Walmart Money Card Registration Process, Login Guide and Payment Methods

Walmart Credit Card Registration Process

Walmart credit card is one of the leading card in the country. You will enjoy more benefits when you pay bills using your Walmart card. On your new card, you will get a 20% discount when you use it for the first time for shopping online. Though, this will not be more than $50. You will enjoy a 3% discount on online purchase at Walmart offers two credit cards:  Walmart MasterCard and a Walmart consumer credit card.

Walmart has issued Credit Card with the collaboration of Synchrony Bank, which was also known as GE Capital Retail Bank. Basically, if you are a Cardholder and online Walmart Customer then interacting with Synchrony Bank whether you paying an online bill or need customer service assistance.

This credit card can be used at Walmart Stores, Walmart website and Sam’s Club. As a Walmart cardholder, you will be able to manage an online account. Before you can enjoy these benefits, you need to register yourself for Walmart Credit Card Login. Before the login process, you have to understand the application process of Walmart Sign in.

Pros and Cons of Walmart Card

Before we move, we will like to run through the pros and cons of this credit card. So in the end, you will decide on what you need to do about you have is in your wallet. It is believed that its pros surpass its cons. We will now take them one after the other.

Pros of Walmart Credit Card

This aspect of the article will cover the good areas of the credit card. It will expose what you can get from the card as a cardholder. Keep reading as we explore this aspect of the credit card.

====> There are no fees or charges if you send money from your Walmart MoneyCard to participating cards issued by Synchrony Bank for other stores.

====> As a Walmart MoneyCard holder, you will get $75 every year as a cashback. This can be redeemed (cashback points) after one calendar year of use

====> Direct Credit, a service by Walmart allows you to get cash two days before payday. However, this facility depends upon various factors such as payday of your employer and processing time.

====> You will be able to pay bills that do not require a check with Walmart Money Card, this is free of charge.

====> You will be able to use Walmart card anywhere MasterCard is approved or allowed

====> You will enjoy 1% cash back on every purchase while using your Walmart Mastercard to pay your bills

====> On your Walmart credit card, you will enjoy anti-fraud protection from Synchrony Bank. The main reason for this on your Walmart Money card is to ensure no fraudulent transaction on your credit card.

====> You will enjoy free withdraw facility on your Walmart Money centre and customer service desk with your credit card

====> The Walmart MoneyCard app enables depositing checks to reload the card. You have to use the camera on your mobile phone to take pictures and upload a check.

====> You will be able to pay your rents and bill using Walmart credit card, though you will be charged for this service

Cons of Walmart Money Card

You have just complete reading through the pros of this credit card, that is not the end. We need to run through the cons of the credit card as well. By the time you are through with aspect, you will decide on what you need to do.

====> Rapid Reload at Walmart stores costs $3 each.

====> Paper checks you create on Walmart Money Card apps are not free. This is a paid service. You have to pay 50 cents per check.

====> Balance enquiry at ATMs is chargeable at 50 cents each.

====> Cashbacks are only available on specific products only

====> ATM cash withdrawal fee is $2.50 per transaction which is on the higher side.

====> You also have to pay fees for ATM usage.

====> Reloading your Walmart MoneyCard on the Green Dot network costs up to $4.95

Types of Walmart Credit Card

Walmart offers two different types of Cards for their customers.  These card benefits differ from one another. Your benefits depend on the type of Walmart Money card in your wallet. The cards are Walmart Consumer credit card and Walmart Master Card

Walmart Consumer Credit Card

This is the special Walmart Card which you can authorize to use in any Walmart Store, Sam’s Club and Murphy USA Gas Station. You Card also accepted for Walmart online shopping.

Walmart Master Card

You can use this card anywhere, it is accepted all over the world whether store shopping or online shopping at Walmart official website

Registering Walmart Credit Card

Registration can be done through the online process, you only need to follow simple steps. The steps are very easy and simple to follow. Here is how to complete Walmart Money Card registration online:

Step 1 ====> You need to visit the official Walmart Credit Card registration page

Step 2 ====> On the page, locate and click on Register and Activation button to start your registration process

Walmart Card Registration Process

Step 3 ====> On the registration page, enter your account number. You will find your account number on the front of your Walmart Money card or on your statement.

Step 4 ====> You have to provide some necessary information like your zip code, desired user id, password,

Step 5 ====> Then click on Next button to continue your registration.

Walmart Money Card Login Guide

You have just completed the registration process, you need t login to your online account if you want to enjoy this credit card the more. Just like the registration process, the Login process is also simple and easy to achieve as well. Here is what you need to do.

Step 1 ====> You need to visit the official login page

 Step 2 ====> On the page, enter your login details in the field provided. In other not to have problems accessing your account, you must enter the correct login details.

Walmart Money Card Registration Process

Step 3 ====> Now check to remember me box to save your login details on the device

Step 4 ====> After that, click on the Secure Login button, if you login details are correct you will access your account.

Walmart Card Activation Process

You will not be able to use your credit card unless you activate it. Don’t worry, this part of the article will guide you through the Walmart credit card activation process.

Step 1 ====> You need to visit the Walmart Credit Card login page as explained above in the article

Step 2 ====> On the page, locate and click on Activate My Card Link.

Step 3 ====> Follow the onscreen instruction to complete the activating process

Make Walmart Credit Card Payment

Now you Walmart money card has been activated, it is high time to start using your credit card. This aspect of the credit card will run through various payment methods using Walmart card.

Online Payment Method

Walmart Credit Card Payment via Mail

Make a Payment through Phone call

Payment in Person

Online Payment method

Online payment is the most active means of payment option through the use of Walmart card. This is a fast, easy and reliable payment method. Here is the complete guide to making a payment through this online using Walmart Money Card.

Step 1 ====> You must log in to your online account as explained above

Step 2 ====> Click on the menu button to access your payment button

Step 3 ====> You need to follow the on-screen instruction to complete your payment process

NOTE: All online payments are posted within three working days

Walmart Credit Card Payment via Mail

Another payment method here is through the mail. This method is also effective as the one explained above. You only need to send your payment details through the address below:


P.O. Box 530927

Atlanta, GA 30353-0927

NOTE: You must add your account number to the check’s memo section so the company knows where to credit the funds.

Make a Payment through Phone call

This is another method to pay your bills. This method requires you to put a call through the official phone number dedicated to this aspect of the job. The Walmart credit card customer care payment number is 877 294 7880.

The system will automatically answer your call, you only need to follow instruction given through the call. These are what you need before you can use this payment method.

====> Your Walmart Maney Card Account number

====> Credit card information

====> Amount needed to be paid

====> Your routing numbers

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Make a Payment in Person

The last but not the least on Walmart credit card payment option is Payment in Person. If you already have a trip to Walmart planned, just visit Walmart Credit Services and make your payment in person.

Because the Walmart MasterCard is also accepted at any Sam’s Club, you can also make a payment at the customer service desk there. All in-store payments are processed within 24 to 48 hours.


You have done well, we believe you have learned one or two things about Walmart Credit Card. This article has covered a series of topics you need to know on Walmart Money Card. We had run through the registration process, login guide and various means of payment methods.

In case you have issue to settle, we highly employ you to visit the customer desk on the official website and thereby table you matter before them.

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About the Author: Gadgetsright

Adeola (Jasper) is someone who loves everything about technology. He devoted to everything that is tech-related and tries his best to produce useful and quality articles about mobiles, computers and other related products.

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