Complete Guide on PayPal Prepaid MasterCard Review, Login & Instant Transfer Process

PayPal Prepaid MasterCard Review

PayPal Inc was founded in 1999, it has it based in San Jose, CA. PayPal Inc is the company issues PayPal Prepaid MasterCard to her customers. PayPal Prepaid MasterCard is a prepaid debit card. It is the only prepaid card you can link to a PayPal account.

However, if you don’t have a PayPal account, you will not be able to access the online card services. The most important feature is the ability to link the card to your PayPal account. Once linked, you can transfer funds between accounts.

Pros and Cons of PayPal Prepaid MasterCard

Like other credit or debit card you have, PayPal credit card has its own Pros and Cons as well. In case you need to care about the good and bad of PayPal credit card. Here is the list of what you need to know about the card.

Pros of PayPal MasterCard

In case you care to know more about the good of this amazing credit card, here is the list of what the card is good about

====> You can use it to withdraw money from ATM machine, it is free in-network ATM withdrawal

====> There is no fee for loading your card, in case you want to add money to your PayPal MasterCard, you will not be charged anything in addition.

====> Receive cashback offers from specially selected merchants, this is very good as well as it encourages the user of the credit card

====> Another important thing to take note is the ability to move money from your PayPal account in real-time.

====> There is an option for an interest-bearing savings account, on your saving account you get interested.

====> With Direct Deposit, you can get paid faster than a paper check.

Cons of PayPal Prepaid Debit Card

In case you don’t know, everything that has positive must come with some negative as well. Meanwhile, it is very good for the pros to out-come the cons.

====> You will be charged on monthly maintenance fee of $4.95, which I think is too high

====> The card is not for everybody, you must have an active PayPal account for online MasterCard service

====> You will be charged the unavoidable monthly fee

====> No fee-free ATM withdrawals

PayPal Prepaid MasterCard Benefits

This prepaid card is free to open, has no inactivity fee and features unique perks, such as:

Faster access to deposits: When you deposit your paycheck or government benefits directly to your card, you can access the funds up to two days faster than the direct deposit to a bank account.

PayPal Prepaid mobile app: You can check your account balance, find reload locations and more from the app on your smartphone.

Open a savings account: As a PayPal Prepaid MasterCard holder, you get access to PayPal’s high yield savings account that earns 5% APY on balances of up to $1,000.

Rewards: Earn cash back rewards at some merchants for using your PayPal Prepaid MasterCard. Plus, receive $5 each time you refer a friend and they add at least $10 in funds to their account.

Guide to Apply for PayPal Prepaid Visa Card

Now that you have gone through the pros and cons of PayPal Prepaid MasterCard, and finally, you have decided to have the card. Here is the step to apply for PayPal Card

Step 1 ====> You need to visit the PayPal Inc website.

Step 2 ====> Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.

Step 3 ====> Check the information is accuracy

Step 4 ====> Finally, submit your application.

PayPal Prepaid Card Login Guide

Once you have your card approved, you can follow the step below to login to your online account.

Step 1 ====> You need to visit the official website of PayPal Prepaid MasterCard

Step 2 ====> On the page, locate and click on login button

PayPal Prepaid Visa Card Review

Step 3 ====> There are two ways you can log in to your PayPal Prepaid account

Step 4 ====> You can log through your PayPal account username and password if you already have a PayPal account. If you do not have a PayPal Account, then you can log in with your PayPal Prepaid MasterCard username and password instead as shown below

Login with Your PayPal Account Information

As mentioned from the step above, there are two ways, we will run through the PayPal account first. Here is how you can go about it. It is very simple and easy to go about.

Step 1 ====> Click on the LOG IN WITH PAYPAL link as shown above.

PayPal Prepaid MasterCard Review

Step 2 ====> On the next screen, enter your PayPal login details. These include your email address or phone number

Step 3 ====> After that, you will be taken to where you will enter your password, enter your password

Step 4 ====> Finally, click on login button

NOTE: If you provide the right details, you will access your account at once.

Login with Paypal Prepaid Username and Password

In other to login to your PayPal MasterCard through your MasterCard details. Here is how you can go about it.

PayPal Prepaid Debit Card Review

Step 1 ====> Click the Log in using your PayPal Prepaid MasterCard

Step 2 ====> Now enter your username and password instead

Step 3 ====> Finally, click on login button

PayPal Prepaid MasterCard Instant Transfer

This is the process of moving money from your PayPal account to your PayPal Prepaid MasterCard. Here we will quickly run through transfer to the bank account and your prepaid MasterCard.

PayPal Prepaid Debit Card Instant Transfer to Bank Account

In other to transfer money from PayPal account to your bank account, you must follow the steps below.

Step 1 ====> You need to visit the PayPal website

Step 2 ====> Log in to your PayPal account.

Step 3 ====> Enter the amount you want to withdraw.

Step 4 ====> Select the bank account to receive the money.

Step 5 ====> PayPal transfers the amount from your PayPal balance to your bank account.

NOTE: The minimum you can withdraw is $1.00 USD

PayPal Prepaid Visa Card Instant Transfer to Visa Card, MasterCard Debit & Prepaid Cards

Sending funds from PayPal to your debit or prepaid card takes about 30 minutes. There is a $0.25 fee for this service, though additional currency conversion rates may apply when withdrawing from another currency. Here are the steps to withdraw money to your card:

Step 1 ====> You need to visit the PayPal website

Step 2 ====> Log in to your PayPal account.

Step 3 ====> Enter the amount you want to withdraw.

Step 4 ====> Cards that you can use for this withdrawal are shown in the drop-down.

Step 5 ====> Select the card to receive the money.

Step 6 ====> PayPal transfers the amount from your PayPal balance to the account associated with the card.

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PayPal Prepaid Card Instant Transfer via Check Request

PayPal also offers the option to receive your funds by check. While customers in the United States usually receive checks within 1-2 weeks, other countries may take up to 6 weeks to receive a check. The fee is $1.50 for each issued check.

Step 1 ====> Log in to your PayPal account.

Step 2 ====> Click Transfer Money under your balance

Step 3 ====> Select Request a check by mail instead.


Finally, we have come to the end of what we have for you today. We are very sure you have learned one thing or the other on PayPal Prepaid MasterCard. You have learned how you can log-in to your account, how to carry out PayPal Prepaid MasterCard instant transfer and many more in the article.

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About the Author: Gadgetsright

Adeola (Jasper) is someone who loves everything about technology. He devoted to everything that is tech-related and tries his best to produce useful and quality articles about mobiles, computers and other related products.

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