Ultra Credit Card is issued by one of the most popular banks in the United State of America. Ultra issued out two different credit cards to her customer through Comenity Bank. The credit card issues are Ultamate rewards credit card and Ultamate Rewards Mastercard. Though, this article will duel more on Ultra Credit Card Payment options.
NOTE: Ultra credit card is called store card, you may ask why? It is because it can only be used in-store as Ultra.
Feature of Ultra Credit card
You will be wondering what are the features that make this card outstanding among other credit cards issued by Comenity Bank. Here are some of the features you are to look out for:
High APRs: This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 19.24% up to 28.24%.
Sign-Up Bonus: On the completion of your registration, you will enjoy a signup bonus of 500 points after spending a total amount of $500 that can be redeemed for travel, gifts, or other perks.
No Annual Fee. This is very simple, there is no annual fee, it gives you rewards on your purchases, but you don’t have to pay an annual fee for the privilege.
Good or Better Credit Required: You should probably try with another card if your credit score is below 700.
Charges Foreign Transaction Fees: Avoid using this card when travelling abroad because it charges a commission of 3% every time you make a transaction outside the United State of America
5% Balance Transfer Fee: Ulta Ultamate Rewards Mastercard charges a fee of up to 5% on balance transfers. For example, a balance of $100 could cost up to $5 in transfer fees.
Pros and Cons of Ultra Credit Card
Now we are run through the key features of ultra credit card bank. We want to run through the Pros and Cons of using Ultra card.
Ultra Credit Card Pros
====> No annual fee is require, you need not to worry. You will not be charged for any fees for maintain your card
====> You earn points on every purchase, the can be redeemed in future
====> The MasterCard can be used anywhere MasterCard is accepted.
====> You will enjoy what we called free access to your credit score.
====> Ultra Ultamate Rewards Mastercard reports to multiple credit bureaus.
Cons of Using Ultra Credit Card
====> The credit card requires good to excellent credit.
====> Does not include many credit card rewards.
====> High interest rate
====> It is not good to use this card outside the United State of America, you will be charge a 3% foreign transaction fee.
====> Charges a 5% balance transfer fee.
====> Higher than average purchase APRs.
Apply Online for Ultamate Rewards Mastercard
It is a must for you to be a member of Ultamate Reward Program that is when you will be able to make use of Ultra Credit Card Payment. Therefore, if you have not registered before, here are the details to apply for Ultamate Rewards MasterCard.
Step 1 ====> You need to visit the official website or simply copy and https://d.comenity.net/ ultamaterewardsmastercard
Step 2 ====> On the page, locate and click on Apply for Ultamate Rewards MasterCard
Step 3 ====> Then, login with your credentials (username and password)
Step 4 ====> Now, you need to fill the application form
Step 5 ====> After filling the form, it is good to review. If you are ok with your information, that is great
Step 6 ====> Finally, click on the submit button
How to Use Ultamate Rewards Mastercard
Majorly, an ultra credit card can be used on the official website www.ulta.com for purchase, as well as ultamate reward MasterCard can also be used at ulta stores across the country. One important thing you need to know is that, on every dollar, you spent through your Ulta reward Credit Card, you earn points.
Ultamate Rewards Mastercard or Reward Program
If you place yourself as an Ultra Credit Cardholder on Ultamate Reward Program. You do yourself the favor to earn extra points with Ultamate Reward MasterCard. Here we list some of the benefits enjoyed by Ulta Beauty reward program.
====> You will get 1 point on every 3 dollars you spent outside Ulta Beauty stores using your Ultra credit card.
====> You will enjoy 20% off no your first Ulta Beauty purchase through your Ultamate Reward MasterCard
====> You will earn 1 point on every single dollar you spent at Ulta Beauty stores and the website ulta.com
====> You will earn 5X points when you sign-up for email update and you do not need to worry about the annual fee. There is no annual fee attached to your card.
====> You will be able to use your Ultra Credit Card where MasterCard is accepted.
====> Last but not the least in this aspect is the welcome bonus. You will earn 500 points welcome bonus when you spent up to $500 in the first three months outside Ulta stores or ulta.com
Apply Online for Ultra Credit Card
We want to run through the application process of Ultra Credit card. The steps are very simple and easy to follow. Just keep reading as you will explore the steps in a few minutes.
