Yes Bank Review, Features, Yes Bank Debit Card Types, and Benefits

Yes Bank Debit Card

Yes Bank is an Indian private bank founded by Rana Kapoor and Ashok Kapur in 2004. Both partners holding a collective financial stake of 27.16%. Presently, this bank has more than 900 branches with a balance sheet size of INR 1500 billion, advances of INR 1000 billion, and deposits of INR 1250 billion. Though, this article will cover everything you need to know about Yes Bank Debit Card.

Yes Bank is one of the fifth largest private sector banks in India with its headquarters situated in Mumbai. The Bank is widely spread across the country with more than 1500 ATMs stands across 29 states and 7 Union Territories in India.

Yes Bank is regarded as a commercial bank dealing with investment banking, Transaction Banking, Business Bank, Wealth management business, and Financial Markets across India.

YES Bank Debit Cards Review

This article will not be a complete one without cover several things you need to know about Yes Bank debit cards. As a matter of fact, Yes Bank Debit Card offers numerous amazing benefits and many privileges to customers having the card in his or her wallet.

Through the card, cardholder enjoys what is called purchase limits, ATMs withdrawal limits and many more important services. As customers patronizing Yes Bank, you have the right to choose from the list of Yes Bank Debit Card suite you the most. Not only that, every cardholder are eligible for higher discounts at Merchant sites and offers given by these cards from time to time

YES Bank Card Eligibility

These debits are available for an individual who resides in India, you are to apply for YES Bank debit cards. These debit cards are also suitable for credit-averse customers.

YES Bank Debit Card Offers

====> The Cardholder will enjoy special offers on travel ticket purchases and movies

As mentioned, this card is available for grab by everyone living in India. That moves us to the next topic, which is what Yes Bank Debit Card will offer customers patronizing the bank.

====> On every purchase made with Yes Bank Debit Card at infibeam.com, you will enjoy a 15 % discount

====> When you shop with these debit cards at askmebazaar.com and Himalaya optics, you will enjoy an exclusive discount 

====> With the YES Bank Silver Debit Card, you can enjoy zero balance requirement

====> When you use any of the debit cards for payment at lenskart.com on eyewear, you will enjoy a 65% discount

====> You will enjoy a 2.5% fuel surcharge waiver at any fuel station across India on Select Yes Bank Cards

====> When shopping with these debit cards at stylista.com and jabong.com, you will enjoy a massive 30% discount

Features of Yes Bank Card

====> 24×7 helpline through customer care service

====> Yes Bank Cardholders enjoy cashless shopping MasterCard/ RuPay Debit Cards

====> Some Yes Bank Cardholders may enjoy complimentary access to golf clubs and airport lounges across the country

====> Yes Bank Cardholders get free SMS alerts alert on their registered mobile phones for every transaction which enhances security

====> Yes Bank Debit Cardholders enjoy higher daily ATM withdrawal limits and daily purchase limits. This helps to control excessive spending through the debit cards

Types of Yes Bank Debit Cards

As part of the promised make at the beginning of the article, this part will cover various types of Debit Cards issued to customers by Yes Bank of India. To explore these, you only need to keep reading as we list them here. These debit cards will be grouped into two categories: New issuance and non-new issuance

Yes Bank Card New Issuance

Under this category, we have the following cards. We will also share more on each of these debit cards.

Yes Prosperity Titanium Plus Debit Card: This debit card with various benefits which is complemented by a highly rewarding experience. While using Yes Prosperity Titanium Plus Debit Card, you will enjoy limited purchases and privileges across categories like Dining, Travel, Shopping, and many more giving you the freedom to spend across categories of your choice.

YES First World Debit Card: The YES FIRST World Debit Card comes equipped with exclusive features that complement your lifestyle.

Yes EMV Business Gold Debit Card: The EMV Business Gold Debit Card has unique features designed to help your business grow.

EMV YES First Business World Debit Card: EMV YES First Business World Debit Card has unique features and benefits to make business banking a breeze.

Yes EMV Platinum Debit Card: The YES BANK Platinum Debit Card is unparalleled in the features it offers you. From enhanced ATM withdrawal limits and access to airport lounges, it opens up a world of conveniences for you.

Yes Bank Card Non New Issuance

This includes the following debit card

Yes EMV Chip Silver Debit Card: The YES BANK Silver Debit Card gives you the flexibility of carrying your account wherever you go, being able to use it at ATMs and shops around the world.

Yes EMV Chip Gold Debit Card: The YES BANK Gold Debit Card is a power-packed and secure Debit Card. It has amazing features and unique value-added services that give you the recognition and flexibility to carry your account wherever you go.

Yes RuPay Platinum Domestic Debit Card: The RuPay Platinum Domestic Debit Card, offered on India’s own card platform, caters to all your domestic spend needs with widespread acceptance and offers a delightful banking experience.

Yes Prosperity Platinum Debit Card: The All-New YES Prosperity Platinum Debit Card comes with the NFC Contactless Payments Feature, enhanced ATM withdrawals limits, higher Lost Card Liability and Personal Accident insurance. It offers benefits and unparallel privileges that meet all your lifestyle needs.

Yes Mobile Bank

YES Bank developed three various apps for retails customers, they are Yes Pay, Yes Mobile, and Yes Robot. Yes Pay is a digital wallet or app of Yes Bank, this allows payment from wallet BHIM UPI, credit card, and virtual cards.

Yes mobile is regarded as the mobile banking application with many features and services while Yes Robot is a personal banking assistant of Yes Bank. In this part of the article, we will run through the registration process for Yes Mobile app.

