Zions Bank was established during the earlier days of Mormon settlement in Utah. This bank (Zions Bank Online) was opened to help the new settlement grow, first opened by Brigham Young. He Named the Bank Zion’s Saving Bank and Trust Company.
Today, this is one of the leading and largest banks in the West, it was located in the far west of San Francisco and Los Angeles. It is far East of Houston, Texas, United States of America. States in which it is currently operating are Arizona, California, Colorado, Idaho, Nevada, New Mexico, Texas, Utah, and Wyoming.
In addition, Zions Bank provides all the standard personal banking services such as checking and savings accounts. Moreover, it offers consumer loans, commercial banking, and other services.
Zions Bank (ZION) has a long-standing tradition and history. They have been in business for over 135 years(since 1873). They are FDIC insured and have over 125 branches, which makes Zions Banking easy and convenient when you receive multiple checks or need to interface with a teller more often than a computer screen.
Pros and Cons of Zions Bank Online
We do believe one thing, everything that has good must as well have it’s bad as well. Zions Online Banking has pros and cons, in that case, we will not waste much time here. We will run through the good and bad of this credit card.
Pros of Zions Bank
====> Mobile banking apps available, you don’t need to visit the physical bank before you make use of your bank.
====> You will not be charged a monthly fee for Zions banking
====> You will enjoy extended customer service hours, it is online banking which you can access your account online 24/7
Cons of Zions Bank Online
====> You don’t earn interest on your savings, therefore, there is no need to save much money in your Zions Bank Online Account.
====> You will be charged high service fees
====> Paper statement fee, this could be a bad aspect of Zions bank Account, mostly when you need your account statement.
Personal Zions Bank Account Types
Zions Bank offers various banking services, such as personal banking accounts and other products that will meet the needs of most individuals, as well as many people with businesses large or small.
Zions Bank Savings
Zions Bank Checking
Zions Bank Money Market Account
Certificate of Deposits (rates vary based on CD term
Zions Bank Savings Account
To open Zions Savings Account, you only need to have a minimum of $100 and you need to maintain a minimum balance of $1000 in your account.
Once you have $1000 in your account, you will receive the maximum interest rate, which is currently 1.06% APY, easily among the top interest rates in the nation
Zions Bank Money Market Account
This account is very similar to the online savings account mentioned above. With most banks, the money market is going to give you a better APY, but Zions is going to give you the same rate.
There are a few details about the money market account that you should be aware of before applying. There is a $3 fee for a withdrawal at a tell, and you can make 6 transfers every 30 days.
Zions Bank Anytime Checking Account Fees
This part of the article will list out fees attached to the used of Zions Bank Online
The monthly Maintenance Fee is $0 or none
Non-Zions ATM will attract only $2
Overdraft Protection Transfer Fee will cost you $5
Cashiers Check will cost your $6
Deposited Item Returned will cost you $10
Domestic Wire Transfer (incoming) will cost you $15
International Wire Transfer (incoming) will cost you $18
Stop Payment will cost you $25
Returned Item will cost your $32
The overdraft fee is $32
Sign Up for Zions Bank Online Banking
Now you have planned to create your online bank account with Zions bank. the application will only take a few minutes out of your precious time. You can sign up for Zions online banking in a matter of 5-10 minutes.
The entire process is quite simple, but the bank requires you to provide quite a few details. This part of the article will guide you through the registration process.
Step 1 ====> You need to visit the official application page of Zions bank
Step 2 ====> Once you have got to see the bank’s website, locate and click on the enroll now button which is placed below the Sign-In button.
Step 3 ====> On the following page, you will get to see what you will need in order to enroll in the online banking program:
Your credit card number and PIN
The last 4 digits of your Social Security Number
The date and amount of your last deposit
Step 4 ====> Now, look just below Select your service title, select Online Banking & Mobile Banking. Then, click on the Continue button to proceed
Step 5 ====> On the next page, you will get to see the registration form. Start filling it out. First, enter your credit/debit card number in the first field.
Step 6 ====> That must be followed by entering your PIN in the second field. Next, select your card type in the third field and type the last four digits of your social security number in the last field. Once that has been done, click on the Continue button.
Step 7 ====> Now, you will have to verify the ownership of the bank account. Enter the amount and date of the last deposit you have made. Click on the Continue button again as move to the next step on Zions Bank Online application process.
Step 8 ====> If the details you entered were correct, you will get to see several agreements on the next page. Check the boxes near, I agree and… and click on the Continue button.