Step 1 ====> You need to visit the official website or copy and paste https://d.comenity.net/ultamaterewardscreditcard/ on your browse
Step 2 ====> On the page, locate and click Apply for Ultamate Reward Credit card
Step 3 ====> Then, fill the application form. You need to provide your details
Step 4 ====> Now review your application. Check to make sure it is correct before you proceed to the next step
Step 5 ====> Finally, click on the Submit button on the page
Activate your Ultamate Rewards Credit Card
You have completed your application steps, thereby we want to run through the registration process. Once your Ultamate Reward Credit card application is approved, that is when you need activation guide. Here is the complete step to activate your ultra credit card bank login.
Step 1 ====> You need to copy and paste https://d.comenity.net/ultamaterewardscreditcard/pub/Home.xhtml on your browser or simply click here
Step 2 ====> Now you need to login, enter your login details which is your username and password
Step 3 ====> On the page, locate and click on Activate Card
Step 4 ====> Here you need to provide the require information. These include your Ultra Credit card Number, Expiry Date, Identification Type, Postal code or Zip code and last $ digit of Social Security Number
Step 5 ====> Submit the form, this will grant your activation if your info is correct
Step 6 ====> After verification of all your credentials, your Ultamate Reward Credit Card will be activated.
Ultamate Rewards Credit Card Login
Our next action is to focus on how you can log in to your account. You have completed the application process, you are now through with the activation guide. That is, your ultra credit card is active, now let’s run through the login steps.
Before we log in to your account, what can you do with your account? You will be able to check account balance, pay bills, track your points and many other things.
Now, let’s go through the login steps, it is very easy and simple to follow, here we go:
Step 1 ====> You need to visit Comenity credit card website. You may be wondering why Comenity Bank, this credit card is issued by Comenity Bank.
Step 2 ====> Now login to your account through your username and password
Step 3 ====> Then, click on sign-in button to explore the features of ultra credit card bank login
NOTE: If your login details are correct, you will access your account in few seconds if otherwise, you will be denied access to your account
Ultra Credit Card Payment Options
We have run through the various aspect of Ultamate reward credit card, without running through the ultra credit card payment methods, the article will not be a complete one. Here in the part of the article, we will run through payment options.
Payment by Mail
Payment by phone
Ulta Credit Card Payment Online
Online payment method is simple and easy to go about. Once you have all the requirement, you will not face any challenges in paying your bill through the online process. Here is what you need to do:
Step 1 ====> You have to register your account, this was explained above in the article
Step 2 ====> Then, you must login to your account which was also explained in the article
Step 3 ====> Add your checking account number and bank routing number
Step 4 ====> Complete the payment through the onscreen instruction
You will also have 24/7 access to the website so you can view your statements, update your profile and manage your account.
Ulta Credit Card Payment by Mail
Your payment can be made through mailing method. Just process you payment on time to avoid delay, this is usually occur during the process. To make your Ulta credit card payment by mail, follow these steps:
Step 1 ====> You are to write a payable check to Comenity Bank either on Utamate Reward Credit card or Ultamate Rewards MasterCard including the amount to be paid.
Step 2 ====> You must pay the minimum amount requires of you to avoid penalties, interest charges. You may pay the total amount of your last statement balance
Step 3 ====> Now, mail the payment to the following address
Comenity Capital Bank: Ultamate Rewards Credit Card or Ultamate Rewards Mastercard
PO Box: OH – 659820
San Antonio TX, 78265-9120
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Ulta Credit Card Payment by Phone
Finally on the aspect of Ultra Credit Card payment or option. Payment can be made through a phone call, the roll is free. Here is how you can go about this method:
Step 1 ====> Have your credit card and payment information available at hand, these include your ultra credit card number or social security number, your Comenity bank information (simply bank information) and the amount you want to pay.
Step 2 ====> Now, on your phone, dial 866 257 9195 to access Comenity Bank customer service
Step 3 ====> Then you need to follow the automated prompts to schedule your payment.
You can call seven days a week, from 7 a.m. to 11 p.m. CST
Now to put an end to what we have been discussing about Ultra Credit Card payment. By now, you are through with the registration process, activation of Ultamate Rewards credit card or Ultamate Rewards MasterCard. You are also familiar with different ultra credit card payment methods.
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