step 3 ====> Finally, click on the Sign-in button to access your online account.

Reset Your Login Details

Most of the time, user misplace their login details. These could be the username or password if you are one of them, panic not. Here we will guide you on how you will be able to recover Ikea credit card login details.

Step 1 ====> You need to visit the login page

Step 2 ====> On the page, locate and click on Forgot your username or password and click on the continue button

Step 3 ====> Next you need to provide your card number, postal or Zipcode and the last 4-digit of your Social security Number in spaces provided

Step 4 ====> Finally here, you need to click on the Find My Account button to retrieve your details.

IKEA Credit Card Payment

At the present time, there are four ways how you can pay your credit card from IKEA

In-Store Payment Method

Online Payment Method

Mail Payment process

Phone Payment Option

In this part of our page, we will provide details on how to complete a payment in any of these ways.

In-Store Payment Method

You can easily pay your card in an IKEA store. For that, you should ask the cashier to make a payment on your card and then pay for it. In fact, it is quite easy to do, yet long queues might discourage you from paying in this way.

Online Payment Method

The easiest and quickest way to pay your IKEA card is to do so online. For that purpose, you should follow the guidelines from the Login section above and access your store card account online. There, you will be able to make a payment on your card with ease.

Mail Payment process

You will be able to send your payment through the mail process. In fact, you can get to know the exact address for mailing payments either in the instructions to your credit card or after accessing your card account online.

If none of that works, you can call on one of the phone numbers provided above and get to know the address in that way.

Phone Payment Option

You can pay your IKEA card through a phone call. If you have a Visa card, you should call 1 866 387 6145 (for Visa cards) or 1 866 518 3990 (Visa Signature).

In case you have an IKEA Projekt card, you have to call 1 866 337 5539 or 1 888 819 1918 for making a payment.

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Ikea Credit Card Customer Service

Each of these credit cards has its customers’ care lines. In case you want to clarify any issue, you should make use of the phone numbers in the payment section based on your credit card above.


We have done justice to the titled of this article, this article has covered the Ikea credit card login guide, the application process, and payment option.

We also run through the different credit cards issued by Ikea through Comenity Capital Bank. Not only that, we run through other things you could think about on Ikea Card.

If your issue has not been attended to, please contact the customer care desk through the official website.

Ikea Credit Card Commonly Asked Questions and Possible Answers

This part of this article will try hard to provide possible answers to commonly asked questions about Ikea Card.

It is a common phenomenon to ask questions about credit cards, in that wise we will try our best to provide appropriate answers to each of the questions asked about Ikea Credit Card.

How do I know if I got Approved for Ikea Card?

The only and best way to know if your application is approved is through the instant decision when submitting an IKEA credit card application. There is no official way to check whether you got approved other than that.

What that means is that you can’t check your IKEA Credit Card application status. Meanwhile, if your application is denied, you could try asking for reconsideration by reaching out to the customer service through 1 866 387 6145 and making your case.

Can I Get Pre-Qualified?

Yes, definitely you can get pre-qualified for the IKEA Projekt Credit Card in the mail in approximately 10 business days. If you apply and are approved in-store you may receive a temporary card to use at that time.

Can One Get Credit at IKEA?

Yes, one can get credit at IKEA. The fact remains that, IKEA Limited acts as a credit broker, not a lender, and only offers credit products for Ikano Bank AB.

Credit is provided by Ikano Bank AB and is available subject to status to UK residents aged 18 and above. A £10 down payment is required from the applicant’s current UK debit card.

Does IKEA Credit Card Worth it?

Our team considers this credit card as a worthy one you need to add to your credit card. The reason for this decision is not far from the fact that you will not be charged an annual fee.

You will also enjoy free delivery for purchasing from in-store IKEA. You will also enjoy a 5% rewards rate for IKEA purchases.

Meanwhile, the APR of this card is a bit high, it is about 21.99% which is much higher than the average interest rate of around 15%

What Bank Does IKEA use for Credit Card?

Comenity Capital Bank is one of the popular banks that issued the credit card to customers. No wonder, IKEA Visa Card Accounts are issued by Comenity Capital Bank. The card pursued a license from Visa USA. Inc. Visa is a registered trademark of Visa International Service Association and used under license.

How will I Receive My IKEA Projekt Credit Card?

Once your application is approved, you will receive your IKEA Credit Card through the mail in approximately 10 business working days. If you apply and are approved in-store you may receive a temporary card to use at that time.

Where can I use My IKEA Card?

Yes, you can use your IKEA Card anywhere Visa cards are accepted, which is pretty much everywhere credit card payment is an option.

Does Ikea Card Hard to Get?

Ikea credit card is a store card issued by Comenity Bank. The IKEA Store card can only be used at IKEA. We all know, we need credit scores before we apply for the credit card, in that case, Ikea Projekt Card requires a fair credit score to get it and it offers 0% interest rate for 6 months with a minimum purchase of $500.

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About the Author: Gadgetsright

Adeola (Jasper) is someone who loves everything about technology. He devoted to everything that is tech-related and tries his best to produce useful and quality articles about mobiles, computers and other related products.

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