Netspend Visa Prepaid Card is issued by NetSpend. The company is based in Austin, TX and was established in the year 1999. Netspend Debit Card was designed for the convenience of the customers who do not want to stress up while paying his or her bills. With the use of Netspend Visa Prepaid Card, you don’t need to use your regular credit card.
Netspend issues three different prepaid debit cards: Visa Prepaid Card, Prepaid Mastercard, and Small Business Prepaid Mastercard Account
On this prepaid card, you will only spend money on your card. Therefore, you can avoid interest payments, bounced checks or overdraft fees. Approval of the card is sure and guaranteed since it does not require a credit check. This may hinder you from build credit as some merchant doesn’t accept the use of prepaid card.
The card is free of charge, but you are to pay monthly charges fee of up to $9.95. this fee is used for maintaining your debit card. In addition, you don’t need to border about activation fee, there are no charges attached to the activation process.
Advantages of Pink Netspend Visa Prepaid Card
====> With Netspend Direct Deposit, you can get paid faster than a paper check.
====> Netspend Visa Prepaid Card is issued by MetaBank, Member FDIC. The card may be used everywhere Visa Debit cards are accepted.
====> No late fees or interest charges because this is not a credit card, it is only a Prepaid Debit card
====> With the use of Netspend Mobile App to manage your account on the go and get a text message or email alerts (Message & data rates may apply).
====> You don’t need t overdraft fees on purchases using your card.
Pros and Cons of Netspend Visa Prepaid Card
As a new member who wants to apply for Netspend debit card, you need to know what the card good about and some negative aspect of the card. Here is the list of some of it goodies
Pros of Netspend Debit Card
====> There is no fee for loading your card, this is good if you want to add money to your card, it is very of charge.
====> Doesn’t charge a fee for closing your account
====> You don’t need to pay any dine for the activation process, no activation fee requires.
====> No minimum balance required, you may have $0 on your account
====> You earn cashback on your Netspend Visa Prepaid Debit Card.
Cons of Pink Netspend Debit Card
You have just completed the pros of this amazing debit card. The judgment will not complete without me telling you some of its bad characters. You will now pass your judgment base on your review on the pros and cons of Netspend Visa Card.
====> You will be charged on monthly basis, the charge is around $9.95 for maintaining your card. This is called maintenance fees
====> You will be charged a $2 PIN purchase transaction fee, I think it is a bit high.
====> You will also charges a $1 signature purchase transaction fee
====> You will be charged again if your card is not used within the period of 90. This is called inactivity fee if the card isn’t used for 90 days.
====> No option for fully waiving a monthly fee.
Apply for Netspend Visa Prepaid Card
Now that you have gone through the pros and cons of this debit card. You have decided to apply for Netspend Visa Prepaid Card. Here in the complete gut that runs through the registration process.
Step 1 ====> You need to visit the official website
Step 2 ====> Locate sign-Up and click on it
Step 3 ====> Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
Step 4 ====> Check the information for accuracy
Step 5 ====> Finally, click submit button to complete your application process.
Setting Up Your Netspend Account
On Netspend portal, you can order for a prepaid card or buy one from the local retail stores like Kroger, Walgreens, Dollar General, Walmart and CVS.
If you are buying or ordering from the website, you need to activate your card through the Netspend activation page or through the customers care helpline.
However, the process for setting up your account for online access will depend on the method used to obtain the card.
If you ordered the card on the Netspend website, the process already included creating your user name and password as well as getting a one-time code sent through email to register your device for security reasons. You’ll then be able to log in to your account without worrying about further steps.
Netspend Visa Prepaid Card Login guide
In other to login to your account through the official website, you need to follow the steps in this article. Here is how you go about login to your account.
Step 1 ====> You need to activate your account
Step 2 ====> Set up your account
Step 3 ====> On the official website, click on the login button at the top of the page
Step 4 ====> Now provide your login details which include your Username and Password
Step 5 ====> After that, click on the login button on the page.
NOTE: You might get prompted to have a device activation code sent to your email address, and you’ll need to enter that on the form. This happens when you try to access your account from a new browser or device. You’ll then get taken to the online account centre where you can manage your account.
Netspend Username and Password Recovery Guide
If you have forgotten the Username or Password for your Netspend card account, you will have to recover that information before you can gain access to your account. Follow the steps below to recover your details.
Step 1 ====> Visit the login page
Step 2 ====> Locate Forget your username or password link and click on it
Netspend Username Recovery Guide
If you cannot remember your account Username you need to follow the step here
Step 1 ====> You need to click on the Forgot Username link.
Step 2 ====> You will be redirected to another page, where you will need to provide some information like your Email address. This is the email you used during the registration process
Step 3 ====> Now click on continue Button
Step 4 ====> Then, log in to your email account to complete the process by click on the sent to your email account.
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Netspend Password Recovery Process
If you don’t remember your Netspend account password, follow the steps below to retrieve your password
Step 1 ====> Locate Forget your username or password link on the login page and click on it
Step 2 ====> Then click on the Forgot Password link.
Step 3 ====> You will be redirected to another page, where you are to enter your username and password respectively
Step 4 ====> You need to click on continue button
Step 5 ====> Login to your email account, click the link sent to you
Step 6 ====> Follow the instruction and complete the process.
You have done well by reading the article. We have put before you, the pros and cons of Netspend Visa Prepaid Card. We highlight the application process, login step and how you can activate Netspend Visa Debit card. We also run through the process you can follow to recover your lost login details.