Rotary International Visa Signature Credit Card is another credit card issued by Bank of America. To our surprise, this credit card has exactly the same feature as the Bank of America Cash Reward Credit Card. The Rotary International Cash Rewards Visa Signature credit card is an annual fee-free credit card, it is also a card that offers cash back rewards to customers.
Through this credit card, you will be able to earn 3% cash-back on every money spent on gas, online shopping, dining, travel, drug stores, home improvement, and furnishings. In addition to that, you will enjoy 2% of every money spent on grocery stores and wholesale clubs.
On Rotary International Visa Signature Credit Card, you will enjoy a sign-up bonus of $200, you will also enjoy a 0% intro APR period on balance transfers and purchases for the first 15 months of opening your account.
However, you are capped at $2500 in combined purchases in the 2% and 3% categories each quarter. After that and on all other purchases, you will earn 1%. This credit card is connected to one of the credit card networks, the Visa card network.
Rotary International Visa Signature Credit Card Fees and Rate
Many credits or debit cards have come with various fees and rates, in that case, this part of the article will run through the fees and rate of Rotary International Visa Credit Card.
====> Card Annual Fee is $0 or None
====> Sign up bonus of $200 after spending $1000 within the first 3 months
====> Late Payment fee is about $40
====> Returned Payment Fee is about 429
====> Security Deposit is $0 or None
====> Cash advance rate is between 18.49% to 28.49% variable Cash advance fee is $10 or 3% of the cash advance amount, whichever is greater
====> Penalty APR is up to 29.99%, varies variable
====> Foreign transaction fee is 3% of the transaction value
====> Minimum interest is $1.50
====> Interest free period, this is up to 25 days
====> Purchase APR is 0% intro for the first 15 months (then 15.49% to 25.49% variable)
====> Balance transfer APR is 0% intro for the first 15 months (then 15.49% to 25.49% variable)
Credit Score Needed for Rotary International Visa Signature Credit Card
Your best chance of being approved for this credit card involves having a good credit score of 670 – 850. Having your credit score in this range does not guarantee approval. There are still other factors besides credit score that determine if you will qualify for this card.
In order to be approved for this card, the following requirements must be met:
====> Applicant must be 18 years and above
====> In case you are not in the United State, you must 21 years and above (Puerto Rico)
====> You are a resident of the United States or one of the approved US territories
====> Applicant must have a valid Social Security Number (SSN)
Now, we have come to the real deal. We will run through the Rotary International Visa Signature Credit Card process. This process is very simple, it will only take a few minutes out of your time.
Step 1 ====> You need to visit the official application page of Rotary Visa Credit Card
Step 2 ====> On this page, scroll down to the U.S. Rotary Credit Card heading and select the Apply link to proceed
Step 3 ====> Once the application form comes up, start filling the form to enter your details as follows, Names, Phone number, Email address, physical address, and City. Other in this part are State, Zip Code, country of residence, and Housing status. You also need to specify if you would like your statements sent to a different address and Monthly housing payment.
Step 4 ====> On the next section of the application, supply your Social Security Number, Date of birth, Mother’s maiden name, Country of citizenship, and specify your citizenship status all in the fields provided.
Step 5 ====> You need to provide the details of your job, use the drop-down menu to indicate your Employment Status. Supply your Company name or employer, Years in occupation, Occupation, and your Work phone number if you are employed.
Step 6 ====> If you are not working but a student, then provide the following additional information in the appropriate fields: School Name, Student status (part-time/full time), Years in school, Graduation date, and Street address. Others include City, State, Zip code, Company name or employer, and Job-status
Step 7 ====> Now, simply supply your Total Annual Income and your Source of Income in the space proved in the application form.
Step 8 ====> Here you are able to consolidate your previous balances by performing a balance transfer. You will also be able to add an authorized cardholder to your account if you so wish.
Step 9 ====> Now, read through the terms and conditions of the Rotary International Visa Signature Credit Card. If you are in compliance with Bank of America’s terms on Rotary Visa Card, click Continue to proceed.
Step 10 ====> Then scroll down to the bottom of the page and locate the small box pictured below. This box must be checked in order to provide consent to Bank of America’s terms and conditions.
When you are certain that each of the above steps has been completed correctly, click Submit Application to have your card request sent to Bank of America for review
That is it, you have just completed the application process for the Rotary International Visa Signature Credit Card.
Rotary Visa Signature Credit Card Activation Process
Activating your credit card is absolutely necessary in order to use your card to make purchases or register for online banking (providing you aren’t already an account holder with Bank of America).
To activate your card, call this phone number 1 (800) 276-9939 and complete the simple steps provided over the phone
Rotary Signature Visa Card Login Process
This part of the article will run through the login process for Rotary International Visa Signature Credit Card. The process is very simple and easy to go about. You only need to follow simple steps before you explore the guide.
Step 1 ====> You need to visit the official login page of Rotary Visa Signature Credit Card via the Bank of America portal
Step 2 ====> On the page, you will find the Secure Sign-In menu on the left of your screen.
Step 3 ====> Now enter your login details (username and password) in the fields provided
Step 4 ====> Finally, you need to click the Sign In button to log into your online account.
Once you are able to provide the correct login details, you should be able to access your account without any problem. If you can’t, then your login details are not correct.
How to Reset and Recover Login Details
As humans, you may likely forget your login details. That is common to almost everybody, in case you don’t know your login details, you will be guided in this part of the article.
Step 1 ====> You need to visit the official login page as explained above
Step 2 ====> Now, locate and click on the Sign-in help options link
Step 3 ====> Three options are available to assist you in recovering your login credentials. Select the option which matches your forgotten piece(s) of identification.
Recover Forgotten User ID
User ID is also known as username, if you forget your user ID, you will be able to recover it at the end of this part of the article. You only need to follow simple instructions as explain here in the article.
In order to recover a forgotten online ID, provide your complete card number or account number, Your Complete Social Security number or Tax Identification Number, and Your Password in the fields provided.
Now click Continue after supplying the necessary information and follow the instructions provided on the subsequent page to recover your online ID.
Reset Sandals Credit Card Password
If you have forgotten your password, you are asked to provide your complete card number or account number, Your Complete Social Security number or Tax Identification Number, and Your Online ID.
After supplying your personal information, now click on the Continue button to proceed. Follow the instructions provided on the following page to retrieve your forgotten password
Forget Both User ID and Password of Bank of Rotary International Visa Signature Credit Card
If you have forgotten both of your login credentials, you must enter in your complete card number or account number and Your Complete Social Security number or Tax Identification number.
Once entered, click Continue to proceed and follow the instructions given on the subsequent pages to recover your login credentials