Walmart Money Card Visa is a prepaid debit card available for every Walmart customers, mainly if you are the customer types that patronize Walmart. This debit card provides an excellent value to the customer through cashback reward and a series of online services. The card is issued by Green Dot Bank, has cash-back rewards for Walmart purchases and free online services.
In a simple language, Walmart credit card is a debit card that every regular customer should have at their disposal. If you try to compare Pay Walmart Money Card visa with other prepaid debit cards, you will realize that Walmart Credit card is the best to use.
Benefits of the Walmart Money Card
It is used anywhere MasterCard or Visa cards are accepted, you only need to have money in your card.
If you have a friend or family member who also has a Walmart card, you can send money for free between cards.
The card is basically a checking account with cashback bonuses. Plus, if you use your card for direct deposit, you can get paid up to 2 days early.
If you have a check, you can use the mobile app to deposit the check directly to your card.
You can also write checks against your card’s balance to pay bills and utilities, or you can use your card to pay bills online for free.
The Pros and Cons of Walmart Credit Card
Just like other debit or credit card, Walmart card comes with some of its pros and cons. Most of the time, the pros always surpass the cons. Here is the good and bad of Walmart Money Card Visa
Pros of Walmart Credit Card
====> You will not be charged the cancellation or inactive fee. In some credit or debit card, you will be charged a certain amount of money in your card is not active.
====> Free cash withdrawals at over 5000 Walmart locations across the country
====> Ability to receive cash back from the card at retail store checkout (when available)
====> Monthly fee will not be charged on your Walmart Money Card Visa
====> You will benefit or charge $1 one-time purchase fee in person or in the shop. It is free online shopping, you will not be charged anything online while using your debit card
====> No fee on purchases, you will not be charged for using the debit card
====> Cash-back rewards of up to $75 a year: 3% cash back at Walmart.com, 2% at Murphy USA and Walmart fuel stations, 1% at Walmart stores
Cons of Walmart Money Card Visa
====>$2.50 fee for bank teller and ATM withdrawals, plus any third-party fee charged by a bank or ATM operator
====>Another disadvantage of using this card is that you will need to load your card with $1000 before your $5 monthly charge can be waived.
====>Cash-back rewards get cashed out only after 12 consecutive months
Walmart Money Card Visa Cashback Benefits
As you prepare to apply for Walmart Credit Card, it is important to know some of the benefits associates with cashback money. I believe, at the end of the benefits, this will prompt you to apply for Walmart Debit card. If you are the loyal type customers, you will enjoy the following money cashback benefits.
====> Once you make use of your Walmart Credit Card at Murphy USA and Walmart fuel stations, you will get back 2% cashback
====> You will earn back 3% on all purchases through online shopping
====> Not only that, shopping in stores will give back 1% on your purchases
This is practically money in the bank, especially if you do most of your shopping at Walmart throughout the year. However, the drawback is that the cash-back you can earn each year is capped at $75.
Add Money to Walmart money Card Visa
Another thing about this debit card is the various ways to add money to your card. Any means you adopt will do what you want since the aim is adding cash to your Pay Walmart Credit Card. So to make it easy, you can add money to your card through any of these methods.
====> You can add money to your card through Direct Deposit
====> You may decide to go for what is called a Rapid Reload with cash. This method allows you to add up to $ 1100, but you will be charged $ 3 each time you do that
====> You can use what is called cash a payroll check, this method allows you to add between $20 and $2,999
====> Moneypak purchased at a participating retailer, you will be able to add between $20 and $500 to your Walmart Money card Visa
====> Online Bank transfer, meaning transfer money from your bank or savings account to your card, you could transfer up to $200, but you will be charged $2.5
How to Create Account on Walmart Portal
You must set up your account before you talk of login to the account. Apply for an account is always come before login to account. In other to apply, you need to follow the instruction in this article.
Step 1 ====> You need to visit the official website or click here
Step 2 ====> On the page, click on account
Step 3 ====> On the drop-down menu, locate and click on create an account
Step 4 ====> Now you need to enter your personal details, these include your name, email address, you also need to set your password and username
Step 5 ====> You need to follow the onscreen information to complete your application. This way, you will be able to open your account and get access to using the Walmart credit card online.
So you have not to worry about the protection of your personal information and account information when using this credit card.
Activate Walmart Credit Card
If you want to activate your Walmart Credit Card, you need to follow the steps in this article. The step is very simple and easy.
Step 1 ====> You need to visit the official website
Step 2 ====> On the page, locate and click on Activate My Card link, this is located on the left. You may also click on Enroll now and access your account orange button
Step 3 ====> If you choose the first way, you will get to the page where you will need to click on Register and Activate button to continue your registration.
Step 4 ====> If you choose the second way, you will get to the Account Registration page right away. Here you will need to enter your account number.
You will find your account number on the front of your Walmart credit card or on your statement. Then click on Next button to continue your registration
Validate your Walmart Credit Card Login Status
After you might have completed the steps above, it is time to prove you are the primary holder of the credit card.
Step 1 ====> Select security preferences
Step 2 ====> Select image, you need this when you forget your login details
Step 3 ====> If you do that, you are done
The activation and account registration process will be finished now. You can start managing your Walmart Credit Card account.
Login Requirement on Walmart Money Card Visa
In other to login to your account, you need the following
====> The correct URL
====> You need your login details (username and password)
====> You need internet service, fast and reliable
====> You need to use the latest version of your browsers
====> You need your gadgets, such as a personal computer, smartphones or any other devices that can access the internet
Login to Walmart Credit Card
In other to access your account online, you need to follow the instructional guide in this article. The guide is simple and easy to follow.
Step 1 ====> You need to visit the official website, on the page click on the account
Step 2 ====> On the drop down menu, click on sign in
Step 3 ====> On the login page, enter your login details. These include your username and password
Step 4 ====> Mark or check remember me box to save your details. This must be done while you use your gadgets
Step 5 ====> Finally, click on the login button to access your Walmart Money Card Visa account
We made mention that Walmart Money Card Visa is issued by Green Dot Bank. In the article, we discoursed series of benefits of using Walmart Credit Card. We run through the registration process, login guide and how you can activate your Walmart Credit card.