Tires Plus Credit Card is one of store branded credit card, aimed at the customers of this auto-shop chain. As its name suggest, you can only use this credit card in stores associated with the issuance of the card to customers.
TP Credit Card is issued by Credit First National Association. Users of this credit card will not be charged an annual fee, you don’t need to worry about that. On using this credit card, you will enjoy various rewards.
Tires Plus Credit Card charges no interest on paid promotion but, you are to pay a complete minimum purchase fee of $299 within 6 months. Meanwhile, for cardholders, it can be used at Tire Plus Auto & Repair.
This credit card is not connected to major payment networks, such as MasterCard or Visa. In that case, you will not be able to use this card anywhere except only in Tires Plus shops. When it comes to credit score, the score is a bit low, it is around 650, low compare to other credit card in this category. Therefore, customers with even low credit score have been accepted from time to time.
Pros and Cons of Tires Plus Credit Card
This part of the article will run through advantages and disadvantages of using this credit card. At the end of this part, you will not be surprise with what you get when using TP Credit Card.
Pros of TP Credit Card
====> No annual fee, while using Tires Plus Credit Card, you don’t need to worry about annual fee. You will not be charged any penny.
====> Tires Plus Credit Card reports to multiple credit bureaus.
====> Considers applicants with fair or poor credit. Applicant with low or fair credit score could apply for this credit card. The credit score needed is a bit low considers other credit cards of its category.
Cons of Tire Plus Credit Card
====> This credit card has higher average purchase APRs compare to other credit cards of its kind.
====> Tires Credit Card does not include many credit card benefits
====> Tires Plus credit Card does not offer a signup bonus, if you want to get bonus upon signing up, this credit card is not for you.
====> This credit will not reward customers with cash back program
====> On every purchase, you will not earn rewards. Rewards on purchase are on specific product and services.
Features of Tires Plus Card
As customers what want to apply for this credit card, you are expected to know the following features before applying for it.
====> Tires Plus card does not charge a high-interest rate
====> The application process is very simple and easy to go about
====> Ever Tires Plus Credit card is able to manage their account activities through the online account
====>Every cardholder of Tire Plus Card has the right to choose a payment process or method of your choice
====> You will be able to get good credit limit once Tires Card application has been approved
====> You can get a coupon mailer as a cardholder
Once you have decided to apply for this credit card, you need to meet the following criteria before you can apply.
====> Tires Credit Card applicant must a United States of America resident
====> Applicant must be 18 years and above
====> Applicant must have a valid Social Security Number
Tires Plus Credit Card Application Process
Now, it is the time to run through the application process, this can only be carried out through the online process.
In that case, this part of the article will run through Tires Plus Credit Card application process. You are only requires to keep reading as you explore the guides in details.
Step 1 ====> You need to visit Tires Plus Card official website application page
Step 2 ====> Once you at the page, you will get to see the details and the image of this credit card. On the page as well, you need to locate and click on the Apply Now button below it.
Step 3 ====> Then, you will be taken to the application form. Fill in the require information such as: Name, Date of birth, Address, City, state, and ZIP code. Enter your Previous address, Mailing address (including city and state), Email address and click the blue Continue button towards the bottom of the page
Step 4 ====> Now move on to provide you financial information. This is necessary due to security reasons and to ensure that your credit history is fit enough for you to apply for the Tires Plus Credit Card. The information required includes: Social Security Number, Drivers license number, State associated with the license, Annual gross income, Residence status, and click on the Continue button towards the bottom of the page.
Step 5 ====> Now read through the Terms and Conditions. You are now finished applying for the Tires Plus Credit Card. You will now receive the decision and find out if you are deemed eligible.
Tires Plus Credit card Login Guide
You have just completed the application through the online process. In other to pay bills and perform many more function on your account, you need to login.
In that case, this part of the article will run through the login process of Tires Credit Card. You only need to keep reading as your explore the process in details as explained in the article.
Step 1 ====> You must visit the official page or click on the link above
Step 2 ====> On the page, you need to locate and click on the login button beside the apply now button
Step 3 ====> On the next page, enter your account username in the space provided and click on the login button
Step 4 ====> On the next page, you will be asked to provide your account password. So, enter your password in the given field and click on Sign In button as well
Step 5 ====> If you have done everything right, you will be allowed to access your account in a moment.
How to Recover Account Login Details
Can you reset your login details, yes you can! If this is the case, do not be cheesed off, you can still get it back. You only need to follow simple process, then you are done.
Step 1 ====> You need to visit the login page as explained above
Step 2 ====> On the page, locate and click on the Forgot username option found at the end of the login page
Step 3 ====> Finally, do not forget to give all the necessary information before you send it.
Tires Plus Credit Card Payment Process
You will be able to make a payment through various means while using this credit card. Any of these processes is active and effective. The payment process on Tires Plus Card are
Online Payment Process
Phone Payment Process
Mail Payment Process
Unfortunately, there is currently no way how you can pay this card in store
Online Payment Process
The online payment process is the most used process used payment method for Tires Plus Credit Card. Therefore, you should follow the guidelines in this article:
You need to login to your account as explained above and access your credit card account online. Then, you will be able to make a payment from there.
Phone Payment Process
Another way of paying your Tires Plus card is through a phone call. All you need to here is putting call through 800 321 3950
Once you called as been answered by the operator, you ask him or her to pay your credit card. Then, just follow instructions from the operator. However, you must keep in mind that you might be charged a fee for this service.
Mail Payment Process
Last but not the least on this method is payment through mail process. You need to send your payment by mail. Send your payment details through the following mailing address:
Credit First, N.A.
P.O. Box 81344
Cleveland, OH 44188-0344.
Tires Plus Card Customer Service
To get more information or present a query about this card, you can call this customer service number 1 800 321 3950.
Optionally, you can also contact them through the mailing address below:
Credit First National Association
P.O. Box 81315
Cleveland, OH 44181-0315
Tires Plus Credit Card Commonly Asked Questions and Possible Answers
This part of the article will run through the commonly asked question about Tires Plus Credit Card. The answers in this article of the author’s opinion.
What are the Tires Plus Credit Card benefits?
It provides Zero fraud liability and reports to major credit bureaus
Does Tires Plus Card have an intro APR offer on balance transfers?
No, not at all. Tires Credit Card does not come with an intro APR offer for balance transfers.
What are the Relevant APRs for Tires Plus Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs. It has a variable purchase APR of 28.8%.
What is the customer service phone number for Tires Plus Credit Card?
The Tires Plus Credit Card customer service number is 800 321 3950
What is the support contact email for Tires Plus Credit Card?
The support contact email for Tires Plus Credit Card is email@example.com.
Does Tires Plus Credit Card report your account activity to credit bureaus?
Yes, Tires Plus Card reports your account activity to the following credit reporting agencies: Equifax, Experian, and Transunion