The Rogers Platinum MasterCard is one of Canada’s most lucrative cashback credit cards with a surprising one-of-a-kind feature that makes it stand out from the pack. Even if you are not a Rogers customer, it is worth a look. The Rogers MasterCard has one of the richest flat cashback rewards rates in all of Canada for a no-fee card. 1% on all domestic spending, with no limits rich, simple and transparent.
But perhaps most valuable of all, the Rogers Platinum MasterCard is one of a few credit cards in Canada to subsidize foreign transaction fees. This is a huge benefit, offering 3% cashback rewards on all U.S. dollar purchases.
Presently, the Rogers Credit Card offers a $25 welcome bonus in cashback rewards when you make your first purchase within the first months of receiving your card. You will never have to pay an annual fee, it is a zero annual fee credit card.
With no annual fee, a 1% flat cash back rewards rate on all Canadian spend and 3% cashback rewards on the US dollar purchases. There is every reason to give this card a try and a few reasons not to have this card in your wallet. Rogers customer or not
What is Rogers?
Rogers is a company known for its communication and media business than its financial services. Rogers is clearly looking to shake up Canada’s credit card marketplace with the launch of an exciting new free premium card called Rogers Credit Card or Rogers MasterCard.
With lucrative cash back rewards rates on both the foreign currency and CAD purchases, as well as solid insurance benefits. Rogers’ new offer may win over many Canadians looking for shelter from some foreign transaction fees and the chance to earn on their domestic purchases as well
Pros and Cons of MasterCard Rogers
With the little we had explained about this credit card, we need to deduce the pros and cons associated with the use of the credit card. This part of the article will run through the pros and cons of Rogers Credit Card.
Pros Rogers Platinum MasterCard
As a Rogers Platinum MasterCard member, you do enjoy few perks that come with their cash back rewards card.
====> Rogers Credit Card gives you 1.75% rewards on all other types of purchase which is also a better deal than some other cards.
Since there is no limit on how much cash back you may earn, this beats most other cards in the market that hardly give a 1% return.
====> Very few cards give 4% cash back rewards for foreign currency transactions. The only other card is the Fido MasterCard.
This also includes your online purchases made on international websites too. And, also your purchases made abroad counts towards the 4% rate. Other cards charge around 2.5% to 3% foreign currency conversion fee whereas this card gives you 4% rewards and charges a 2.5% fee. That is a 1.5% gain for you on all those foreign transactions.
====> If you are a Rogers customer then this card will suit you better as you may redeem your rewards for your phone bills and subscription. You may redeem as low as $20 cash back.
====> Rogers MasterCard gives you $54 as a welcome bonus since the first year annual fee is waived. You also earn cash back of $25 after you use the card for the first time.
This annual fee is waived every year as long as you pre-authorize this card for your Rogers subscription for the whole year. The additional cards come for no fee and you may earn more rewards with more users.
Even if you are not a Rogers customer, the annual fee of $29 is a fair deal compared to other cards with higher fees and lower returns.
Cons MasterCard Rogers
The Rogers MasterCard Credit Card has some drawbacks as follows.
====> If you do not make a lot of purchases outside Canada or online for foreign products then you may be stuck with just the 1.75% cash back rate.
====> This card does not have any promotions for low rates on balance transfers or cash advances.
====> You may request a statement credit only once per year and not whenever you may need to redeem. To request this credit you may have to call them at the end of each year.
====> There are no travel or purchase insurance features on this card.
How to Apply for Rogers Bank MasterCard
The application process is simple and easy, you only need to follow the steps highlight below.
Step 1 ====> You need to visit the Rogers Bank MasterCard official website or copy and click here to access the site
Step 2 ====> On the page, you will come across various credit cards issued by the Rogers Bank
Step 3 ====> Now, move on to locate the type of Rogers Credit Card you desired and click on the apply button. Because we are dealing with Rogers Platinum MasterCard, locate it and click on the apply button
Step 4 ====> Then on the next page, you need to answer some questions, such as: Do you have an existing Rogers Bank MasterCard?
Step 5 ====> Answer these question correctly will guide you to the application form. This credit card is available for Canadian alone, if you do not reside in Canada, you are not expected to apply for Rogers Bank Credit cards.
Step 6 ====> Now, follow the on-screen steps to complete Rogers Platinum MasterCard application process. Once you follow the on-screen guide, you should be able to apply for a Rogers Bank credit card.
Login Guide to Rogers Online bank
Once you have your Rogers MasterCard, you need to access the online account to perform some task. This part of the article will guide you through the login process.
Step 1 ====> In other to access Rogers Bank credit online account, you need to visit the official login page
Step 2 ====> On the page, locate and click the login button at the top right of the screen
Step 3 ====> Once you clicked on the login button, you will be redirected to another page
Step 4 ====> On this page, you are expected to enter your login details (username and password) in the field provided
Step 5 ====> Finally here, click on the login button to access your Rogers Bank Online Account
If you enter the right login details, you will access your online account without any problem. If otherwise, you will be denied access to your account.