Yes Bank Mobile Banking Registration Process

Before you can complete the application, you must be a customer of this bank. Yes Bank customers to get the benefits of YES Mobile app, your mobile number must be linked to your bank account before complete the process.

Step 1 ====> You need to install YES Mobile app from the apps stores like the Google Play Store or iOS Apple Store depending on your devices

Step 2 ====> The installation is automatic, after that, open the app and click on the Login button.

Step 3 ====> Then, move on to authenticate your identity by using one of the four available methods, Yes Bank Debit Card details, customer information, credit card details, and net banking credentials.

Step 4 ====> You will receive an OTP through the registered mobile number to confirm that the actual account holder is registering for the service. Now enter the OTP to the appropriate field and tap on the confirm button

Step 5 ====> Then you need to set up your 6-digit application PIN (APIN) for logging into the app and tap on the Proceed for MPIN.

Step 6 ====> You are also required to set up MPIN for authorizing your transactions done through the app and tap on the Confirm button

Step 7 ====> A thank you message will be displayed after APIN and MPIN are successfully created. You are done, but you may proceed to set fingerprint if your devices support it

YES Bank Online Mobile Banking Login Process

You have just completed the online banking application process, now you need to log in to your account. This part of the article will guide you through the login process. Here we go:

Step 1 ====> You need to tap the app on your devices and run or open it. Now, you will see the login page

Step 2 ====> On the page, you are to enter your 6-digit APIN created while registering your account and tap on the Submit button. Alternatively, you can use the fingerprint to log in to your account if you set it up while creating your account.

Step 3 ====> From here, you will have access to your account dashboard upon successful login.

Requirements to Activate Yes Bank Debit Card Online

Once you partner with Yes Bank, the tendency to have one of these debit cards is high. Therefore you need to activate Yes Card before you can use it. Here are the requirements:

====> You must have Yes Bank Net Banking Online Account

====> You must have Yes Bank Debit card information

====> You must have access to the registered phone number with the bank

====> Your devices must have active internet services

====> You must have your account personal information

Yes Bank Debit Card Activation Process

The activation process is through the online portal. This part of the article will guide you through. You only need to keep reading as we lead you through.

Step 1 ====> You need to visit the Login page YES BANK Net Banking account or click here.

Step 2 ====> On the page, locate and select an option available as Generate Debit Card PIN from your online banking homepage.

Step 3 ====> Move on to enter the CUSTOMER IDDate of Birth details as required and click the Submit button.

Step 4 ====> Then, you will receive an OTP on the registered mobile number. Enter the OTP and verify.

Step 5 ====> Enter the PIN of your choice, re-enter the PIN and Submit your request in the end.

What you can do with YES Bank Mobile Banking?

Once you are able to login to your online banking account, you will be able to perform the following functions

====> You will be able to change your account login details

====> You will be able to transfer funds to own accounts, third-party accounts through NEFT/IMPS/RTGS.

====> You will be able to manage beneficiary accounts

====> You will be able to view account statements and balance

====> You will be able to pay contacts on your devices through phone number, email, Twitter and Facebook

====> You will be able to open term deposits online

====> You will be able to request a new cheque book, cheque status and stop cheque payment

====> You will be able to change Yes Bank Debit card pin

====> You will be able to pay direct and indirect tax through your account

====> You will be able to apply for a new account, locker, loans, prepaid card and Demat account

====> Through the mobile app, you will be able to check the nearest ATM or Yes Bank branch to your location

====> On the app, you will be able to register and view new biller and pay your bills

====> You will be able to access the loan/EMI calculator.

How to Reset Yes Bank Net Banking Password

There are two various ways to reset your Yes Bank login password. We will run through the process one after the other

Using Yes Bank Credit Card

The first method we are taken in the article is using the credit card issued by Yes Bank. Here we go:

Step 1 ====> You need to visit the login page and log in to your account as explained in the article

Step 2 ====> Then, tap on Retail

Step 3 ====> Now locate and tap on Forgot Your Password / Unlock Login ID.

Step 4 ====> From here, select the Credit Card option and then select Create New Password

Step 5 ====> Enter the following details, your login ID, credit card number, card expiry date, and date of birth in the fields provided. 

Step 6 ====> Set your password by follow the on-screen instruction.

Step 7 ====> You will then have to select Enable the Virtual Keyboard for entering the password to enter your password using the virtual keyboard.

Step 8 ====> Finally, accept the Terms & Conditions and click on Create New Password.  Enter the OTP received on your registered mobile number to reset your password.

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Using Yes Bank Debit Card

You can also use the debit card to reset your password, just follow the guide in the article.

Step 1 ====> You need to visit the login page and log in to your account as explained in the article

Step 2 ====> Then, tap on Retail

Step 3 ====> Now locate and tap on Forgot Your Password / Unlock Login ID.

Step 4 ====> Then, you need to tap on the Bank Account (using Debit Card) option and select Create New Password

Step 5 ====> From here, enter the following in the appropriate places: your Customer ID, 16-digit Debit card number, and PIN of your Yes Bank Debit Card. 

Step 6 ====> Now, set your password by following Yes Bank NetBanking screen on-screen guide.

Step 7 ====> Check the box against Enable the Virtual Keyboard for entering the password to enter your new password using the virtual keyboard.

Step 8 ====> Accept the Terms & Conditions and then click on Create New Password. 

Step 9 ====> Finally, enter the OTP received on your registered mobile number, and you have successfully changed your login password for Yes Bank NetBanking.

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About the Author: Gadgetsright

Adeola (Jasper) is someone who loves everything about technology. He devoted to everything that is tech-related and tries his best to produce useful and quality articles about mobiles, computers and other related products.

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