Step 9 ====> Finally, you will be able to set up an online banking account. Compose a login ID and type it in the first field on that page. Then, create a password for your online banking account. Type it in the remaining two fields on that page. Click on the Continue button.
Eventually, you will get to see a notification that you have just registered for Zions Bank online banking. From that moment on, you will be able to sign in to your online banking account using your login ID and password. You can use the guidelines from the first section of this guide if anything seems unclear.
Zions Bank Online Login Process
This part of the article will run through ways to log in to your account. We will run through two ways to log in to your Zions Bank Online Banking login process.
How to Log In to Your Zions Bank Account via a Computer System
This part of the article will guide you through the login process via a computer system. This process is very simple and easy to go about.
In other to explore Zions Bank Online account, you need to keep reading. The process will only take a few seconds.
Step 1 ====> You need to visit the official login page
Step 2 ====> On the page, you will see the login widget, thereby enter your login details (user ID and password) in the fields provided
Step 3 ====> Finally, click the login button to access your online account.
If you have multiple accounts with Zions, note that the bank has tabs to separate its personal, business and corporate customer logins.
If you encounter any trouble with logging in, double-check that you’ve selected the right tab. There is also a separate login for customers who have a mortgage with Zions.
Just click the mortgage login button below the enrollment link and enter your information
How to Log In to Your Zions Bank Account via a Tablet or Mobile Phone
You can access your online banking via your mobile device(s) like phones and tablets. You need to do a few things here before you can use your mobile phone to Zions Banks Online banking
Step 1 ====> You need to download the bank from the play stores like Google Play Store and Apple Store. The app requires iOS 8.4 or newer or Android’s OS 4.1 or newer, so make sure your operating system is equipped to run the Zions Bank app.
Step 2 ====> Once you have downloaded the app, launch the app
Step 3 ====> Now enter your login ID and password in the space provided
Step 4 ====> Finally, tap on the login button to access your online account
Once you followed what explained here in the article, you will be able to access your Zions Bank Online banking account.
How to Retrieve a Forgotten Username or Password
In the event that you have forgotten your login ID or password for Zions Bank, you can retrieve them by following a few steps.
Step 1 ====> Make sure you have enrolled for an online account as explained above.
Step 2 ====> Now visit the login page as explained above in the article, under the login ID and password button, locate and click Need Help.
From there, you will be routed to a page where you can either change your password or your user ID. Changing your password is much easier with your user ID, so if you have forgotten both, get your ID first.
Recover your User ID
Now to recover Zions Bank Online user ID, you need to follow the steps in the article, here we go:
Step 1 ====> Click the Help link as explained above
Step 2 ====> Choose the Forgot User ID? button.
Step 3 ====> You need to enter your card number, PIN, and the last four digits of your Social Security number to verify your identity.
Reset Zions Bank Online Password
Step 1 ====> Click the Help link as explained above
Step 2 ====> Now click the Forgot Password?” button instead.
Step 3 ====> You will need to enter your login ID and email address to verify your identity on Zions Bank Online.
What you can do with your Zions Bank Account
For instance, these are only a few things that you will be able to do online:
====> Make transfers between your credit cards and from your bank account to other bank accounts.
====> Access and download eStatements right from your online banking account.
====> Locate the closest ATMs and branches of Zions Bank
====> View your current balance.
====> Pay your bills online
How to Contact Zions Bank Online If You Have Trouble with Your Account
Zions Bank offers several different customer service lines for you to contact if you need help:
====> For general customer service inquiries, call 888 307 3411 between 7 a.m. and 8 p.m. MT, Monday through Saturday. Live assistance is only available for those hours, but automated assistance is provided 24/7.
====> For help with opening an account, call 866 761 8349 between 8 a.m. and 6 p.m. MST, Monday through Friday.
====> For customer service on an existing loan, call 801 974 3900 between 8 a.m. and 6 p.m. MST on weekdays.
====> For credit and debit card support, call 888 758 5349 or 888 307 3411 anytime.
====> For online banking and bill pay support, password resets and Quicken and Quickbooks support, call 800 840 4999 between 8 a.m. and 6 p.m. MST, Monday through Friday.
====> For help with applying for a personal loan, call 800 789 5636 between 8 a.m. and 6 p.m. MST on weekdays.
If you prefer to communicate via mail, you can send general correspondences to:
P.O. Box 30709
Salt Lake City, UT 8413