Reset Login Details on Rogers MasterCard
In case you could not access your online account. Then, you have issued to settle with your login details, either the username or password is not correct.
Meanwhile, the joy of it, there is a link to reset or recover Rogers Platinum MasterCard login details. Doing so is simple and easy. You only need to follow a simple process.
Step 1 ====> You need to access the login page as explained above
Step 2 ====> On the page, just below the login button, locate and click on Forget password and username link
Step 3 ====> Now, enter your Rogers Bank Card number on the field provided and click on the continue button
Step 4 ====> From here, follow the on-screen guide to reset or recover your login details.
How to Activate Rogers Bank MasterCard
The Rogers Platinum MasterCard or other Rogers MasterCard remains useless without activation. Activation can be done in various ways. You need to activate your card before you can make use of it.
Rogers MasterCard Online Activation Process
To activate your credit card via the online process, you need to follow the step below.
Step 1 ====> You need to login into your online account as explained above.
Step 2 ====> If you have not registered, under the login button, click the register log in to complete your registration
Step 3 ====> Enter your current Rogers Bank Mastercard account information.
Step 4 ====> For additional security, a verification code will be sent to the email address you provided.
Step 5 ====> Once you have accepted the terms and conditions, sign in with your username and password.
Step 6 ====> On the My Account page, go to I want to… and select Activate card to create a PIN and activate your card. You are now set to use your card when you have successfully created a PIN.
Rogers Bank Mobile App
You can perform various task through the Rogers Bank official app. Follow the step below to use this app.
Step 1 ====> You are to download the Rogers Bank app for Android or iOS
Step 2 ====> Swipe to learn more about the Rogers Bank app’s features, or tap Get Started.
Step 3 ====> Read the Terms and Conditions, then scroll to the bottom of your screen to enable and tap the I Agree button. You must agree to the terms and conditions before continuing.
Step 4 ====> Now, tap on the Register button at the bottom of the sign-in screen.
Step 5 ====> Then, you need to enter your Rogers Bank Mastercard information and tap Continue.
Step 6 ====> For additional security, a verification code will be sent to the email address associated with your Rogers Bank account.
Step 7 ====> Then, tap Send Code to begin this process.
Step 8 ====> Now, enter the verification code from your email and tap I Agree.
Step 9 ====> Tap Sign In on the confirmation page, sign in using your username and password.
Step 10 ====> A pop-up message will prompt you to activate your card or tap more at the bottom of your screen.
Step 11 ====> Now tap Manage Your Card.
Step 12 ====> Then tap Activate a Card, enter a new PIN number, then tap Continue.
You are set to use your card when you have successfully created a PIN.
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Is the Rogers Platinum Mastercard Worth It?
Yes, it worth having the credit card in your wallet. There are four compelling reasons to get this card and keep it in your wallet.
====> The $25 sign-up bonus in cash back rewards (when you make your first purchase within the first three months of receiving your card) can be applied against any Rogers bill or store purchase. They are paying you to try it out.
====> You will enjoy 3% cashback rewards on all purchases made in US dollars. If you frequently travel south or buy products from US merchants online, this card is for you.
====> One of the highest no annual fee, flat cashback rewards rates in the country at 1%
====> No annual fee makes it free to try, you don’t need to worry about annual charges
How do I Activate My Rogers Bank Credit Card?
You can activate a new or replacement primary card within your Rogers Bank online account, in the Rogers Bank mobile app, or by calling us at 1 855 275 2216.
To activate supplementary cards, refer to the activation number located on the sticker of your new card. When you activate your card, you will automatically set up access to both online banking and the mobile app.
Activate your card today to unlock your card’s benefits and start earning cash back rewards on every eligible purchase
What are Net Purchases for Rogers MasterCard?
Net Purchases refers to all purchases charged to the Account with fewer returns and greater certainty. Purchases of goods or services made with merchants categorized as offering goods or services that are non-discountable or excluded by law, or purchases of goods or services prohibited by the laws of Canada or any other country where any Card is used or where the goods or services are provided.
Who’s the Card For?
The Rogers World Elite MasterCard is a great option for Canadian travellers looking to make up for the foreign transaction fees they are charged on the US purchases, while still retaining the ability to generate significant cash back rewards on their purchases at home in CAD.
All in all, if you are looking for a no annual fee credit card that nullifies FX charges and offers an enticing lineup of other perks. The Rogers MasterCard is a superlative option.
But before you get too excited about Roger’s offering, there is an important caveat to be aware of. To apply for the World Elite MasterCard you must have a personal income of $80000 or a household income of $150000.
If you fit those requirements it is an attractive option for a credit card with premium perks, without the premium price tag.
What are Eligible Purchases for Rogers MasterCard?
Eligible Purchase simply means any purchase made using your Rogers MasterCard as the method of payment. The purchases of goods or services made with merchants categorized as offering goods or services that are non-discountable or excluded by law.
Or purchases of goods or services prohibited by the laws of Canada or any other country where any Card is used or where the goods or services are provided. The list of exclusions to an Eligible Purchase is subject to change.